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The I-25 and US-34 interchange in Loveland, Colorado. CGH Injury Lawyers represents car accident victims in Loveland and Larimer County from our Denver office.
Loveland, Colorado

Loveland Car Accident Lawyers Who Build Your Claim to Full Value at the I-25/US-34 Corridor and Beyond

A crash at the I-25 and US-34 interchange, on Eisenhower Boulevard, or anywhere in Loveland can leave you with emergency care bills, lost wages, and an insurer already working to limit what you recover. CGH Injury Lawyers serves Loveland car accident victims from our Denver office, files in the 8th Judicial District at the Larimer County District Court in Fort Collins when insurers refuse to be fair, and collects nothing unless we win for you.

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Serving Loveland from our Denver Office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
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  • Loveland car accident cases that exceed the county court jurisdictional limit are filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. CGH Injury Lawyers files and tries 8th Judicial District car accident cases directly from our Denver office.
  • Colorado gives you three years from the date of the crash to file a car accident lawsuit (C.R.S. 13-80-101(1)(n)). If a City of Loveland vehicle, CDOT maintenance crew, or other government entity caused or contributed to the crash, you must also serve a written notice of claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)) or the government claim is barred entirely.
  • Colorado follows modified comparative fault (C.R.S. 13-21-111): you can recover as long as you were less than 50 percent at fault, and your award is reduced by your share of fault. If you are 50 percent or more at fault, you recover nothing. Insurers use this rule aggressively at contested locations like the I-25 and US-34 interchange and along Eisenhower Boulevard.

Loveland is a city of about 76,000 people in Larimer County, positioned where I-25 meets US-34 in one of the most documented crash corridors on the Northern Front Range. That interchange funnels freeway-speed traffic directly into the arterial street system, producing rear-end chains, merge collisions, and angle crashes that generate serious injury claims. When a crash on these roads or anywhere in Loveland leaves you injured, CGH Injury Lawyers manages the claim from our Denver office, negotiates with the insurer on your behalf, and files in Larimer County court when a fair settlement is refused. You pay nothing unless we recover for you. CGH Injury Lawyers does not have a Loveland office. We serve Loveland and Larimer County from our Denver office at 2701 Lawrence St., Suite 201, Denver, CO 80205.

Where Loveland crashes happen

The Loveland roads and intersections behind the most serious car accident claims

Loveland's road network creates concentrated crash risk on specific corridors. Understanding where your crash happened matters for identifying every responsible party, including CDOT, the City of Loveland, or a commercial property adjacent to the roadway.

  1. The I-25 and US-34 Interchange

    The interchange where I-25 meets US-34 is a documented crash cluster on the Northern Front Range. Vehicles transitioning between freeway speeds on I-25 and arterial speeds on US-34 face merge conflicts, rear-end chains, and angle-collision exposure that is distinct from the general I-25 corridor. The physical configuration of this interchange, its signal timing, and its traffic-volume data are all relevant to establishing liability when a crash occurs here. When a road design or maintenance failure contributed to a Loveland interchange crash, CDOT may share responsibility, which triggers the 182-day government-notice requirement under C.R.S. 24-10-109(1).

  2. US-34 (Eisenhower Boulevard) Commercial Corridor

    US-34, locally called Eisenhower Boulevard, is Loveland's primary east-west commercial artery. It carries heavy vehicle volumes through a long corridor of retail developments, driveways, and signalized intersections. High-volume access points, left-turn conflicts, and pedestrian crossing exposures generate angle crashes, pedestrian strikes, and rear-end collisions at a rate consistent with major commercial arterials across Colorado's Northern Front Range. A crash on Eisenhower Boulevard can involve multiple at-fault parties, including commercial property owners who created or failed to address traffic hazards adjacent to their premises. Camera footage from this corridor is often available but must be preserved quickly before it is overwritten.

  3. US-287 North-South Corridor

    US-287 runs through the Loveland area as a high-volume north-south route connecting Northern Front Range communities. The Loveland segment carries a mix of commuter traffic, commercial vehicles, and recreational traffic heading toward or from the Rocky Mountain foothills. Intersections along US-287 and its transitions to local arterials create documented exposure for angle collisions and turning-movement crashes. When a CDOT-managed road defect on US-287 contributed to a collision, the 182-day government notice deadline under C.R.S. 24-10-109(1) applies to any claim against the state.

  4. Intersection Collisions Throughout Loveland

    Beyond the major corridors, Loveland's arterial street grid generates angle crashes, left-turn collisions, and rear-end pile-ups at signalized intersections throughout the city. Distracted driving, red-light running, and improper yielding are common causes. At any Loveland intersection where right-of-way is disputed, insurers move quickly to assign blame to the injured driver. Having a lawyer who can secure the crash report, identify camera systems, and challenge the insurer's fault narrative early in the claim is critical to protecting the full value of your recovery.

  5. Winter Weather and Mountain Gateway Road Conditions

    Loveland sits at the base of the Colorado Rocky Mountains, where weather can shift from dry pavement to black ice in minutes. Ice and snow on I-25, US-34, and US-287 reduce traction and stopping distance throughout the winter season. Seasonal freeze-thaw cycles also create pavement heaving and pothole conditions that make vehicle control unpredictable. Weather-related crash claims may involve both the at-fault driver and a government entity that failed to warn, salt, or clear a hazard within a reasonable time. CDOT road-condition reports and local weather records are both discoverable to support the liability side of wintertime Loveland crash claims.

After the crash

What to do after a car accident in Loveland

The decisions you make in the hours after a Loveland crash shape what you can recover. These steps protect your health and preserve the evidence an insurer will later try to dispute in 8th Judicial District court.

  1. Call 911 and get to safety

    A Loveland Police Department report creates an official record of the scene and the other driver's insurance information. On I-25 or US-34, move your vehicle off the travel lanes if it is safe to do so before the next vehicle arrives. The police report number and officer contact information are the first pieces of evidence you need.

  2. Get medical care at UCHealth Medical Center of the Rockies

    UCHealth Medical Center of the Rockies is a Level II Trauma Center located in Loveland. It provides comprehensive around-the-clock trauma care including surgical services, intensive care, and specialist coverage. McKee Medical Center is a second Loveland-area hospital providing additional acute care capacity. Symptoms of whiplash, traumatic brain injury, and internal injury can appear hours or days after a crash. Getting evaluated immediately protects your health and creates a medical record that directly ties your injuries to the collision.

  3. Document the Loveland crash scene

    Photograph all vehicles, the road surface, traffic signals, lane markings, skid marks, and any visible injuries. Note whether the crash occurred at the I-25 and US-34 interchange, on Eisenhower Boulevard, along US-287, or at another Loveland intersection. Collect witness names, phone numbers, and the police report number before you leave. Commercial surveillance cameras along Eisenhower Boulevard and the interchange area may have captured the crash but are often recorded over within 24 to 72 hours.

  4. Do not give a recorded statement

    The other driver's insurer is not on your side. Do not agree to a recorded statement, accept any settlement offer, or sign any release before speaking with an attorney. On high-volume corridors like Eisenhower Boulevard and the I-25/US-34 interchange, adjusters move quickly to lock in a version of events that minimizes their exposure.

  5. Watch for government-entity involvement

    If a City of Loveland vehicle, CDOT maintenance crew, or Larimer County fleet vehicle was involved, or if a road defect contributed to the crash, a written notice of claim must be filed within 182 days of discovering the injury under C.R.S. 24-10-109(1). The clock runs from the date you discovered the injury, not necessarily the crash date itself. Missing that notice bars the government-entity claim entirely, regardless of how strong the facts are. Call us before that window closes.

  6. Contact a Loveland car accident attorney

    Colorado's three-year filing deadline under C.R.S. 13-80-101(1)(n) means evidence preservation starts now. Camera footage from the I-25/US-34 interchange and Eisenhower Boulevard businesses can disappear in days. A free consultation with CGH Injury Lawyers costs you nothing and starts the process of protecting your claim.

Compensation

What you can recover after a Loveland car accident

Colorado law lets injured people recover the full documented financial loss from a crash and the human cost of living with a serious injury. Two broad categories of damages apply to every Larimer County car accident claim.

Economic damages (no cap)

  • Medical expenses, past and future, including emergency care at UCHealth Medical Center of the Rockies and ongoing rehabilitation
  • Lost wages from time missed at work while recovering from the collision
  • Loss of future earning capacity when a crash injury affects your ability to work long-term
  • Property damage to your vehicle and other personal property
  • Rehabilitation, physical therapy, assistive devices, and home-modification costs
  • Out-of-pocket transportation and care expenses directly caused by the crash

Non-economic and other damages

  • Pain and suffering from the crash and the recovery process
  • Emotional distress and anxiety caused by the accident and its lasting consequences
  • Loss of enjoyment of life when a crash injury limits activities you valued before
  • Loss of consortium when a spouse or family member is affected by the injury
  • Compensation for physical impairment or disfigurement, which carries no cap under Colorado law

For claims accruing on or after January 1, 2025, Colorado caps non-economic damages such as pain and suffering at $1.5 million under C.R.S. 13-21-102.5, with inflation adjustments beginning in 2028. Economic damages such as medical bills and lost wages are never capped. Compensation for physical impairment or disfigurement is not capped at all under C.R.S. 13-21-102.5(5), which is why serious crash cases on the I-25/US-34 corridor often build their core value in those uncapped categories. A Level II trauma admission at UCHealth Medical Center of the Rockies can produce medical costs that compound over years of treatment, and every dollar of that economic loss is recoverable without a ceiling. Punitive damages are available when a defendant acted with fraud, malice, or willful and wanton disregard for others (C.R.S. 13-21-102).

Fault and coverage

What if you were partly at fault for the Loveland crash?

You can still recover in Colorado even if you shared some responsibility for the crash. Colorado follows a modified comparative fault rule under C.R.S. 13-21-111. You can recover damages as long as you were less than 50 percent at fault, and your award is reduced by your percentage of fault. If you are found 50 percent or more at fault, you recover nothing. At a chaotic interchange like I-25 and US-34, where determining who had the right of way and who initiated the conflict is often genuinely disputed, insurers use this rule to argue that you bear more blame than the evidence actually supports.

How Colorado car insurance works in a Loveland crash

  • Colorado is not a no-fault state. You pursue your claim against the at-fault driver's liability insurer, not your own policy, for a standard Loveland crash.
  • Uninsured and underinsured motorist coverage is critical protection when the at-fault driver on I-25, US-34, or Eisenhower Boulevard has no insurance or limits that fall short of your damages. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17.
  • When a government vehicle or road defect contributed to your Loveland crash, the Colorado Governmental Immunity Act (C.R.S. 24-10-114) limits per-person recovery from a public entity to $505,000 and aggregate recovery to $1,421,000 for claims accruing on or after January 1, 2026. The notice requirement of 182 days from discovery of the injury (C.R.S. 24-10-109(1)) must also be met or the claim is barred entirely.
How it works

How a Loveland car accident claim moves from crash to recovery

A Loveland car accident claim follows a defined sequence, from a free case evaluation through negotiation and, when necessary, trial at the Larimer County District Court in Fort Collins. Most cases settle before a courtroom, but we prepare every case for the 8th Judicial District jury pool from day one.

  1. Free case evaluation

    We review the facts of your Loveland crash, explain what the law allows you to recover under Colorado statutes, and answer your questions at no cost and no obligation.

  2. Investigation

    We gather the Loveland Police Department crash report, camera footage from the I-25/US-34 interchange and Eisenhower Boulevard corridor, witness statements, and medical records from UCHealth Medical Center of the Rockies and McKee Medical Center. When a case requires it, we bring in accident reconstruction experts to document how the collision occurred and who bears responsibility.

  3. Demand letter

    We calculate the full value of your Loveland crash claim across every category Colorado law allows, including the uncapped economic and physical-impairment categories, and send a documented demand to the at-fault insurer.

  4. Negotiation

    Most Loveland car accident cases settle during this stage. We negotiate from a position of trial readiness, not from a willingness to accept the first offer an insurer puts on the table.

  5. Filing suit in the 8th Judicial District

    If the insurer refuses a fair offer, we file at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521, in Colorado's 8th Judicial District. Loveland is in Larimer County, and all Larimer County civil cases above the county court limit are handled at this Fort Collins courthouse. CGH handles 8th Judicial District cases directly.

  6. Trial

    Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates and has tried over 25 cases to verdict. When a Larimer County jury is what full recovery requires, our trial lawyers are prepared for it.

Not every Loveland car accident case goes to trial. Many settle during negotiation or mediation. We keep you informed at every stage and give you an honest picture of what your case is worth and where it stands before any decision is made.

Local knowledge

Loveland courts. Loveland trauma care. Loveland crash corridors.

A Loveland car accident claim lives in Loveland: the road where the crash happened, the hospital that treated you, and the courthouse where the lawsuit is filed. Here is the ground we work on for every Larimer County car accident client.

Courthouse

Larimer County District Court, Fort Collins (8th Judicial District)

Loveland car accident lawsuits above the county court jurisdictional limit are filed at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521, in Colorado's 8th Judicial District. Loveland is in Larimer County, and all Larimer County District Court civil cases go to this Fort Collins courthouse. Loveland shares this courthouse with Fort Collins and all other Larimer County communities. The local procedure, the jury pool drawn from Larimer County residents, and the defense firms that regularly appear in the 8th Judicial District all affect how we build your case from day one. CGH Injury Lawyers handles 8th Judicial District car accident cases directly from our Denver office, with no additional charge to Loveland clients.

Trauma Care

UCHealth Medical Center of the Rockies, Level II Trauma Center (Loveland)

After a serious car accident in Loveland, patients are often treated at UCHealth Medical Center of the Rockies, a Level II Trauma Center located in Loveland itself. A Level II designation means the facility provides comprehensive trauma care around the clock, including surgical services, intensive care, and specialist coverage for the full spectrum of crash-related injuries. That makes it one of the most capable trauma facilities on the Northern Front Range. McKee Medical Center is a second Loveland-area hospital providing additional acute care capacity for patients with less severe injuries. The trauma and treatment records from both facilities document the scope of your injuries and become the foundation of your damages claim. We work with those records from the start of every serious Loveland car accident case so that no medical cost, past or future, is left out of the demand.

High-Crash Roads

I-25/US-34 Interchange, US-34 (Eisenhower Boulevard), and US-287

The interchange where I-25 meets US-34 is a documented crash cluster on the Northern Front Range, channeling high-speed freeway traffic into the arterial street system and producing rear-end chains, merge collisions, and angle crashes. US-34, locally called Eisenhower Boulevard, is Loveland's primary east-west commercial artery, carrying heavy vehicle volumes through retail corridors, driveways, and signalized intersections that generate concentrated collision risk. US-287 runs north-south through the Loveland area, connecting Northern Front Range communities and adding arterial collision exposure at transitions to local streets. These three corridors together produce the majority of serious car accident claims in Larimer County that originate in or near Loveland. Knowing these roads, their hazard patterns, and how CDOT traffic data applies to a specific collision is how we build the liability side of every Loveland crash claim.

Your team

The Loveland car accident team behind your case

CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Every Loveland car accident case is handled by a licensed Colorado attorney who files and tries cases in the 8th Judicial District, not by a paralegal.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict 8th Judicial District experience Bilingual EN / ES Free consultation No fee unless we win

One thing we will tell you upfront: CGH Injury Lawyers does not have a Loveland office. We serve Loveland and Larimer County car accident clients from our Denver office at 2701 Lawrence St., Suite 201, Denver, CO 80205. We come to you for meetings when needed, we file at the Larimer County District Court in Fort Collins, and we try cases in the 8th Judicial District. What you get is the work and the result, not a storefront on Eisenhower Boulevard.

I wish I could leave more than 5 stars!
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Frequently asked questions

Loveland car accident frequently asked questions

How long do I have to file a car accident lawsuit in Loveland?

Colorado gives you three years from the date of the crash to file a car accident lawsuit (C.R.S. 13-80-101(1)(n)). That three-year period is measured from the day of the collision, not from when you finish medical treatment. If a government entity was involved, such as a City of Loveland vehicle, a CDOT truck, or a road defect on an I-25 or US-34 managed corridor, you must also serve a written notice of claim within 182 days of discovering the injury under C.R.S. 24-10-109(1), or the government claim is barred entirely. Do not wait. Camera footage from the I-25/US-34 interchange and Eisenhower Boulevard businesses can be overwritten within days.

Where would my Loveland car accident lawsuit be filed?

A Loveland car accident case above the county court jurisdictional limit is filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. Loveland is in Larimer County, and all Larimer County civil cases above the county court threshold go to this Fort Collins courthouse. The court serves all of Larimer County, including Fort Collins and Loveland. CGH Injury Lawyers files and tries 8th Judicial District cases directly, with no extra charge to Loveland clients compared to our Denver-based cases.

What if I was partly at fault for the crash at I-25 and US-34 or on Eisenhower Boulevard?

Colorado follows a modified comparative fault rule under C.R.S. 13-21-111. You can recover as long as your share of fault is less than 50 percent, and your award is reduced by your percentage of fault. If you are found 50 percent or more at fault, you recover nothing. At congested locations like the I-25/US-34 interchange and along Eisenhower Boulevard, where right-of-way disputes are common and multiple vehicles may have contributed to the collision, insurers aggressively inflate the injured driver's fault percentage to reduce the payout. An attorney who knows those corridors can challenge that assessment with physical evidence and witness accounts.

Which hospital treats car accident victims in Loveland?

UCHealth Medical Center of the Rockies, located in Loveland, is a Level II Trauma Center providing comprehensive around-the-clock trauma care including surgery and intensive care. It is one of the most capable trauma facilities on the Northern Front Range. McKee Medical Center is a second Loveland-area hospital providing acute care for patients with less severe injuries. The records created at every treating facility document the scope of your injuries and form the core of your damages claim. We work with those records from the start of every serious Loveland car accident case to make sure no medical cost, past or future, is left out of the demand.

Does Colorado cap what I can recover in a Loveland car accident case?

Economic damages such as medical bills and lost wages are never capped in Colorado. Non-economic damages such as pain and suffering are capped at $1.5 million for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5), with inflation adjustments beginning in 2028. Compensation for physical impairment or disfigurement is not capped at all under C.R.S. 13-21-102.5(5), which is why serious I-25 and US-34 corridor crash cases often build their core value in those uncapped categories. If a government entity is involved, recovery from that entity is separately capped at $505,000 per person and $1,421,000 per occurrence for claims accruing on or after January 1, 2026 (C.R.S. 24-10-114).

Can I file a claim if I was hit by an uninsured driver on I-25 or Eisenhower Boulevard?

Yes. If you carry uninsured or underinsured motorist coverage, you may file a claim with your own insurer when the at-fault driver on I-25, US-34, US-287, or any other Loveland road has no insurance or limits that fall short of your damages. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17. An attorney can also evaluate whether the at-fault driver has other assets worth pursuing beyond any insurance policy in play.

Does CGH Injury Lawyers have an office in Loveland?

No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205, (303) 209-9395. We serve Loveland and Larimer County car accident clients from that office, file cases at the Larimer County District Court in Fort Collins, and meet you wherever is convenient. There is no additional charge for Loveland clients. We are available in English and Spanish.

How long does a Loveland car accident settlement take?

Straightforward Loveland cases with clear liability and documented injuries may settle in a few months. Cases with disputed fault at the I-25/US-34 interchange or on Eisenhower Boulevard, serious injuries requiring extended treatment at UCHealth Medical Center of the Rockies, or litigation in Larimer County can take one to three years or longer. Settling before you reach maximum medical improvement almost always leaves money on the table. We advise you honestly about timing at every stage and do not pressure you to settle for less than the full value of your claim.

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CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205 · Serving Loveland and Larimer County