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Westminster, Colorado and the US-36 corridor. CGH Injury Lawyers represents brain injury victims throughout Westminster and Adams County.
Westminster, Colorado

Westminster Brain Injury Lawyers Who Prove the Injury an MRI Missed

A traumatic brain injury from a US-36 crash, an I-25 collision, or a fall on Westminster property can rewrite your life in ways a standard scan will never capture. CGH Injury Lawyers builds the neurological proof, fights the insurance company, and tries the case in Adams County District Court when an insurer refuses to pay what a TBI is worth. Serving Westminster from our Denver office. No fee unless we win.

No fee unless we win
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Serving Westminster from our Denver Office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
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  • A traumatic brain injury happens when outside force disrupts how the brain works. High-speed corridors like US-36 and I-25 through Westminster produce the type of sudden deceleration and rotational forces that cause exactly that. The diagnosis on your chart is the starting point of a claim, not the ceiling on what you can recover.
  • Colorado caps non-economic damages such as pain and suffering at $1,500,000 for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5), but economic losses including medical bills, lost wages, and a life-care plan carry no cap, and compensation for permanent physical impairment or disfigurement is also uncapped.
  • Brain injury symptoms can appear or worsen weeks after a Westminster crash, and Colorado's filing deadlines run regardless of when symptoms peak. Talking to an attorney early preserves evidence and protects your claim before footage is overwritten and witnesses forget.

CGH Injury Lawyers does not have a Westminster office. We serve Westminster brain injury victims from our Denver office at 2701 Lawrence St., Suite 201, file cases in Adams County District Court, and meet you wherever is convenient. You pay nothing unless we recover for you.

Who we represent

Westminster brain injury victims and their families

A traumatic brain injury in Westminster can happen on US-36, on Federal Boulevard, in a parking lot at The Orchard Town Center, or in a slip-and-fall on poorly maintained commercial property. The common thread is that someone else's negligence caused the impact, and the person who absorbed it is now dealing with symptoms their insurer is working hard to minimize.

People we represent

  • Drivers and passengers hurt in US-36 or I-25 collisions
  • Cyclists struck on Wadsworth Boulevard or Sheridan Boulevard
  • Pedestrians injured on Federal Boulevard's documented crash corridors
  • People who sustained a TBI in a slip-and-fall at a Westminster business or property
  • Family members caring for a loved one who suffered a moderate or severe TBI
  • Workers hurt in on-the-job accidents in Westminster's commercial and industrial zones

What makes TBI claims uniquely difficult

  • Standard CT and MRI scans often miss the microscopic axonal tears that cause lasting symptoms after a mild TBI
  • Insurers use a "clean scan" to argue the injury does not exist, even when cognitive and behavioral symptoms are severe
  • Symptoms including headaches, memory loss, mood changes, and concentration problems are real harms that must be documented through testing, not just treated
  • For knowledge workers and professionals in Westminster's Church Ranch Business Park corridor, even a mild TBI that disrupts concentration can end or limit a career
Colorado law decoded for Westminster victims

Colorado brain injury law, decoded for Westminster victims

A few Colorado statutes quietly decide how long you have to act, how fault splits the award, and which categories of damages have limits. Here is what those rules mean for a Westminster TBI claim.

Filing deadlines that cannot be missed

Most motor vehicle crash claims in Colorado must be filed within three years of the crash (C.R.S. 13-80-101(1)(n)). Most other personal injury claims, such as a slip-and-fall that causes a TBI, carry a two-year deadline (C.R.S. 13-80-102). Brain injury symptoms can emerge or worsen long after the impact, which creates a false sense of security. Do not wait until you feel your worst to call an attorney, because the clock runs from the accident date, not from the date symptoms become undeniable.

Comparative fault (C.R.S. 13-21-111)

Colorado follows modified comparative negligence. You can recover damages as long as your share of fault is less than 50 percent, and your award is reduced by whatever percentage of fault is assigned to you. A person found 30 percent at fault recovers 70 percent of total damages. Recovery is barred entirely if you are found to be 50 percent or more at fault. Insurers push fault onto injured people on Westminster's busy corridors, often arguing speeding, lane changes, or failure to use crosswalks. Early evidence collection counters those arguments.

Damage caps under C.R.S. 13-21-102.5

Colorado caps non-economic damages (pain, suffering, emotional distress) at $1,500,000 for claims accruing on or after January 1, 2025. Two categories are not subject to this cap at all. First, economic damages including all medical bills, lost wages, future care costs, and a life-care plan are entirely uncapped. Second, compensatory damages for physical impairment or disfigurement are also uncapped. In a serious Westminster TBI case, the economic and physical-impairment categories often account for the majority of the total recovery, and the cap does not touch them.

Punitive damages (C.R.S. 13-21-102)

When the at-fault driver acted with willful and wanton disregard for others, such as driving drunk or street racing on US-36, Colorado allows punitive damages up to a 1-to-1 ratio with the actual damages awarded. A court may further increase punitive damages up to three times actual damages if the defendant continued the willful conduct after the lawsuit was filed.

Local knowledge

Westminster courts. Westminster trauma care. Westminster roads where TBIs happen.

A Westminster brain injury case lives in Westminster: the road where the impact happened, the hospital that documented your injuries, and the courthouse where your case may be tried. Here is the ground we work on.

Courthouse

Adams County District Court, 17th Judicial District

Westminster sits primarily in Adams County. A Westminster personal-injury lawsuit that exceeds the county-court jurisdictional limit is filed in Adams County District Court, 1100 Judicial Center Drive, Brighton, CO 80601, in the 17th Judicial District. That court's local rules, Adams County jury pool, and the defense firms that regularly appear there are the environment we navigate for Westminster clients. For incidents in the portion of Westminster that extends into Jefferson County, the Jefferson County District Court applies. We file in both.

Closest Trauma Care

St. Anthony North Hospital (Level III Trauma Center)

St. Anthony North Hospital, a CommonSpirit Health facility, is the CDPHE-designated Level III Trauma Center serving Westminster and the North Denver metro area. Level III centers provide initial stabilization, emergency surgery, and transfer coordination for major trauma, including head injuries. The emergency and trauma records generated at St. Anthony North are the medical foundation of a Westminster TBI claim, documenting the moment of injury in clinical language that holds up in Adams County District Court. Craig Hospital in Englewood, one of the nation's top-ranked rehabilitation centers for brain and spinal cord injuries, is also accessible for Westminster patients who need specialized long-term TBI rehabilitation.

High-TBI-Risk Roads

US-36, I-25, Federal Boulevard, and Westminster's major corridors

Westminster is crossed by six named state and federal highways. The I-25 and US-36 interchange is a CDOT-documented crash hotspot, where rear-end collisions from speed-differential merging are the predominant crash type. That type of collision, a sudden violent stop followed by rapid deceleration, is one of the most common mechanisms for traumatic brain injury, particularly the type of diffuse axonal injury that does not appear on a routine CT scan. Federal Boulevard (US-287) at 96th and 102nd Avenues is a documented fatal pedestrian corridor, and pedestrians and cyclists who sustain TBIs in vehicle collisions often have no protective barrier between their skull and the road or windshield. The Church Ranch Business Park corridor along US-36 adds heavy commercial vehicle traffic that amplifies force in a crash.

Why CGH

Why Westminster brain injury victims choose CGH Injury Lawyers

A TBI case is won or lost in the evidence. The medical proof, the economic projection, and the courtroom presentation all matter more in a brain injury case than in almost any other personal injury claim. Here is what we bring to a Westminster TBI claim.

How we build the medical proof

  • We coordinate neuropsychological testing that objectively measures memory, attention, processing speed, and executive function against age-matched norms, producing data an insurer cannot dismiss as subjective
  • We work with specialists who order advanced imaging such as Diffusion Tensor Imaging (DTI) when a standard MRI looks normal but symptoms persist
  • We gather before-and-after testimony from coworkers, family, and friends who can describe the change in your daily function that charts cannot capture
  • We retain life-care planners and vocational economists who project the full financial cost of a brain injury across your work life and medical future

The CGH difference

  • Managing Partner Kevin Cheney is a member of ABOTA and has tried over 25 cases to verdict
  • Timothy G. Tarr has been recognized by Best Lawyers every year since 2023
  • Every Westminster TBI case is handled by a licensed Colorado attorney, not a paralegal or case manager
  • We are honest: CGH does not have a Westminster office. We serve Westminster from 2701 Lawrence St., Suite 201 in Denver and file in Adams County District Court
  • Bilingual service in English and Spanish for Westminster's Spanish-speaking community
  • No fee unless we win, and we advance costs so you pay nothing out of pocket
After a brain injury in Westminster

What to do after a brain injury in Westminster

The decisions made in the first hours and days after a Westminster TBI directly affect how strong your claim will be. Here is the path we walk with every client.

  1. Get to a hospital, even if you feel okay

    Brain injuries are notorious for a lucid interval, a period after the impact when a person feels relatively fine before symptoms worsen. If the crash happened on US-36 or I-25, the closest trauma facility is St. Anthony North Hospital. Go to the emergency room, report every symptom including headache, confusion, and nausea, and get every examination on record. A gap in treatment is the first weapon an insurer uses to argue the injury was not serious.

  2. Preserve the evidence before it disappears

    Intersection camera footage from Westminster's US-36 and I-25 interchange and commercial surveillance footage from The Orchard Town Center or other properties are typically overwritten within 30 to 72 hours. Photographs of vehicle damage, road conditions, and the scene itself help reconstruct what happened before insurance adjusters can offer an alternative account. Collect names and contact information for any witnesses immediately.

  3. Follow all medical instructions without gaps

    Attend every follow-up appointment with your primary care physician and any neurologist, physical therapist, or specialist they refer you to. Missing appointments gives the insurer grounds to argue you were not seriously hurt. Keep a written log of your symptoms each day, including cognitive fog, headaches, sleep disruption, and emotional changes. That log becomes evidence of your daily experience that medical charts may not fully capture.

  4. Do not give a recorded statement to the other insurer

    The at-fault driver's insurance company will contact you quickly. They have no legal right to a recorded statement from you, and early statements made while you are still in the acute phase of a brain injury can undervalue your claim significantly. Do not agree to a recorded statement, accept a settlement offer, or sign any release until you have spoken with an attorney. Call (303) 209-9395.

  5. Call CGH before you reach maximum medical improvement

    Maximum medical improvement is the point at which your condition has stabilized and doctors can project the long-term prognosis. Settling a TBI claim before that point is almost always a mistake, because complications and permanent limitations that appear later are not covered by an early release. We tell Westminster clients honestly where they stand, and we do not push early settlements because our fee depends on a fair recovery, not a fast one.

What you can recover

What a Westminster TBI victim can recover under Colorado law

Colorado divides TBI damages into categories with different rules. Understanding which ones apply to your case, and which are not capped, is the starting point for building the full claim.

Economic damages (no cap)

  • Emergency and hospital treatment at St. Anthony North and follow-up specialist care
  • Neuropsychological testing, advanced imaging, and brain injury rehabilitation
  • Lost wages from the time you were out of work
  • Loss of future earning capacity if the TBI permanently limits what work you can do
  • A life-care plan projecting decades of medical needs, therapy, and adaptive equipment
  • Home modifications and attendant care for severe TBIs

Non-economic and other damages

  • Pain and suffering: capped at $1,500,000 for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5)
  • Permanent physical impairment and disfigurement: not capped, and often significant in moderate to severe TBIs
  • Loss of enjoyment of life and loss of consortium for a spouse
  • Punitive damages when the at-fault driver acted with willful and wanton disregard, capped at 1-to-1 actual damages under C.R.S. 13-21-102, with possible increase to 3x for continued conduct

Insurers focus on the non-economic cap because it is the easiest number to argue about. The bigger story in a serious Westminster TBI case is usually the uncapped economic losses: a life-care plan valued in the hundreds of thousands or millions of dollars, combined with decades of lost earning capacity for someone who can no longer do the skilled work they did before the crash. Those numbers often exceed the non-economic cap many times over.

How insurers fight TBI claims

Defenses insurers use against Westminster TBI claims, and how we answer them

Brain injury claims are aggressively defended because the damages can be large and the injury is often invisible on standard imaging. Here is what we routinely face in Westminster TBI cases and what we do about it.

  1. "Your scan is normal, so there is no injury."

    Standard CT and MRI scans are designed to find structural damage: bleeds, fractures, and swelling. They often miss diffuse axonal injury and white-matter damage that cause lasting cognitive symptoms after a mild TBI. We answer this defense with advanced imaging such as Diffusion Tensor Imaging (DTI) and functional MRI, which document injury that routine scans miss, plus neuropsychological testing that produces objective, quantified data on cognitive impairment.

  2. "The injury was pre-existing."

    Insurers pull medical history looking for prior head injuries, anxiety, depression, or any prior complaint that can be called a pre-existing condition. Under Colorado law, a defendant is responsible for aggravating a pre-existing condition, not just for creating a new one. We document the baseline before the Westminster crash and the change after it, using neuropsychological testing, employer records, and witness testimony from people who knew the client before and after.

  3. "You were partly at fault on US-36 or I-25."

    The comparative negligence defense is especially common on Westminster's high-speed corridors, where insurers argue speeding, improper lane changes, or failure to yield. Colorado's modified comparative negligence rule (C.R.S. 13-21-111) means that if they can push your fault share to 50 percent or more, you recover nothing. We preserve crash scene evidence, subpoena event data recorders, and retain accident reconstruction experts to keep your fault share accurately and fairly assessed.

  4. "Your symptoms would have resolved; they must be exaggerated."

    Post-concussion syndrome affects an estimated 15 to 30 percent of mild TBI victims and can persist for years. Insurers hire defense medical examiners who review records without examining the patient and issue reports minimizing the diagnosis. We counter with treating-physician testimony, neuropsychological test results, and day-in-the-life documentation that shows a Westminster jury the actual daily impact of symptoms on work, family, and quality of life.

Insurance that matters in a TBI case

How insurance works in a Westminster brain injury claim

A serious TBI can generate medical bills in the hundreds of thousands of dollars before rehabilitation costs are even added. The at-fault driver's minimum liability coverage is almost never enough. Here is every insurance source we pursue for Westminster TBI clients.

At-fault driver's liability insurance

This is the primary source of recovery in most Westminster TBI cases. We demand policy limits early when the facts clearly establish liability, and we file suit promptly when an insurer refuses a reasonable demand. Trial readiness changes how insurance adjusters evaluate a case.

Underinsured motorist coverage (UIM)

When the at-fault driver does not carry enough liability insurance to cover the full value of a Westminster TBI claim, your own UIM coverage can make up the difference. For moderate to severe TBIs where total damages can run into the millions, UIM coverage is often the single most important source of recovery after the at-fault policy is exhausted. We review every policy in your household to identify all available UIM limits.

Medical payments coverage (MedPay)

Colorado MedPay coverage pays your medical bills regardless of fault, typically in amounts from $5,000 to $25,000. We pursue MedPay in parallel with the liability claim so you have funds to continue treatment while the main claim is being built.

Employer and commercial insurance

If your TBI happened in a Westminster work zone, a company vehicle collision, or on commercial property that failed to maintain safe conditions, the employer's or property owner's commercial general liability policy may be the largest available source of recovery. We identify all potentially responsible parties and all available policies from the start.

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Your team

The attorneys handling your Westminster brain injury case

CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Every Westminster TBI case is handled by a licensed Colorado attorney, not a case manager or paralegal.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict Statewide Colorado coverage Bilingual EN / ES Free consultation No fee unless we win
Questions

Westminster brain injury, frequently asked questions

Does CGH Injury Lawyers have an office in Westminster?

No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205. We serve Westminster brain injury clients from that office, file cases in Adams County District Court, and travel to meet you when needed. You can reach us at (303) 209-9395.

How long do I have to file a brain injury claim after a Westminster crash?

Most motor vehicle crash claims in Colorado must be filed within three years of the crash (C.R.S. 13-80-101(1)(n)). Most other personal injury claims, such as a fall that causes a TBI, carry a two-year deadline (C.R.S. 13-80-102). If the at-fault party was a government entity, such as a public transit vehicle or a government employee, you must also file a written Notice of Claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)) or the claim is permanently barred. Do not wait until symptoms plateau to call an attorney.

Can I have a brain injury if the CT scan at St. Anthony North looked normal?

Yes. Standard CT and MRI scans detect structural damage such as bleeds and fractures. They routinely miss the microscopic axonal tears and white-matter changes that cause persistent symptoms in mild TBI cases. Colorado courts recognize that a clean scan does not mean a clean bill of health. A Westminster TBI case may require Diffusion Tensor Imaging, neuropsychological testing, and expert testimony to prove functional impairment that did not appear on the emergency room imaging.

Does Colorado cap what I can recover for a brain injury?

Colorado caps non-economic damages such as pain and suffering at $1,500,000 for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5). Economic damages including medical bills, lost wages, and life-care plans are never capped. Compensatory damages for permanent physical impairment or disfigurement are also uncapped. In a moderate to severe Westminster TBI case, the uncapped economic and physical-impairment categories typically account for most of the total recovery.

What if I was partly at fault for the accident that caused my brain injury?

Colorado follows modified comparative negligence (C.R.S. 13-21-111). You can recover as long as your share of fault is less than 50 percent, and your award is reduced by your percentage of fault. A person found 35 percent at fault recovers 65 percent of total damages. Recovery is barred entirely if you are found 50 percent or more at fault. On Westminster's high-speed corridors, insurers aggressively push fault onto the injured person. Early accident reconstruction and evidence preservation keeps your fault share accurately assessed.

Where would a Westminster brain injury lawsuit be filed?

Westminster sits primarily in Adams County. A Westminster personal-injury lawsuit that exceeds the county-court jurisdictional limit is typically filed in Adams County District Court, 1100 Judicial Center Drive, Brighton, CO 80601, in the 17th Judicial District. For incidents in the portion of Westminster that extends into Jefferson County, Jefferson County District Court applies. We file in both courts and know their local rules, scheduling orders, and typical jury pools.

Related pages

Related pages and Westminster practice areas

Westminster

Brain injury resources

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It's More Than Money.

You suffered a brain injury in Westminster. We handle everything else.

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CGH Injury Lawyers serves Westminster from 2701 Lawrence St., Suite 201, Denver, CO 80205