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Fort Collins, Colorado. CGH Injury Lawyers represents pedestrian accident victims in Fort Collins and Larimer County.
Fort Collins, Colorado

Fort Collins Pedestrian Accident Lawyers Who Make Drivers Answer for Every Crosswalk

If a driver struck you on College Avenue, near Colorado State University, or anywhere else in Larimer County, Colorado law was likely on your side before the collision ended. We serve Fort Collins from our Denver office at 2701 Lawrence St. No fee unless we win.

No fee unless we win

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Serving Fort Collins from our Denver office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
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  • Every intersection in Fort Collins is a legal crosswalk. Under C.R.S. 42-4-802, drivers must yield to pedestrians at both painted and unmarked crossings, so the absence of white paint is not a defense the driver can use against you.
  • You can still recover even if you were partly at fault. Colorado uses a modified comparative fault rule with a 50 percent bar (C.R.S. 13-21-111): as long as you are less than 50 percent at fault, your award is reduced by your share, not eliminated.
  • Your own auto policy may cover you on foot. Uninsured and underinsured motorist coverage often applies to pedestrian injuries when the at-fault driver has too little insurance or flees the scene.

If a driver struck you while you were walking near Colorado State University, crossing College Avenue, or anywhere in Larimer County, CGH Injury Lawyers takes your case on contingency from our Denver office. We visit accident scenes, pull traffic camera footage, and challenge incomplete police reports. You pay nothing unless we recover for you.

The law that governs your case

Colorado pedestrian right-of-way law, decoded for Fort Collins

Colorado Revised Statutes 42-4-802 is the cornerstone of pedestrian protection in the state. It sets out exactly when and where a driver must yield to a person on foot, and it is the basis for most pedestrian accident liability claims in Larimer County.

Under C.R.S. 42-4-802, a driver approaching a crosswalk must yield the right of way to any pedestrian who is in the crosswalk or so close to it as to be in danger. Once you have entered the crosswalk, drivers in every lane moving the same direction must stop and stay stopped until you have safely crossed, and they may not pass a vehicle that has already stopped to let you cross.

  • The duty to yield applies at marked crosswalks with painted lines or signage and at unmarked crosswalks at intersections. Every T-intersection and four-way stop in Fort Collins where sidewalks are present creates a legal crosswalk, painted or not.
  • Pedestrians have duties too. C.R.S. 42-4-803 requires people crossing outside a crosswalk to yield to vehicles and to obey traffic signals when present.
  • Even when a pedestrian breaks one of those rules, it does not automatically end the right to compensation. Colorado's modified comparative negligence system still applies, and a driver who was speeding, distracted, or running a red light can still bear most of the fault.

The 50 percent bar under C.R.S. 13-21-111 is the second law that governs your Fort Collins case. As long as your share of fault is less than 50 percent, you can recover, with your award reduced by whatever percentage the jury assigns to you. A driver who was speeding on College Avenue or scrolling a phone at Horsetooth Road almost always bears the larger share.

Local knowledge

Fort Collins courts, hospitals, and roads your case will touch

A pedestrian accident in Fort Collins is a Larimer County case. Here is the courthouse where it may be filed, the trauma centers that will treat you, and the corridors where crashes happen most.

Courthouse

District Court, Larimer County

Personal injury cases arising in Fort Collins or anywhere in Larimer County are filed in the District Court, Larimer County, 8th Judicial District, at the Larimer County Justice Center, 201 LaPorte Avenue, Suite 100, Fort Collins, CO 80521. We handle cases in the 8th Judicial District directly, and we prepare every file for trial so that insurance adjusters treat your demand seriously.

Trauma Care

UCHealth Poudre Valley Hospital

Fort Collins's primary trauma center is UCHealth Poudre Valley Hospital, a Level III Trauma Center verified by the American College of Surgeons and designated by the State of Colorado. Seriously injured pedestrians in Fort Collins are typically treated here. Banner Fort Collins Medical Center, a Level 4 Trauma Center designated by the Colorado Department of Public Health and Environment, provides additional emergency capacity. Your medical records from these facilities document the full scope of your injuries and become the foundation of your damages claim.

High-Crash Corridors

College Avenue (US 287) and the CSU Corridor

U.S. Highway 287 runs through Fort Collins as College Avenue, carrying more than 40,000 vehicles per day south of Prospect Road and generating a high number of crash-prone intersections including College Avenue at Drake Road and Horsetooth Road. Colorado State University's approximately 34,000 students create heavy pedestrian and bicycle traffic along this corridor. Old Town Fort Collins adds a high-volume entertainment and retail pedestrian zone. Interstate 25 passes east of the city, and Colorado State Highway 14 runs west toward Poudre Canyon. These roads are where pedestrian collisions in Fort Collins cluster.

Who we represent

Who we represent in Fort Collins pedestrian accident cases

We represent people on foot who were struck by a motor vehicle anywhere in the Fort Collins and Larimer County area, regardless of where the crash happened on the road.

Cases we take

  • Pedestrians struck in marked or unmarked crosswalks
  • CSU students and faculty crossing College Avenue or campus streets
  • Pedestrians hit by a turning driver who failed to yield
  • Hit-and-run pedestrian accidents in Fort Collins or Larimer County
  • People struck in parking lots and private access roads
  • Wrongful death claims when a pedestrian did not survive
  • Pedestrians partly at fault but still below the 50 percent bar

Cases we decline

  • Cases where the pedestrian is found 50 percent or more at fault, because Colorado law bars recovery at that threshold (C.R.S. 13-21-111)
  • Cases with no viable insurance coverage and no identifiable at-fault party or UM/UIM source to pursue

We will tell you honestly in the free review if your situation falls outside what we can help with. We do not sign up cases we cannot stand behind.

Why CGH

Why Fort Collins pedestrian accident victims choose CGH Injury Lawyers

We serve Fort Collins from our Denver office at 2701 Lawrence St., Suite 201. Trial-ready attorneys, bilingual help, and no fee unless we win. We do not publish settlement figures because every pedestrian injury is different and a number on a page tells you nothing about your case.

The Statutes

C.R.S. 42-4-802 and 13-21-111

The yield law makes the driver responsible. The comparative fault rule protects you even if you made a mistake, as long as you are less than 50 percent at fault.

Statewide Coverage

Denver office. Fort Collins cases.

We serve Fort Collins and Larimer County from our office at 2701 Lawrence St., Suite 201, Denver, CO 80205. We visit the accident scene, pull Fort Collins traffic camera footage, and file in Larimer County District Court when an insurer refuses to be fair.

No Paint Required

Unmarked crosswalks count.

Every intersection where two roadways meet near a sidewalk in Fort Collins is a legal crosswalk. We cite C.R.S. 42-4-802 to kill the jaywalker argument.

Who Pays

The insurer, not just the driver.

Multiple insurance sources can cover a Fort Collins pedestrian claim. We identify every policy before accepting the first offer.

Trial-Ready

We file and try cases.

Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates. When attorneys are genuinely prepared to try a case in the 8th Judicial District, Larimer County insurers and defense firms respond differently to a demand letter.

Bilingual

Hablamos espanol.

Spanish-speaking staff and attorneys serve Northern Colorado's Spanish-speaking community throughout Larimer County.

No Win, No Fee

Contingency only.

You pay nothing out of pocket for legal fees. We advance costs and collect only from a settlement or verdict.

After the crash

What to do after a pedestrian accident in Fort Collins

The steps you take in the first hours after a Fort Collins pedestrian crash protect both your health and your legal claim. Here is the path, in order.

  1. Get medical care now

    UCHealth Poudre Valley Hospital and Banner Fort Collins Medical Center treat pedestrian trauma in Fort Collins. Even if you feel able to walk away, internal injuries, traumatic brain injuries, and spinal damage can take hours to surface. Get examined and keep every record.

  2. Call 911 and stay at the scene

    A police report creates the first official record of what happened. Officers will note the location, traffic controls, driver information, and any visible signs of fault. Ask for the report number before leaving.

  3. Photograph and document everything

    Photograph the intersection, any crosswalk markings, the vehicle, your injuries, and traffic signals. Get the driver's insurance information and the names and contacts of every witness. Note nearby businesses, traffic cameras, and security cameras. Fort Collins intersections along College Avenue often have traffic cameras that can show exactly who had the right of way.

  4. Do not give a recorded statement to any insurer

    The at-fault driver's insurer may call within hours. Their recorded statement request is not routine paperwork. It is evidence collection. Do not accept or decline anything before speaking with us.

  5. Call CGH before the evidence disappears

    Traffic camera footage in Fort Collins is often overwritten within 30 to 90 days. We move fast to preserve it. Call (303) 209-9395 to start the review for free.

  6. We build your Larimer County case

    We visit the crash scene, pull camera footage, locate every available insurance source, gather the complete medical record from UCHealth Poudre Valley and Banner Fort Collins, and prepare the case for filing in Larimer County District Court if the insurer refuses to pay fairly.

Compensation

What compensation can Fort Collins pedestrian accident victims recover?

Colorado law allows injured pedestrians to recover two broad categories of damages: economic losses you can document with bills and records, and non-economic losses for the human cost of a serious injury.

Economic damages

  • Medical expenses, past and future
  • Lost wages and lost income
  • Lost earning capacity
  • Rehabilitation and assistive devices
  • Property damage to personal items
  • Out-of-pocket costs tied to the crash

Non-economic damages

  • Pain and suffering
  • Emotional distress, anxiety, and PTSD
  • Loss of quality of life
  • Disfigurement and scarring
  • Loss of consortium for a spouse

Colorado caps non-economic damages such as pain and suffering at $1.5 million for claims accruing on or after January 1, 2025 under C.R.S. 13-21-102.5, with inflation adjustments beginning in 2028. Compensation for physical impairment or disfigurement is not capped under that statute, and economic damages such as medical bills and lost wages are never capped. When a pedestrian accident in Fort Collins takes a life, surviving family members can pursue a wrongful death claim under Colorado law for funeral and burial expenses, loss of financial support, and loss of companionship and guidance.

Driver defenses

Defenses Fort Collins drivers and their insurers use, and how we answer them

Insurance adjusters reach for predictable defenses in every Fort Collins pedestrian case. Here is what each one actually requires under Colorado law, and how we push back.

  1. "You were jaywalking"

    The most common denial in Fort Collins cases. Adjusters use the word jaywalking loosely, hoping you accept blame and accept a lowball offer. In Colorado, every intersection where two roadways meet near a sidewalk is a legal crosswalk, painted or not. We cite C.R.S. 42-4-802 to show the driver had a duty to yield at the precise spot where you were struck. If you were crossing mid-block, comparative fault may reduce your award, but a driver who was speeding on College Avenue or distracted at Drake Road can still bear the majority of fault.

  2. "You darted out suddenly"

    This defense argues you stepped off the curb with no warning and the driver had no time to react. We counter it with accident reconstruction that calculates the driver's stopping distance at the posted speed, traffic camera footage showing how long you were visible before impact, and injury patterns on the vehicle that show the angle of the collision. In most Fort Collins crashes on multi-lane roads, the driver had adequate time and distance to stop.

  3. "The police report says you were at fault"

    A police officer arriving after a crash makes a preliminary call from limited information, often a single witness or the driver's account. A police report is not a final legal finding of fault, and we challenge an incorrect one with camera footage, witness statements, and expert analysis.

  4. "You were more than 50 percent at fault"

    This is the nuclear defense because Colorado's 50 percent bar eliminates recovery entirely if it sticks (C.R.S. 13-21-111). Adjusters throw it at pedestrians to pressure quick settlements. We analyze the full picture of the driver's speed, attention, and sight lines before accepting any fault allocation.

One thing we will tell you plainly in the free review: if the evidence shows your share of fault is 50 percent or greater, we will say so rather than take your case and let it stall. When the law is on your side, we fight hard. When it is not, you deserve to know early, at no cost.

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Who pays

Insurance coverage for Fort Collins pedestrian accident victims

Many Fort Collins pedestrian accident victims are surprised to learn that more than one insurance policy may cover their injuries, not just the at-fault driver's policy.

  • The at-fault driver's liability coverage is the primary source. Colorado requires drivers to carry minimum liability coverage of $25,000 per person for bodily injury. A driver with higher limits or a commercial policy gives you more to recover.
  • Your own uninsured and underinsured motorist coverage can apply even though you were on foot. It adds compensation when the at-fault driver has no insurance, too little insurance, or flees the scene. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17.
  • Health insurance and any MedPay coverage on an auto policy can pay early medical bills at UCHealth Poudre Valley or Banner Fort Collins. Health insurers often hold subrogation rights, and we negotiate those liens so you keep more of your recovery.
  • If a Fort Collins government vehicle or city bus struck you, the Colorado Governmental Immunity Act (C.R.S. 24-10-109) requires a written notice of claim within 182 days of discovering the injury. Missing that notice bars the claim entirely. Contact us immediately if a public entity is involved.

Insurance companies, including your own, are businesses built to minimize payouts. Before you give a recorded statement, sign a medical authorization, or accept a fast settlement, talk to an attorney who will handle those conversations for you.

Questions

Fort Collins pedestrian accident, frequently asked questions

Do pedestrians always have the right of way in Fort Collins?

Not always, but more often than most drivers admit. Pedestrians have the right of way in marked and unmarked crosswalks at intersections under C.R.S. 42-4-802. When crossing mid-block, C.R.S. 42-4-803 requires pedestrians to yield to vehicles. Even when a pedestrian breaks one of those rules, the driver still has a duty to use reasonable care to avoid striking them, and a driver who was speeding or distracted can still bear the larger share of fault.

How long do I have to file a pedestrian accident lawsuit in Fort Collins?

For most pedestrian accidents in Colorado, you have three years from the date of the crash to file a personal injury lawsuit under C.R.S. 13-80-101(1)(n), which covers bodily injury arising out of the use or operation of a motor vehicle. If a government vehicle or city employee caused the crash, you must file a written notice of claim within 182 days of discovering the injury under C.R.S. 24-10-109(1), or the claim is barred entirely. Contact an attorney as early as possible to confirm your specific deadline.

Can I recover if I was crossing outside a crosswalk on College Avenue?

Yes, as long as you are found less than 50 percent at fault under C.R.S. 13-21-111. Colorado's modified comparative negligence rule reduces your award by your share of fault but does not eliminate it below the 50 percent bar. A driver who was speeding on College Avenue or failed to brake when you were visible can still carry the majority of fault even if you were crossing mid-block.

Where would my Fort Collins pedestrian accident lawsuit be filed?

Personal injury cases arising in Fort Collins or anywhere in Larimer County are filed in the District Court, Larimer County, 8th Judicial District, at the Larimer County Justice Center, 201 LaPorte Avenue, Suite 100, Fort Collins, CO 80521. Most pedestrian accident claims settle before a lawsuit is ever filed, but knowing where and how a case would be litigated affects everything from the jury pool to how defense counsel responds to your demand.

Does my own auto insurance cover me if I was hit as a pedestrian?

It can. If you carry uninsured or underinsured motorist coverage, it applies even when you were on foot and can provide compensation when the at-fault driver has too little insurance or fled the scene. Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5 under Pham v. State Farm, 2013 CO 17. Check your policy declarations page or call your insurer to confirm your limits, but do not accept any UM/UIM offer without speaking with an attorney first.

Is there a cap on what I can recover in a Fort Collins pedestrian accident case?

Economic damages such as medical bills and lost wages are never capped in Colorado. Non-economic damages such as pain and suffering are capped at $1.5 million for claims accruing on or after January 1, 2025 under C.R.S. 13-21-102.5, with inflation adjustments starting in 2028. Compensation for physical impairment or disfigurement is not subject to that cap. In most serious pedestrian accidents, the economic losses and the uncapped physical impairment damages are where the value of the case lives.

A CSU student was hit near campus. Do the same rules apply?

Yes. Colorado pedestrian right-of-way laws under C.R.S. 42-4-802 apply statewide, including on and around the Colorado State University campus and the College Avenue corridor. School zones and areas with high pedestrian traffic impose a heightened duty of care on drivers. If a student was struck in or near a campus crosswalk, the driver's duty to yield almost certainly applied. We handle CSU-area pedestrian cases from our Denver office.

What if the driver who hit me had no insurance or fled the scene?

A hit-and-run or uninsured driver does not end your claim. Your own uninsured motorist coverage under your auto policy can provide compensation even for a pedestrian accident. Colorado UM/UIM law governed by C.R.S. 13-80-107.5 allows you to make a claim against your own insurer in these situations. We identify every available coverage source and pursue each one before telling you any compensation is unavailable.

It's More Than Money.

You were struck crossing a Fort Collins street. We handle the fight with the insurer.

Free case review. No fee unless we win. Serving Fort Collins and all of Larimer County from our Denver office.

Tell us what happened in Fort Collins

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Prefer to read more? See how Colorado pedestrian accident law works statewide.

CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205 · Serving Fort Collins from our Denver office