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Windsor, Colorado near the I-25 and CO-392 interchange. CGH Injury Lawyers represents car accident victims in Windsor across both Weld and Larimer County from our Denver office.
Windsor, Colorado

Windsor Car Accident Lawyers for a Town Split Across Two Counties and Two Courts

Windsor sits in both Weld County and Larimer County, which means a crash here may be filed in the 19th Judicial District in Greeley or the 8th Judicial District in Fort Collins depending on exactly where it happened. CGH Injury Lawyers does not have a Windsor office. We serve Windsor car accident victims from our Denver office, know which court your claim belongs in, and build every case to its full value under Colorado law. No fee unless we win.

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Serving Windsor From Our Denver Office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
5-star rated on Google $3,000,000 car crash settlement, Montrose County ABOTA trial advocate on the team Trial lawyers, not a settlement mill No fee unless we win
  • Windsor car accident cases that exceed the county court jurisdictional limit may be filed in the 19th Judicial District at the Weld County District Court, 901 9th Ave., Greeley, CO 80631, or in the 8th Judicial District at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521, depending on which side of the county line the crash occurred. CGH Injury Lawyers files and tries cases in both courts from our Denver office.
  • Colorado gives you three years from the date of the crash to file a car accident lawsuit (C.R.S. 13-80-101(1)(n)). If a government vehicle or road-maintenance failure caused the crash, you must also serve a written notice of claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)) or the government claim is barred entirely.
  • Colorado follows modified comparative fault (C.R.S. 13-21-111): you can recover as long as you were less than 50 percent at fault, and your award is reduced by your share of fault. If you are 50 percent or more at fault, you recover nothing. Insurers apply this rule aggressively at contested corridor locations like the I-25/CO-392 interchange.

Windsor had a population of 32,716 in the 2020 Census and has since been recognized as one of Colorado's fastest-growing towns. That growth means more vehicles, more commuters, and more crash exposure on the roads that connect Windsor to the rest of Northern Colorado. The town sits primarily in Weld County, with a portion in Larimer County, which creates a dual-court situation that most personal injury firms outside of Northern Colorado are not prepared to handle. When a crash on CO-392, near Exit 262 on I-25, on CO-257, or anywhere else in Windsor leaves you injured, CGH Injury Lawyers manages the claim from our Denver office, negotiates with the insurer on your behalf, and files in whichever court your claim belongs in when a fair settlement is refused.

CGH Injury Lawyers does not have a Windsor office. We serve Windsor from our Denver location at 2701 Lawrence St., Suite 201, Denver, CO 80205. There is no additional charge to Windsor clients for the distance. You pay nothing unless we recover for you.

Local knowledge

Windsor courts. Windsor trauma care. Windsor crash corridors.

A Windsor car accident is not like a Denver car accident. The dual-county location, the two possible courthouses, the absence of a hospital inside town limits, and the specific roads that concentrate crash risk all shape how every claim is built and where it is filed. CGH Injury Lawyers knows Northern Colorado courts and handles Windsor cases directly from our Denver office.

Courthouses

Dual-Court Town: 19th Judicial District (Greeley) and 8th Judicial District (Fort Collins)

Windsor is one of the few Colorado municipalities that sits in two counties at once: primarily in Weld County, with a portion of the town in Larimer County. That split creates a dual-court situation that directly affects where a car accident lawsuit is filed. Crashes that occurred on the Weld County side of Windsor, including much of CO-392, CO-257, and the areas near the I-25/CO-392 interchange, are typically filed in the 19th Judicial District at the Weld County District Court, 901 9th Ave., Greeley, CO 80631. Crashes on the Larimer County side of Windsor are filed in the 8th Judicial District at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. The jury pool, the sitting judges, the defense firms who regularly appear, and the procedural rhythms are different in each courthouse. Most personal injury attorneys outside of Northern Colorado are set up for one court. CGH Injury Lawyers files and tries cases in both the 19th and 8th Judicial Districts from our Denver office, with no additional charge to Windsor clients.

Trauma Care

UCHealth Medical Center of the Rockies (Level I Trauma, Loveland) and UCHealth Greeley Hospital (Level III)

Windsor has no hospital within its town limits. After a serious car accident in Windsor, patients are typically transported to one of two nearby trauma facilities depending on the severity of the crash and the direction of travel. UCHealth Medical Center of the Rockies in Loveland is the nearest Level I Trauma Center in Northern Colorado and provides the highest level of trauma care available in the region, including surgical services, intensive care, and full specialist coverage around the clock. UCHealth Greeley Hospital, located in Greeley to the east, holds a Level III Trauma designation and provides acute care services for a wide range of crash-related injuries. The records generated at both facilities document the scope of your injuries, establish a treatment timeline, and form the evidentiary foundation of your damages claim. We work with treatment records from both facilities at the start of every serious Windsor car accident case so that no medical cost, past or future, is left out of the demand we put to the insurer.

High-Crash Roads

I-25 Exit 262 / CO-392 Interchange, CO-392 (Main Street), CO-257, US-34, and the Cache la Poudre Corridor

Windsor's road network connects the town to the broader Northern Front Range through several corridors that each carry distinct crash risk. I-25 runs along the town's western edge, and Exit 262 at CO-392 is a CDOT-flagged congestion and interchange-improvement node where freeway-speed traffic transitions to the arterial street system, producing rear-end chains, merge conflicts, and angle crashes at the off-ramp transitions. CO-392, which runs through Windsor as the Main Street business corridor, carries Windsor-to-Greeley commuter traffic and a mix of commercial and residential driveways that creates concentrated collision risk at signalized and unsignalized intersections. CO-257 passes through Windsor's town center, adding additional exposure at local street crossings. US-34, the Greeley-to-Loveland-to-Estes corridor, channels regional traffic across the area and intersects with I-25 just south of Windsor, bringing heavy commercial vehicle volumes through the vicinity. The Cache la Poudre River runs along Windsor's western and southern edges, and the road crossings near the river bottom add terrain-related hazards at specific locations. Understanding which road and which side of the county line a crash occurred on is the first step in identifying the correct court and building the liability case from the physical evidence.

Your team

The Windsor car accident team behind your case

CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Every Windsor car accident case is handled by a licensed Colorado attorney who files and tries cases in both the 19th and 8th Judicial Districts, not by a paralegal.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict 19th and 8th Judicial District experience Bilingual EN / ES Free consultation No fee unless we win

Real Colorado results

Verdicts and settlements we have recovered

  • $3,000,000 Car crash settlement, Montrose County
  • $2,527,546 Car crash verdict, Jefferson County
  • $1,654,629 Car crash verdict, Boulder County
  • $1,500,000 Car crash settlement, Summit County

Verdicts and settlements published on our case results page. Prior results do not guarantee a similar outcome. Every case depends on its own facts.

How it works

How Windsor car accident claims work

A Windsor car accident claim moves through three tracks simultaneously: liability, damages, and insurance. Each track requires its own proof, and problems in any one of them can limit or end the recovery.

Liability begins with who caused the crash and how that crash caused harm. Evidence in Windsor cases may include the police report from the Colorado State Patrol or the Windsor Police Department, photographs of the roadway and vehicles, witness statements, business surveillance footage from CO-392 or the I-25/CO-392 interchange area, and the physical damage to the vehicles. Where the crash occurred on CO-392 or CO-257 also determines whether the Weld County evidence trail or the Larimer County evidence trail matters for the litigation strategy.

Damages can include medical expenses for emergency transport to UCHealth Medical Center of the Rockies in Loveland or UCHealth Greeley Hospital, follow-up treatment and rehabilitation, lost wages, loss of earning capacity, property damage, and non-economic losses such as pain and suffering. For claims accruing on or after January 1, 2025, Colorado caps non-economic damages such as pain and suffering at $1.5 million under C.R.S. 13-21-102.5, with inflation adjustments beginning in 2028. Compensation for physical impairment or disfigurement is not capped, and economic damages such as medical bills and lost wages are never capped.

Insurance includes the at-fault driver's liability coverage, the injured person's medical payments or personal injury protection coverage, uninsured and underinsured motorist coverage, health insurance liens, and in commercial-vehicle or government-vehicle crashes, additional coverage layers. CGH reviews the full insurance picture at the start of every Windsor claim because available coverage shapes the entire strategy.

At-fault rules

Is Colorado an at-fault state for car accidents?

Yes. Colorado is an at-fault state for car accidents. The former no-fault insurance law, the Colorado Auto Accident Reparations Act (C.R.S. 10-4-701 to 10-4-726), was repealed effective July 1, 2003. The driver who caused the crash can be responsible for the harm caused by that negligence, subject to insurance limits, available evidence, and Colorado law.

At-fault does not mean the insurer will accept responsibility without a fight. The other driver's insurer may dispute how the crash happened, argue that the injuries are unrelated to the crash, blame the injured person, or push for a recorded statement before the full medical picture is known. At busy Windsor intersections on CO-392 or at the I-25/CO-392 interchange area, where multiple vehicles may have contributed to a collision, disputed fault is common.

After the crash

What to do after a Windsor car accident

The hours after a Windsor crash shape your claim. These steps protect your health and preserve the evidence an insurer will later try to dispute.

  1. Get to safety and call 911

    Call 911 when anyone is hurt or the crash blocks traffic. A police report from the Colorado State Patrol or Windsor Police creates an official record of the scene, the location, and the initial account of who did what.

  2. Document the scene and note the road

    Take photos of the vehicles, the roadway, nearby signs, traffic controls, weather conditions, and any visible injuries. Note whether the crash happened on CO-392, CO-257, US-34, near I-25 Exit 262, or elsewhere in Windsor. That location detail matters for determining which county and which court applies to your case.

  3. Seek medical care promptly

    Serious crashes in Windsor often result in transport to UCHealth Medical Center of the Rockies in Loveland or UCHealth Greeley Hospital. Even if you are not transported, get evaluated promptly. Treatment gaps create problems with insurers who argue that delayed care means the injury is not serious or is unrelated to the crash.

  4. Do not give a recorded statement

    Do not guess about fault at the scene or agree to a recorded statement from an insurer before you understand the claim. Keep statements truthful and short. Ask for any insurer requests in writing.

  5. Contact a Windsor car accident attorney

    Colorado's three-year filing deadline under C.R.S. 13-80-101(1)(n) means evidence preservation starts now. Business surveillance footage near CO-392 and the I-25/CO-392 interchange can be overwritten within days. A free consultation costs nothing and starts the process of protecting your claim.

Deadlines

How long do you have to file a Windsor car accident lawsuit?

Colorado motor vehicle injury claims generally use a three-year statute of limitations under C.R.S. 13-80-101(1)(n). That deadline applies to crashes caused by a motor vehicle, whether the injured person was a driver, passenger, motorcyclist, bicyclist, or pedestrian who was struck by a car. The clock typically runs from the date of the crash.

Windsor's dual-county location adds an important filing variable. Once you know which county the crash occurred in, you know which courthouse the lawsuit belongs in. Getting that wrong at the start of a case creates avoidable procedural problems. A wrongful death claim arising from a Windsor crash uses a separate two-year deadline under C.R.S. 13-80-102. A UM/UIM claim under your own policy generally must be brought within three years after the cause of action accrues under C.R.S. 13-80-107.5.

Government-entity claims add another layer. If a CDOT vehicle, a town of Windsor vehicle, or a road maintenance failure caused or contributed to the crash, you must serve a written notice of claim within 182 days of discovering the injury under C.R.S. 24-10-109(1) or the government claim is barred entirely. Do not let the three-year concept create delay. Surveillance footage near the I-25/CO-392 interchange and along CO-392 through Windsor can be overwritten within days.

Compensation

What you can recover after a Windsor car accident

Colorado law lets injured people recover the full documented financial loss from a crash and the human cost of living with a serious injury. Two broad categories of damages apply to every Windsor car accident claim.

Economic damages (no cap)

  • Medical expenses, past and future, including emergency transport and care at UCHealth Medical Center of the Rockies or UCHealth Greeley Hospital
  • Lost wages from time missed at work while recovering from the collision
  • Loss of future earning capacity when a crash injury affects your ability to work long-term
  • Property damage to your vehicle and other personal property destroyed in the crash
  • Rehabilitation, physical therapy, assistive devices, and home-modification costs
  • Out-of-pocket transportation and care expenses directly caused by the crash

Non-economic and other damages

  • Pain and suffering from the crash and the recovery process
  • Emotional distress and anxiety caused by the accident and its lasting consequences
  • Loss of enjoyment of life when a crash injury limits activities you valued before
  • Loss of consortium when a spouse or family member is affected by the injury
  • Compensation for physical impairment or disfigurement, which carries no cap under Colorado law

For claims accruing on or after January 1, 2025, Colorado caps non-economic damages such as pain and suffering at $1.5 million under C.R.S. 13-21-102.5, with inflation adjustments beginning in 2028. Economic damages such as medical bills and lost wages are never capped. Compensation for physical impairment or disfigurement is not capped at all under C.R.S. 13-21-102.5(5), which is why serious crash cases on high-speed corridors like I-25 near Exit 262 often build their core value in those uncapped categories. Punitive damages are available in Colorado when a defendant acted with fraud, malice, or willful and wanton disregard for others under C.R.S. 13-21-102.

If a government entity caused or contributed to the crash, recovery from that entity is separately capped under the Colorado Governmental Immunity Act. For claims accruing on or after January 1, 2026, the CGIA cap is $505,000 per person and $1,421,000 per occurrence under C.R.S. 24-10-114. The 182-day notice requirement under C.R.S. 24-10-109(1) runs from the date of discovery of the injury, not the date of the crash.

Fault and coverage

What if you were partly at fault for the Windsor crash?

Colorado follows a modified comparative negligence rule under C.R.S. 13-21-111. If you share fault for a crash, your compensation is reduced in proportion to your percentage of fault, and you are barred from recovering anything if your share of the fault is equal to or greater than that of the party you are seeking recovery from. In practical terms, you can recover only if you are less than 50 percent at fault.

Shared-fault disputes are common in Windsor because of the road geometry at its major corridors. At the I-25/CO-392 interchange near Exit 262, where merging traffic, off-ramp transitions, and arterial street crossings all converge, insurers frequently argue that an injured driver was speeding, failed to yield, or was following too closely. On CO-392 through the Main Street business corridor, insurers may argue the injured driver failed to anticipate a turning vehicle. The answer depends on evidence, not assumptions. Scene photos, vehicle damage, traffic signal timing records, and witness statements all matter. An attorney who knows those corridors and how Colorado juries in Greeley and Fort Collins evaluate fault can challenge the insurer's assessment with specific physical proof.

Uninsured drivers

What if the other driver was uninsured or fled?

If the other driver was uninsured, underinsured, or fled the scene, your own insurance coverage may be the primary source of recovery. Uninsured or underinsured motorist coverage can apply to bodily injury losses caused by a hit-and-run driver, a driver without insurance, or a driver with too little coverage to pay for the full extent of your injuries. Windsor's I-25 corridor and the CO-392 interchange see high-speed through traffic, and a hit-and-run at those locations can make identification difficult without surveillance footage, which is why the evidence-collection window after a crash matters enormously.

UM/UIM coverage is not automatic in every practical situation. The policy terms, any written rejection, available limits, notice requirements, and claim timing all need to be reviewed. Under C.R.S. 13-80-107.5, a lawsuit or arbitration demand on a UM/UIM claim generally must be brought within three years after the cause of action accrues, with limited extensions in some situations.

Frequently asked questions

Windsor car accident questions

How long do I have to file a car accident lawsuit in Windsor?

Colorado gives you three years from the date of the crash to file a car accident lawsuit under C.R.S. 13-80-101(1)(n). That deadline applies whether you were driving, a passenger, a motorcyclist, a bicyclist, or a pedestrian struck by a motor vehicle. If a government vehicle or road-maintenance failure contributed to the crash, you must also serve a written notice of claim within 182 days of discovering the injury under C.R.S. 24-10-109(1) or the government claim is barred entirely. Windsor's dual-county location means you also need to confirm which county the crash occurred in before filing so the lawsuit goes to the correct courthouse. Camera footage from CO-392 businesses and the I-25/CO-392 interchange area can be overwritten within days, so acting promptly matters well before any deadline.

Where would my Windsor car accident lawsuit be filed?

Windsor sits in both Weld County and Larimer County. A car accident case above the county court jurisdictional limit is filed in the 19th Judicial District at the Weld County District Court, 901 9th Ave., Greeley, CO 80631, when the crash occurred on the Weld County side of Windsor. If the crash occurred on the Larimer County side, the case is filed in the 8th Judicial District at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. Most of Windsor, including much of the CO-392 corridor and the I-25 interchange area, falls within Weld County. CGH Injury Lawyers files and tries car accident cases in both courts directly from our Denver office.

Which hospital treats car accident victims from Windsor?

Windsor does not have a hospital within its town limits. After a serious crash, patients are typically transported to UCHealth Medical Center of the Rockies in Loveland, which is Northern Colorado's only Level I Trauma Center, providing around-the-clock surgical services, intensive care, and full specialist coverage for the most serious crash-related injuries. UCHealth Greeley Hospital, located to the east in Greeley, holds a Level III Trauma designation and provides acute care for a wide range of crash injuries. The treatment records from both facilities document your injuries and form the core of your damages claim. We work with those records from the start of every Windsor car accident case to ensure no medical cost is left out of the demand.

Does Colorado cap what I can recover in a Windsor car accident case?

Economic damages such as medical bills and lost wages are never capped in Colorado. Non-economic damages such as pain and suffering are capped at $1.5 million for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5), with inflation adjustments beginning in 2028. Compensation for physical impairment or disfigurement is not capped at all under C.R.S. 13-21-102.5(5). Serious high-speed corridor crashes, like those on I-25 near Exit 262, often build their core value in those uncapped categories. If a government entity is involved, the CGIA caps recovery at $505,000 per person and $1,421,000 per occurrence for claims accruing on or after January 1, 2026 (C.R.S. 24-10-114).

What if I was partly at fault for the crash on CO-392 or at the I-25 interchange?

Colorado follows a modified comparative fault rule under C.R.S. 13-21-111. You can recover as long as your share of fault is less than 50 percent, and your award is reduced by your percentage of fault. If you are found 50 percent or more at fault, you recover nothing. At congested locations like the I-25/CO-392 interchange near Exit 262 and along CO-392 through Windsor's business district, insurers often inflate the injured driver's fault percentage to reduce the payout. An attorney can challenge that assessment with physical evidence, witness accounts, and knowledge of how Weld County and Larimer County juries evaluate contested crash facts.

Does CGH Injury Lawyers have a Windsor office?

CGH Injury Lawyers does not have a Windsor office. We serve Windsor car accident victims from our Denver office at 2701 Lawrence St., Suite 201, Denver, CO 80205. There is no additional charge to Windsor clients for the distance, and there is no need to travel to meet with us. We handle everything by phone, video, or at a location convenient to you. We file and try cases in both the 19th Judicial District in Greeley and the 8th Judicial District in Fort Collins, depending on which county the crash occurred in.

Related pages

More resources for Windsor injury claims

Windsor

Colorado Law

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CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205 · Serving Windsor and Northern Colorado · No Windsor office