Westminster Car Accident Lawyer

The first phase of recovery is typically the insurance claim process. You must identify the at-fault driver and file a claim against their policy. Colorado requires all drivers to carry minimum “25/50/15” coverage:

• $25,000 for bodily injury to one person
• $50,000 for bodily injuries to multiple persons
• $15,000 for property damage

While this may seem adequate, it’s common for victims to underestimate total damages—especially ongoing or long-term losses. Maximizing your insurance claim payout is the best first step toward full compensation. When you choose Cheney, Galluzzi & Howard, we file your demand letter, address bad faith tactics, and help you maximize your settlement.

Every driver faces risks on Westminster’s roads. The determining factor in whether you have grounds for legal action is whether another driver caused the crash. When you have Cheney, Galluzzi & Howard representing you, our goal is to guide you through all recovery efforts as efficiently as possible. We have the resources and experience to handle claims resulting from:

• Driving Under the Influence (DUI): Impaired driving is one of the most commonly reported offenses. Penalties include license suspension, heavy fines, and jail time—especially when injuries or fatalities occur.
• Distracted Driving: Inattentive drivers are a leading cause of accidents nationwide. A few seconds of distraction—texting, adjusting GPS, eating—can result in life-changing collisions. We gather cell phone records, traffic camera footage, and witness statements to prove negligence.
• Speeding: Speed limits exist for a reason. Speeding dramatically reduces reaction time and increases crash severity, often resulting in catastrophic or fatal injuries.
• Vehicle Malfunctions and Defective Parts: If a defective vehicle or part caused your crash, you may have grounds for a product liability suit against the manufacturer. We can evaluate whether joining a class-action lawsuit or filing an individual claim is best for you.
• Reckless or Aggressive Driving: Intentional dangerous maneuvers—tailgating, road rage, illegal passing—put everyone at risk and often result in severe accidents.

If you believe another driver is directly responsible for your accident, it is crucial to speak with an experienced Westminster car accident attorney immediately after addressing initial medical concerns. Any delay can interfere with your case, but the right attorney can significantly improve the speed and outcome of your recovery.

Once you’ve obtained maximum compensation from the at-fault driver’s insurance, any outstanding losses can be recovered through a personal injury lawsuit. To succeed, you must prove the other driver directly caused all claimed damages.

Most personal injury claims revolve around negligence—distracted driving, moving violations, or failure to maintain a safe following distance. You must prove the driver had a duty of care, breached that duty, and directly caused your losses.

Economic Losses We Recover

• Immediate and Future Medical Expenses: You have the right to hold the at-fault driver accountable for all medical care required because of their actions, including emergency treatment, surgeries, rehabilitation, prescription medications, and long-term care.
• Immediate and Future Lost Income: If your accident put you out of work, the defendant is liable for lost wages. If you cannot return to work due to permanent disability, they’re liable for future lost earning capacity.
• Property Losses: Seek repayment for repair or replacement costs for damaged property, including your vehicle.

Beyond financial losses, you can seek compensation for pain and suffering. While Colorado caps pain and suffering damages in most cases, our attorneys know how to maximize this aspect of your recovery.

Ultimately, your case could be worth much more than you initially expected when you choose an experienced Westminster car accident attorney to handle your recovery.

The attorneys with Cheney, Galluzzi & Howard are ready to provide the ongoing support and guidance you need throughout your recovery. Our team excels at navigating complex civil cases, including:

• Multi-vehicle accidents with shared fault
• Hit-and-run accidents
• Accidents caused by willful misconduct

Rest assured that whatever your case entails, we have the professional experience and resources necessary to guide you to a favorable conclusion.

Call 911, seek medical attention even if you feel fine, document the scene with photos, exchange insurance information, and contact Cheney, Galluzzi & Howard as soon as possible. Colorado’s comparative negligence laws mean even minor delays in evidence gathering can hurt your claim.

Under Colorado law, you can recover damages as long as you are less than 50% at fault. However, your compensation will be reduced by your percentage of fault. For example, if you’re found 20% responsible, your $100,000 award drops to $80,000. Our attorneys fight to minimize any fault assigned to you.

 We recommend SCL Health’s St. Anthony North Hospital or UC Health Broomfield Hospital. Both provide comprehensive emergency care and maintain detailed medical records that are critical for proving the extent of your injuries in settlement negotiations and trial.

Yes. Experienced legal counsel can help you maximize your final award by accurately assessing all claimable damages, including those you may not have initially considered. Even after accounting for the contingency fee, most clients recover significantly more with an attorney than without.

If liability is clear and the defendant accepts responsibility, your case may resolve in a few weeks. If liability is contested or settlement negotiations fail, litigation may take several months. We provide realistic timelines based on your unique circumstances.

Most contingency fees range from 25% to 40% of the final case award. At Cheney, Galluzzi & Howard, you pay nothing upfront and no ongoing fees—only a percentage if we win your case.