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I-25 and US-34 interchange near Loveland, Colorado, a documented crash corridor where commercial trucks and passenger vehicles share a high-speed transition. CGH Injury Lawyers represents truck accident victims in Loveland and Larimer County.
Loveland, Colorado

Loveland Truck Accident Lawyers Who Take On Carriers, Not Just Drivers

When a commercial truck hits you at the I-25 and US-34 interchange, on Eisenhower Boulevard, or anywhere in Larimer County, the carrier's claims team is already building a defense. CGH Injury Lawyers serves Loveland from our Denver office. We go after the carrier, secure the black box data before it vanishes, and are prepared to try your case in the 8th Judicial District. No fee unless we win.

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  • A commercial truck crash at the I-25 and US-34 interchange in Loveland is not a car accident case. Trucks over 10,000 pounds operate under a layer of federal FMCSA regulations and Colorado safety standards that reach far beyond the driver to the carrier, cargo loaders, maintenance contractors, and parts manufacturers. Each of those parties is a potential source of compensation.
  • Colorado gives you three years from the date of the crash to file a lawsuit for injuries caused by a commercial motor vehicle (C.R.S. 13-80-101(1)(n)). Engine control module black box data may be overwritten in 30 days, so the first 72 hours after a truck crash on I-25 or US-34 are the most critical window for evidence preservation.
  • Non-economic damages such as pain and suffering are capped at $1.5 million for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5). Economic damages are never capped. Compensation for physical impairment or disfigurement is also never capped, and that uncapped category drives the core value in the most serious Loveland truck crash cases.

Loveland sits at the junction of I-25 and US-34, one of the most concentrated crash corridors on the Northern Front Range. Commercial freight trucks traveling the I-25 spine stop here, merge here, and transition to local arterials like Eisenhower Boulevard and US-287. That mix of interstate freight speed and surface-street geometry produces a distinct set of truck accident risks. CGH Injury Lawyers does not have a Loveland office. We serve Loveland and Larimer County from our Denver office, secure the evidence that carriers want destroyed, and prepare every case for trial in the 8th Judicial District at the Larimer County District Court in Fort Collins. You pay nothing unless we recover for you.

Why truck cases differ

Why a Loveland truck accident claim is not a car accident claim

Commercial truck crashes carry more defendants, more regulations, and more volatile evidence than a typical collision on I-25. Each additional layer is a place to prove fault, and a place where a well-funded carrier will try to bury the record before you find it.

More parties can be at fault

  • The driver, for their own negligence including fatigue from Hours of Service violations, distracted driving, or speeding through the I-25/US-34 interchange
  • The trucking company, for negligent hiring, training, supervision, or maintenance of the vehicle
  • Cargo loaders and freight brokers when improper load distribution causes a jackknife or rollover on the Loveland interchange ramp
  • The truck or parts manufacturer when a brake defect, tire failure, or steering fault contributed to the crash
  • Third-party maintenance contractors who serviced the truck before it left the terminal

Critical evidence that disappears fast

  • Electronic logging device (ELD) data showing real hours driven versus what the carrier reported, retained under federal law for six months but routinely overwritten if no preservation demand is served within days of the crash
  • Engine control module (ECM) black box data capturing speed, braking inputs, and throttle position in the seconds before impact, often stored for only 30 days
  • Forward and driver-facing dashcam footage, typically deleted in 30 to 90 days unless a spoliation letter is served immediately
  • Maintenance records that reveal whether the carrier deferred brake, tire, or steering repairs on the truck that struck you

Courts look past the independent contractor label when determining carrier liability. When a trucking company controls the work, it can be vicariously liable under respondeat superior. Even a truly independent driver does not shield the carrier from direct claims for negligent hiring, training, or maintenance. Acting within the first 72 hours to demand preservation of ELD data, ECM data, dashcam footage, and maintenance records is the single most important step in a Loveland truck accident case.

Federal and Colorado law

The trucking regulations that decide your Loveland case

I-25 through the Loveland interchange is an interstate freight corridor where federal FMCSA rules apply alongside Colorado chain law, mountain-grade brake requirements, and state equipment standards. Identifying the specific regulation that was violated is how liability gets proven against the carrier.

Federal Hours of Service (49 CFR Part 395)

  • 11-hour driving limit after 10 consecutive hours off duty
  • 14-hour on-duty window that cannot be extended by rest breaks
  • 30-minute break required after 8 cumulative hours of driving
  • 60 hours on duty in 7 consecutive days, or 70 hours in 8 days
  • Electronic logging devices required since December 2017 under 49 CFR Part 395, Subpart B, making Hours of Service falsification far harder to conceal from investigators and juries

Colorado-specific duties on I-25 and the mountain corridor

  • C.R.S. 42-4-235 sets minimum commercial vehicle safety equipment standards; a violation can establish negligence per se, meaning the law violation itself becomes proof of fault
  • CDOT Code 16 chain law requires commercial trucks to chain up when activated on I-70 and other mountain corridors; failure on any activated corridor eliminates the bad-weather defense entirely
  • Commercial trucks must carry chains on I-70 between September 1 and May 31, and Loveland is a gateway community to the I-70 mountain corridor west of Denver
  • Gross weight limits of 80,000 pounds, 20,000 per single axle, and 34,000 per tandem axle on interstate highways apply on I-25 through the Loveland interchange
  • C.R.S. 42-4-1010 governs mandatory brake check stations before major downgrades; skipping a required check before a steep grade descent is a direct safety violation

The Code 16 chain law cuts off the bad-weather defense

Colorado's Code 16 is not optional. When a commercial truck causes a crash during a Code 16 activation without required chains, the carrier cannot hide behind bad weather or an act of God. The same principle applies to the FMCSA adverse-driving-conditions exception under 49 CFR 395.1(b)(1): it does not excuse a fatigued driver on the predictable Northern Front Range I-25 corridor who should have planned ahead for winter conditions. Loveland's position at the foothills makes weather-related trucking violations a recurring pattern in Larimer County crash claims.

Local Knowledge

Loveland courts. Loveland trauma care. Loveland truck corridors.

A Loveland truck accident case lives in Loveland: the freight corridor where it happened, the hospital that treated you, and the courthouse where the lawsuit may be filed. Here is the ground we work on for every Larimer County truck case.

Courthouse

Larimer County District Court, Fort Collins (8th Judicial District)

A Loveland truck accident lawsuit exceeding the county-court jurisdictional limit is filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. Loveland is in Larimer County, and all Larimer County District Court civil cases go to this Fort Collins courthouse. Loveland shares this courthouse with Fort Collins and the rest of Larimer County. The jury pool drawn from Larimer County residents, the local procedural rules of the 8th Judicial District, and the defense firms that regularly appear there are all specific to your Loveland case. We handle 8th Judicial District truck accident cases directly. CGH Injury Lawyers does not have a Loveland office; we serve Loveland from our Denver office and file in Fort Collins when a lawsuit is necessary.

Trauma Care

UCHealth Medical Center of the Rockies (Level II Trauma Center, Loveland)

UCHealth Medical Center of the Rockies is a Level II Trauma Center located in Loveland. A Level II designation means the facility provides comprehensive trauma care around the clock, including surgical services, intensive care, and specialist coverage. Commercial truck crashes, which generate forces far beyond typical car collisions, frequently send victims to this trauma center with orthopedic, spinal cord, and traumatic brain injuries. Every trauma record from Medical Center of the Rockies becomes part of the damages foundation of a Loveland truck accident claim. McKee Medical Center is a second Loveland-area hospital providing additional acute care capacity. Patients with the most severe injuries may be transferred from either facility to Denver-area hospitals, generating records across multiple institutions that must all be gathered and organized as part of your case.

Truck Corridors

I-25/US-34 Interchange, US-34 (Eisenhower Blvd.), and US-287

The interchange where I-25 meets US-34 is a documented crash cluster on the Northern Front Range and the primary entry point for commercial freight trucks reaching Loveland. Vehicles transitioning from interstate speeds on I-25 to arterial speeds on US-34 encounter merge conflicts, rear-end chains, and wide-turn geometry problems that are specific hazards for large commercial vehicles. US-34, known locally as Eisenhower Boulevard, is Loveland's primary east-west commercial artery, running through a dense corridor of retail developments, driveways, and signalized intersections where truck turning movements create angle-collision and pedestrian-strike risk. US-287 runs north-south through the Loveland area, adding a second high-volume route that carries a mix of commuter traffic, commercial vehicles, and regional freight. Together these three corridors produce the majority of serious truck crash claims that originate in or near Loveland.

After a truck crash

What to do after a commercial truck accident in Loveland

The steps you take in the first 24 to 72 hours after a Loveland truck crash determine whether critical evidence survives and whether your claim reaches its full value. Health comes first, then evidence, then call us before the carrier's team reaches you.

  1. Get emergency care at Medical Center of the Rockies or McKee Medical Center

    Commercial truck crashes impose forces far beyond a typical car collision. Injuries that feel manageable at the I-25/US-34 scene may involve hidden spinal, nerve, or internal damage that worsens in the days that follow. UCHealth Medical Center of the Rockies, a Level II Trauma Center in Loveland, is equipped to handle the most severe truck crash injuries on the Northern Front Range. Every medical record from that visit forward becomes part of your damages case, so keep all documentation, bills, and follow-up instructions.

  2. Document the scene before it changes

    If you are physically able, photograph the vehicles, the road surface, skid marks, road signs, weather and lighting conditions, and your visible injuries. Get the truck's DOT number from the door panel and the carrier name from the cab. Identify any witnesses and get their contact information before they leave. At the I-25/US-34 interchange and on Eisenhower Boulevard, highway cameras and commercial surveillance systems may have captured the crash. That footage can disappear within days if no one acts to preserve it.

  3. Call us within 72 hours, before black box data vanishes

    ECM black box data may be overwritten within 30 days and dashcam footage within 30 to 90 days. We serve a spoliation letter on the carrier demanding preservation of ELD data, driver logs, ECM data, dashcam footage, and maintenance records. Once that letter is served, the carrier has a legal obligation to preserve the evidence. Delay can cost you the most powerful proof in the case. Call (303) 209-9395 from anywhere in Loveland or Larimer County.

  4. Do not give the carrier's insurer a recorded statement

    Commercial carriers carry large insurance policies and employ experienced claims adjusters who may call within hours of the crash. Giving a recorded statement before you have an attorney is one of the most damaging decisions an injured person can make. The adjuster is not on your side. Refer all contact from the carrier or its insurer to our office before you say anything.

  5. Know the government-notice deadline if a public entity is involved

    If a government vehicle, a road defect maintained by the City of Loveland, Larimer County, or CDOT, or a public-property hazard contributed to your crash, a separate written notice of claim must be filed within 182 days of discovering the injury under C.R.S. 24-10-109(1). That notice clock starts from the date of discovery, not necessarily the crash date, but it runs far sooner than the three-year SOL. Missing it bars the claim against the government entity entirely.

  6. We investigate every party and build the claim to trial

    We look past the driver to the carrier, cargo loaders, maintenance contractors, and parts manufacturers. We work with accident reconstruction specialists, analyze the ELD data against Hours of Service limits, map every regulatory violation onto the liability theory, and document your full damages across every category Colorado law allows. If a carrier refuses fair value, we file at the Larimer County District Court in Fort Collins and try your case in front of a Larimer County jury in the 8th Judicial District.

What you can recover

Compensation after a Loveland truck accident: what Colorado law allows

Truck crashes produce severe, lasting injuries. Colorado lets injured people recover documented economic losses and the full human cost of those injuries, with no cap on economic damages or on compensation for physical impairment and disfigurement.

Economic damages (never capped)

  • Emergency treatment, surgery, and hospitalization at UCHealth Medical Center of the Rockies or McKee Medical Center
  • Ongoing rehabilitation, physical therapy, specialist visits, and long-term care
  • Future medical costs for permanent or long-term injuries, documented through a life-care plan
  • Lost wages during recovery and diminished future earning capacity
  • Property damage to your vehicle and personal property

Non-economic and punitive damages

  • Physical pain and suffering, capped at $1.5 million for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5)
  • Compensation for physical impairment or disfigurement, which is not capped under Colorado law and is often the largest element in serious Loveland truck crash cases involving permanent injury
  • Emotional distress and trauma, including the psychological impact of a catastrophic crash at a high-speed interchange
  • Loss of enjoyment of life and impact on family relationships
  • Punitive damages in cases of egregious or willful conduct, up to an amount equal to actual damages under C.R.S. 13-21-102(1)(a), and potentially up to three times actual damages when a court finds the defendant continued willful and wanton conduct after the lawsuit was filed

Colorado's modified comparative negligence rule (C.R.S. 13-21-111) means you can still recover from a Loveland truck crash even if you share some of the fault, as long as your share is less than 50 percent. If your share reaches 50 percent or more, you recover nothing. Carriers routinely assign defense teams whose specific job is to inflate your fault percentage and minimize the payout. We counter that effort with evidence drawn from the ELD data, the ECM record, maintenance files, and accident reconstruction, not with concessions. Carriers with poor CSA safety scores, falsified inspection logs, or documented Hours of Service violations may also face punitive damage claims that punish the wrongdoer and deter the same conduct in the future.

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Your team

Trial lawyers who know the federal trucking rulebook

CGH Injury Lawyers is a Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard, LLC. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Our truck accident attorneys understand the Federal Motor Carrier Safety Regulations, the chain of responsibility behind a commercial crash, and how to build the regulatory case that makes carriers pay. CGH Injury Lawyers does not have a Loveland office; we serve Larimer County from our Denver office at 2701 Lawrence St., Suite 201, and come to you. Every case is handled by a licensed Colorado attorney.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict FMCSA and FMCSR focused Larimer County and 8th Judicial District Bilingual EN / ES Free consultation No fee unless we win
Questions

Loveland truck accident, frequently asked questions

How long do I have to file a truck accident lawsuit in Loveland?

Colorado gives you three years from the date of the crash to file a lawsuit for injuries arising from a commercial motor vehicle collision (C.R.S. 13-80-101(1)(n)). That deadline applies to the claim against the driver and the carrier. If a government entity owned the truck, maintained the road, or contributed to the crash, a separate written notice of claim is required within 182 days of discovering the injury (C.R.S. 24-10-109(1)), running from the date of discovery. Missing the government-notice deadline bars the claim against that entity entirely. ECM black box data may be overwritten in 30 days, so even though the filing deadline is three years, the evidence preservation window is measured in hours and days. Consult an attorney as soon as possible after any commercial truck crash in Loveland or Larimer County.

Where would a Loveland truck accident lawsuit be filed?

Personal injury lawsuits from truck crashes in Loveland are filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. Loveland is in Larimer County, and all Larimer County District Court civil cases go to that Fort Collins courthouse. Truck accident cases there face local procedural rules, a Larimer County jury pool, and defense firms familiar with the I-25 and US-34 corridor. We handle 8th Judicial District cases directly. Most cases settle before a lawsuit is filed, but knowing the court and jury pool affects how we build every Loveland truck claim from the first day.

Who is liable in a Loveland truck accident, the driver or the company?

Often both, and sometimes more parties beyond either. The driver is responsible for their own negligence behind the wheel. The trucking company can be vicariously liable under respondeat superior if the driver was an employee, or directly liable for negligent hiring, training, supervision, or maintenance. Cargo loaders and freight brokers may be liable when improper loading caused the truck to jackknife or roll on the I-25/US-34 interchange ramp. Parts manufacturers can be liable when a brake or tire defect contributed to the crash. Identifying every liable party is how a Loveland truck accident case reaches every available insurance policy and its full compensation value.

What is the Hours of Service rule and why does it matter for my Loveland truck crash?

The FMCSA limits commercial truck drivers to 11 hours of driving after 10 consecutive hours off duty, within a 14-hour on-duty window, with a 30-minute break required after 8 cumulative hours of driving (49 CFR Part 395). Exceeding these limits causes driver fatigue, a leading cause of commercial truck crashes. Since December 2017, electronic logging devices have recorded actual driving time, making it far harder for carriers to hide Hours of Service violations. The ELD data from the truck that hit you on I-25 or Eisenhower Boulevard is often one of the most powerful pieces of evidence in a fatigue-related Loveland truck accident case.

Can I still recover if I was partly at fault for the Loveland truck crash?

Often yes. Colorado follows a modified comparative negligence rule (C.R.S. 13-21-111). If your share of fault is less than 50 percent, you can still recover damages, though your award is reduced by your percentage of fault. If your share reaches 50 percent or more, you recover nothing. Truck carriers and their insurers assign blame-shifting as a standard tactic, particularly at complex interchange areas like I-25 and US-34 where questions about merging lanes and signal timing are common. Having an attorney who can challenge inflated fault percentages with ECM data, dashcam footage, and accident reconstruction is essential from the beginning.

Does CGH Injury Lawyers have an office in Loveland?

No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205. We serve Loveland and Larimer County truck accident clients from that Denver office, file at the Larimer County District Court in Fort Collins when a lawsuit is necessary, and meet you wherever is most convenient. You can reach us at (303) 209-9395. We do not claim a Loveland address, and you should be cautious of any law firm that claims a local office without a verified physical location in the city.

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CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205 · Serving Loveland and Larimer County