Louisville Pedestrian Accident Lawyer

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Walking in Louisville, whether across a painted crosswalk on Main Street, through an unmarked intersection near Centennial Valley, or over one of the Coal Creek Trail road crossings, carries a legal protection most drivers do not respect and most insurers do not volunteer.

Every intersection in Louisville is a legal crosswalk. Under C.R.S. 42-4-802, drivers must yield to pedestrians in both painted and unmarked crosswalks, so a driver's claim that there were no painted lines is not a defense to running you over.
Colorado's modified comparative fault rule under C.R.S. 13-21-111 lets you recover as long as you are less than 50 percent at fault. If a driver was speeding, distracted, or failed to yield, your share of fault is likely much lower than the insurer will initially claim.
Louisville pedestrian accident cases that exceed the county-court jurisdictional limit are filed in Boulder County Combined Court at 1777 6th St., Boulder, in the 20th Judicial District. CGH Injury Lawyers files there directly, without local co-counsel.

CGH Injury Lawyers serves Louisville and all of Boulder County from our Denver office at 2701 Lawrence St., Suite 201. There is no Louisville office. What we provide is the legal work: scene investigation, traffic camera evidence preservation, UM/UIM coverage analysis, comparative fault negotiation, and courtroom representation when that is what full recovery requires. We charge no fee unless we win your case.

Under C.R.S. 42-4-802, a driver approaching a crosswalk must yield the right of way to any pedestrian who is in the crosswalk or close enough to it to be in danger. Once you have entered the crosswalk, every lane moving in the same direction must stop and stay stopped until you cross safely. A driver in a second lane cannot pass a vehicle that has already stopped at the crosswalk.

The duty to yield applies at marked crosswalks with painted lines or signage and at unmarked crosswalks at intersections, including the many residential intersections throughout Louisville's neighborhoods east of US 36 and north of SH 42.
Pedestrians have duties too. C.R.S. 42-4-803 requires people crossing outside a crosswalk to yield to vehicles. But a pedestrian's technical violation does not end the case. Comparative negligence still applies, and a speeding or distracted driver can still bear the majority of fault.
Louisville's Coal Creek Trail crosses several active roads. Drivers approaching these multi-use trail crossings carry the same duty of care as at any marked crosswalk, and a failure to yield to a trail user on foot is a failure to comply with Colorado law.

Old Town Main Street and the Historic District

Old Town Louisville's Main Street shopping district, Coal Creek Community Theater, and the WinterSkate ice rink generate sustained pedestrian foot traffic year-round. Drivers turning off Main Street side streets, backing out of diagonal parking, or accelerating through short block lengths have repeatedly struck people on foot in this corridor. A turning driver's duty to yield under C.R.S. 42-4-802 applies at every marked and unmarked intersection along Main Street.
Coal Creek Trail Road Crossings

The Coal Creek Trail is a 14-mile multi-use path running through Louisville connecting Superior and Lafayette. Trail users on foot cross active vehicle roads at multiple points. A driver who fails to yield at a trail crossing creates the same legal exposure as a driver who runs a crosswalk signal on a surface street. The absence of a traffic light or painted stripes does not eliminate the driver's duty at these intersection-level crossings. We investigate the specific crossing geometry and any traffic control devices at the point of impact.
McCaslin Boulevard and the Centennial Valley Area

McCaslin Boulevard carries significant commuter traffic between the Centennial Valley Business Park and US 36. Pedestrians crossing McCaslin to reach business-park employers, bus stops, or the regional trail network cross a wide, multi-lane road where drivers accustomed to freeway-adjacent speeds underestimate the presence of people on foot. The diverging diamond interchange at US 36, opened October 19, 2015, uses signal phasing that is unfamiliar to many drivers and creates additional pedestrian exposure at the US 36 crossing points.
South Boulder Road and SH 42 Intersections

Colorado State Highway 42 runs south from SH 7 through Louisville east to US 287, crossing residential and commercial zones. Its intersections with South Boulder Road and adjacent cross streets see turning-movement conflicts where drivers focused on gaps in vehicle traffic miss pedestrians already in the crosswalk. Speed transitions between residential zones and the open-road sections of SH 42 further increase the pedestrian risk at mid-corridor intersections.
Residential Neighborhoods East of US 36

Louisville's residential neighborhoods east of US 36 include many unmarked intersections where the implied crosswalk doctrine applies. Drivers unfamiliar with Colorado's unmarked crosswalk law often argue there was no crosswalk at all. Under C.R.S. 42-4-802, the absence of paint does not erase the legal crossing or the driver's duty to yield. We use this statute to establish liability at intersections where insurance companies routinely push back on pedestrian claims.

Call 911 and stay put

A Louisville Police or Boulder County Sheriff report establishes the official record of what happened, where, and under what conditions. Even if you feel like your injuries are minor, get the report. Pedestrian injuries including traumatic brain injury and internal damage often do not present full symptoms for hours or days after the impact.
Get evaluated at AdventHealth Avista or Foothills Hospital

AdventHealth Avista at 100 Health Park Drive in Louisville is a Colorado-designated Level III Trauma Center and the closest trauma facility to most Louisville crash scenes. Injuries from higher-speed impacts may require transfer to Foothills Hospital at 4747 Arapahoe Avenue in Boulder, an ACS-verified Level II Trauma Center and the first designated Level II facility in Boulder County. Do not skip the evaluation. A gap between the accident and your first documented treatment gives the insurer a line of argument that your injuries were not serious or were caused by something else.
Document the scene before it clears

Photograph the vehicle, the crosswalk or intersection, your injuries, any skid marks or debris, and the traffic control devices visible from the crossing. At Old Town Main Street or a Coal Creek Trail crossing, note the signage and any painted lines. At a McCaslin Boulevard crossing, photograph the signal phasing indicator. Traffic camera and commercial security footage in Louisville is typically overwritten within 30 to 90 days. We request this material as soon as you retain us.
Get witness contact information

Independent witnesses have no financial stake in the outcome, which makes them credible to adjusters and juries. Pedestrian accident witnesses at Old Town Main Street often include restaurant staff, shoppers, and other pedestrians. Get names and phone numbers before people leave the scene.
Do not give a recorded statement to any insurer

The at-fault driver's insurer is not on your side. In a Louisville pedestrian accident, the insurer will probe for any statement that can be used to inflate your share of fault under Colorado's 50 percent comparative fault bar. Anything you say enters the claims record. Do not sign a medical authorization, accept a settlement, or give a recorded statement before speaking with an attorney.
Call CGH Injury Lawyers

The motor vehicle statute of limitations under C.R.S. 13-80-101(1)(n) gives you three years from the date of the accident to file a lawsuit, but critical evidence disappears much faster. If a City of Louisville or CDOT road-maintenance failure contributed to the conditions at the crosswalk, a written notice of claim under C.R.S. 24-10-109(1) must be filed within 182 days of discovering the injury. A free consultation costs you nothing and starts the clock on protecting your claim.

The 50 percent bar rule (C.R.S. 13-21-111)

Colorado follows a modified comparative negligence system. As long as you are less than 50 percent at fault, you recover, and your damages are reduced by your share of fault. Only if you are found 50 percent or more at fault do you recover nothing.

Found 0 percent at fault, you recover 100 percent of your damages.
Found 20 percent at fault, you recover 80 percent of your damages.
Found 49 percent at fault, you recover 51 percent of your damages.
Found 50 percent or more at fault, you recover nothing.

A driver who was speeding on McCaslin Boulevard, distracted by a phone on South Boulder Road, or turning without checking the crosswalk on Main Street carries real fault even when the pedestrian also made a mistake. We use accident reconstruction, witness testimony, and traffic camera footage to build the factual record that pushes a driver's fault share above 50 percent and puts your recovery back on the table.

Insurance coverage for Louisville pedestrian accidents

The at-fault driver's liability policy is the primary source. Colorado requires minimum liability coverage of $25,000 per person for bodily injury. A seriously injured pedestrian often exhausts that limit quickly.
Your own uninsured and underinsured motorist (UM/UIM) coverage can apply even when you were on foot. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17. When the at-fault driver has no insurance or flees the scene, your own policy may fill the gap.
If the pedestrian accident happened at a crosswalk where a government entity failed to maintain proper signage, lighting, or road markings, a Colorado Governmental Immunity Act (CGIA) claim may be available. Claims against a public entity require written notice within 182 days of discovering the injury under C.R.S. 24-10-109(1). CGIA damage caps of $505,000 per person and $1,421,000 per occurrence apply to claims accruing on or after January 1, 2026, under C.R.S. 24-10-114.

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Economic damages (never capped)

Medical expenses, past and future, including care at AdventHealth Avista and Foothills Hospital
Lost wages and lost income during recovery
Loss of earning capacity for permanent or long-term injuries
Rehabilitation, assistive devices, and future care costs
Property damage to personal items carried at the time
Out-of-pocket expenses tied directly to the injury

Non-economic and impairment damages

Pain and suffering (capped at $1.5 million for claims accruing on or after January 1, 2025, under C.R.S. 13-21-102.5)
Emotional distress, anxiety, and PTSD from the accident
Loss of enjoyment of life and diminished quality of life
Loss of consortium for a spouse or partner
Physical impairment and disfigurement damages (not capped at all under C.R.S. 13-21-102.5(5))

For claims accruing on or after January 1, 2025, Colorado caps non-economic damages such as pain and suffering at $1.5 million under C.R.S. 13-21-102.5. Physical impairment and disfigurement damages are simply uncapped, which matters enormously when a pedestrian sustains scarring, limb loss, or permanent neurological damage. Economic damages, including all medical bills and lost income, are also never capped. In a serious Louisville pedestrian case involving traumatic brain injury, spinal fractures, or orthopedic damage from a direct vehicle impact, building the claim around the uncapped categories typically drives the highest total recovery. When a pedestrian accident results in death, surviving family members can pursue a wrongful death claim under Colorado law.

Courthouse for Louisville Pedestrian Accident Lawsuits

Boulder County Combined Court (District Court), 20th Judicial District

Louisville is in the 20th Judicial District. A Louisville pedestrian accident lawsuit that exceeds the county-court jurisdictional limit is filed in Boulder County Combined Court (District Court) at 1777 6th St., Boulder, CO 80302. The local jury pool, procedural rules, and the defense firms active in Boulder County differ from those in other Front Range counties. CGH Injury Lawyers files and tries Louisville pedestrian accident cases directly in this courthouse. You do not need local co-counsel and you do not pay more for direct representation.

Trauma Care for Louisville Pedestrian Accident Victims

AdventHealth Avista (Level III) and Foothills Hospital (Level II)

AdventHealth Avista at 100 Health Park Drive in Louisville is designated a Level III Trauma Center by the Colorado Department of Public Health and Environment and is the closest trauma facility to most Louisville pedestrian crash scenes. Pedestrians struck at higher vehicle speeds, such as at McCaslin Boulevard crossings or SH 42 intersections, often require transfer to Foothills Hospital at 4747 Arapahoe Avenue in Boulder, an ACS-verified Level II Trauma Center and the first designated Level II facility in Boulder County. Trauma records from both facilities document the immediate severity of your injuries and form the evidentiary foundation of your damages claim.

Louisville's Highest-Risk Pedestrian Corridors

Old Town Main Street, Coal Creek Trail Crossings, McCaslin Boulevard, and SH 42

Old Town Louisville's Main Street shopping district generates consistent foot traffic near turning-movement vehicle conflicts. The Coal Creek Trail's 14-mile route through Louisville crosses active roads at multiple points where drivers routinely underestimate pedestrian presence. McCaslin Boulevard at the US 36 diverging diamond interchange creates wide-road pedestrian exposure at a complex signal environment. SH 42 transitions between residential and open-road speeds in ways that produce turning-movement pedestrian crashes. These are the Louisville corridors where crosswalk-law claims are most frequently built.

Serving Louisville from Denver

CGH Injury Lawyers, 2701 Lawrence St., Suite 201, Denver, CO 80205

CGH Injury Lawyers does not have a Louisville office. We serve Louisville and all of Boulder County from our Denver office at 2701 Lawrence St., Suite 201, Denver, CO 80205. The drive between Denver and Louisville is under an hour, and we meet you at a location that works for you. We file pedestrian accident cases directly in Boulder County District Court and handle UM/UIM coverage disputes with your own insurer as part of the same representation. Call (303) 209-9395 or use any form on this page to reach us.

Traffic camera and security footage

Old Town Main Street, Centennial Valley Business Park, and the McCaslin Boulevard commercial zone all have camera coverage that can show where you were in the crosswalk and what the driver was doing. Louisville and Boulder County cities typically overwrite footage within 30 to 90 days. We send a preservation letter immediately upon retention.
Witness statements from the Louisville scene

Pedestrian accidents in Louisville's busy commercial corridors often have multiple bystander witnesses, including shoppers, diners, and other pedestrians. Independent witnesses have no financial stake in the outcome, which makes them credible to Boulder County juries. We locate and interview them while memories are sharp.
Accident reconstruction for Louisville crossing geometry

When speed, sight lines, or reaction time is disputed at a McCaslin Boulevard or SH 42 crossing, reconstruction experts recreate the collision using vehicle damage, skid marks, road geometry, and physics. The reconstruction shows the driver had time and distance to stop, which defeats the common "the pedestrian appeared suddenly" defense.
Challenging a police report that blames the pedestrian

An officer who arrives after a Louisville pedestrian accident often makes a preliminary fault call from limited information, sometimes labeling the incident a jaywalking situation. That report is not the final word. With camera footage, witness statements, and the statutory analysis under C.R.S. 42-4-802, we challenge a wrong preliminary finding and build the correct record.
Injury and biomechanics analysis

The pattern and location of a pedestrian's injuries and the point of vehicle contact tell a story about the direction of impact, the pedestrian's position in the crossing, and the vehicle's speed. A biomechanics review can corroborate that you were crossing legally and the driver turned into you rather than that you stepped off the curb suddenly.

Your team

The attorneys handling your Louisville pedestrian accident case

CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict, including cases in Boulder County District Court. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Every Louisville pedestrian accident case is handled by a licensed Colorado attorney. We visit accident scenes, pull traffic camera footage, and challenge incomplete police reports. We prepare every case for trial so Boulder County insurers take our demands seriously.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict Boulder County District Court practice Bilingual EN / ES Free consultation No fee unless we win

How long do I have to file a pedestrian accident lawsuit after a Louisville crash?

In most Louisville pedestrian accident cases, you have three years from the date of the accident to file a lawsuit under C.R.S. 13-80-101(1)(n), because the claim arises from the use or operation of a motor vehicle. If a City of Louisville road, crosswalk maintenance failure, or CDOT-maintained corridor contributed to the accident, a written notice of claim against the public entity must be filed within 182 days of discovering the injury under C.R.S. 24-10-109(1), a much shorter window. Contact an attorney as soon as possible so your specific deadline is confirmed and no claim is forfeited.

Does a driver have to yield to me at an unmarked crosswalk in Louisville?

Yes. Under C.R.S. 42-4-802, every intersection where two roadways meet creates an implied crosswalk whether or not there are painted lines. A driver approaching such an intersection must yield to a pedestrian who is in or close to the crossing. This is one of the most commonly misapplied rules in Louisville pedestrian cases because insurers routinely argue that no crosswalk existed. That argument is incorrect under Colorado law, and we challenge it with the statute and the facts of your crossing.

Can I recover if I was crossing outside a crosswalk in Louisville?

Yes, in many cases. Under C.R.S. 42-4-803, a pedestrian crossing mid-block must yield to vehicles, but that obligation does not end the driver's duty to use reasonable care. Colorado's modified comparative negligence rule under C.R.S. 13-21-111 lets you recover as long as you are less than 50 percent at fault. A driver who was speeding, distracted, or impaired may carry most of the fault even when you crossed outside a designated crosswalk. We assess the complete picture, not just your technical violation, to determine your actual exposure.

What hospital would treat me after a serious pedestrian accident in Louisville?

AdventHealth Avista at 100 Health Park Drive in Louisville is a Colorado Department of Public Health and Environment designated Level III Trauma Center and the closest trauma facility to most Louisville pedestrian crash scenes. Pedestrians struck at higher vehicle speeds often sustain injuries requiring the full resources of a Level II center. Foothills Hospital at 4747 Arapahoe Avenue in Boulder is an ACS-verified Level II Trauma Center and the first designated Level II facility in Boulder County. Medical records from both facilities document the scope of your injuries and underpin your damages claim in any Boulder County litigation.

Does my own insurance cover me as a pedestrian in Louisville?

It can. If you carry uninsured or underinsured motorist (UM/UIM) coverage on an auto policy, that coverage can apply even when you were on foot at the time of the accident. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17. When the at-fault driver who struck you has no insurance, too little insurance, or flees the scene, your own UM/UIM policy may be the primary recovery path. Check your declarations page or call us and we will analyze the policies available to you.

Does CGH Injury Lawyers have an office in Louisville?

No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205. We serve Louisville and all of Boulder County from that office, file pedestrian accident cases in Boulder County Combined Court (District Court) at 1777 6th St., Boulder, and meet you wherever is convenient. The drive between our Denver office and Louisville is under an hour. You can reach us at (303) 209-9395 or by submitting any form on this page.

Louisville injury pages

Colorado pedestrian law

Related injuries

Firm and resources

Louisville Pedestrian Accident Lawyers Who Build Your Claim to Its Full Value

Colorado pedestrian right-of-way law and what it means for Louisville cases

Louisville pedestrian corridors and crossings where injuries happen

Old Town Main Street and the Historic District

Coal Creek Trail Road Crossings

McCaslin Boulevard and the Centennial Valley Area

South Boulder Road and SH 42 Intersections

Residential Neighborhoods East of US 36

What to do after a pedestrian accident in Louisville

Call 911 and stay put

Get evaluated at AdventHealth Avista or Foothills Hospital

Document the scene before it clears

Get witness contact information

Do not give a recorded statement to any insurer

Call CGH Injury Lawyers

What if you were partly at fault for the Louisville pedestrian accident?

The 50 percent bar rule (C.R.S. 13-21-111)

Insurance coverage for Louisville pedestrian accidents

What compensation can you recover after a Louisville pedestrian accident?

Economic damages (never capped)

Non-economic and impairment damages

Louisville courts. Louisville trauma care. Louisville pedestrian corridors.

Boulder County Combined Court (District Court), 20th Judicial District

AdventHealth Avista (Level III) and Foothills Hospital (Level II)

Old Town Main Street, Coal Creek Trail Crossings, McCaslin Boulevard, and SH 42

CGH Injury Lawyers, 2701 Lawrence St., Suite 201, Denver, CO 80205

How CGH proves fault in a Louisville pedestrian accident case

Traffic camera and security footage

Witness statements from the Louisville scene

Accident reconstruction for Louisville crossing geometry

Challenging a police report that blames the pedestrian

Injury and biomechanics analysis

The attorneys handling your Louisville pedestrian accident case