IT'S MORE THAN MONEY.
Colorado Personal Injury Lawyers
If someone else's carelessness hurt you anywhere in Colorado, we hold them accountable and recover what you are owed. You pay nothing unless we win your case.
No fee unless we winA personal injury claim in Colorado is how an injured person recovers money when someone else's negligence caused the harm, from a car crash to a fall to a doctor's mistake.
- Most Colorado injury lawsuits must be filed within two years of the injury, and most motor vehicle injury claims within three years (C.R.S. 13-80-102(1)(a); C.R.S. 13-80-101(1)(n)). Miss the deadline and the claim is gone.
- Colorado uses modified comparative negligence. You can still recover if you were partly at fault, as long as your share of fault is less than 50 percent, and your award is reduced by your percentage (C.R.S. 13-21-111).
- Economic damages such as medical bills and lost wages are never capped. Most non-economic damages, like pain and suffering, are capped, while damages for physical impairment or disfigurement are not capped at all (C.R.S. 13-21-102.5).
CGH Injury Lawyers represents injured people across every county in Colorado, from Denver and the Front Range to the mountains and the Western Slope. We handle the investigation, the insurance claim, the negotiation, and trial when an insurer refuses to be fair, with no upfront fees and a free first consultation.
Where to start
What counts as a personal injury claim in Colorado?
A personal injury claim arises when one person is hurt because another person or company failed to act with reasonable care. The legal label changes with the facts, but the core question is always the same: did someone's careless or wrongful conduct cause your injury?
Most injury claims rest on negligence, which has four parts: the other party owed you a duty of care, they breached that duty, the breach caused your injury, and you suffered real harm as a result. A driver who runs a red light, a property owner who ignores a known hazard, a trucking company that pushes a fatigued driver, a doctor who departs from the accepted standard of care, all of these can support a claim when the breach leads to injury.
Colorado personal injury law covers a wide range of cases. Crash cases include cars, trucks, motorcycles, bicycles, pedestrians, buses, and rideshare vehicles. Other claims grow out of dangerous property, dog attacks, defective products, and medical mistakes. The most serious involve brain injury, spinal cord injury, other catastrophic harm, and the wrongful death of a loved one. Whatever the category, we evaluate every avenue of recovery before we tell you what your case is worth.
The rules that govern your case
Colorado's personal injury framework, decoded
Three rules shape almost every Colorado injury claim: the filing deadline, the fault rule, and the damages rules. Understanding all three early is what keeps a strong case from being undercut by a technicality.
The filing deadline (statute of limitations)
Colorado sets strict deadlines for filing an injury lawsuit, and they vary by the type of case. Most personal injury claims must be filed within two years of the injury (C.R.S. 13-80-102(1)(a)). Claims arising out of the use or operation of a motor vehicle have a longer three-year deadline (C.R.S. 13-80-101(1)(n)). Some situations carry shorter or different deadlines. A claim against a government entity, for example, requires a written notice of claim within 182 days after you discover the injury under the Colorado Governmental Immunity Act (C.R.S. 24-10-109), and that notice is a jurisdictional prerequisite. Because the right deadline depends on your exact facts, confirm yours with an attorney early.
Modified comparative negligence
Colorado follows modified comparative negligence (C.R.S. 13-21-111). Being partly at fault does not automatically end your claim. You can still recover as long as your share of the fault is less than 50 percent. If a jury finds your fault is 50 percent or more, you recover nothing. When you do recover, your award is reduced in proportion to your share of fault. If your damages are 100,000 dollars and you are found 20 percent at fault, your recovery is reduced by that 20 percent. Insurers know this rule well, which is why they work so hard to pin a larger share of blame on injured people. Pushing back on inflated fault percentages is a core part of what we do.
How Colorado treats damages
Colorado divides compensation into economic and non-economic damages, and it treats them very differently. Economic damages, your hard financial losses such as medical bills, lost income, and future care, are never capped. Most non-economic damages, such as pain and suffering, are capped under C.R.S. 13-21-102.5: for claims accruing on or after January 1, 2025, that cap is 1.5 million dollars, with inflation adjustments beginning in 2028, and lower inflation-adjusted figures apply to older claims based on when the claim accrued. There is an important exception built into the same statute. Compensation for physical impairment or disfigurement is not capped at all (C.R.S. 13-21-102.5(5)). Different rules apply to medical malpractice and wrongful death cases, which carry their own separate limits.
How it works
How we handle your Colorado injury case
Every injury claim moves through clear stages, from a free case review to trial when an insurer refuses to be fair. Most cases resolve before a courtroom, but we prepare every case as if it will be tried.
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Free case review
We listen to what happened, identify who may be liable, and tell you honestly whether you have a claim and what it may be worth. This first conversation costs you nothing.
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Investigate and preserve evidence
We gather the police or incident report, photos, video, witness statements, and records before they disappear. Evidence fades fast, so we move quickly to lock it down.
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Document the full injury
We build the complete medical picture, including future care, lost earning capacity, and the human toll, because insurers routinely try to minimize harm they cannot see on a bill.
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Identify every source of recovery
We find all the available insurance and responsible parties, including coverage many people never think to look for, so no avenue of compensation is left unexplored.
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Demand and negotiate
We send a documented demand and negotiate from a position of trial readiness, not from a willingness to accept the insurer's first lowball offer.
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File suit and try the case
If the insurer will not be fair, we file in the appropriate Colorado District Court and present your case to a jury when that is what full recovery requires.
When liability is clear and the injury is well documented, many cases settle within several months. Cases with disputed fault or severe injuries can take a year or more. We tell you where your case stands at every stage, and you never owe a fee unless we recover for you. See our full case process.
Compensation
What compensation can you recover?
A serious injury is rarely just a stack of medical bills. Colorado law recognizes two broad categories of damages, and a complete claim reaches every category of harm you actually suffered.
Economic damages (never capped)
- Emergency care, surgery, and follow-up treatment
- Future medical, rehabilitation, and life-care costs
- Lost wages and lost earning capacity
- In-home care and assistive devices
- Out-of-pocket expenses tied to the injury
Non-economic and impairment damages
- Pain and suffering
- Emotional distress and loss of enjoyment of life
- Physical impairment, which the statute does not cap
- Permanent disfigurement, which the statute does not cap
Here is a distinction many people miss. Economic damages such as medical bills and lost wages are never subject to a cap in Colorado. Most non-economic damages, such as pain and suffering, are capped at 1.5 million dollars for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5), with inflation adjustments starting in 2028 and lower figures for older claims. But the same statute carves out two categories that are not capped at all: compensation for physical impairment and for disfigurement (C.R.S. 13-21-102.5(5)). In a severe injury case, those uncapped categories often make up the bulk of a full recovery, which is exactly why detailed documentation matters so much.
Cases we handle
Personal injury cases we handle across Colorado
We focus on personal injury and the families it affects. Each practice has its own rules and proof, and each links to a detailed page explaining how that type of case works in Colorado.
Vehicle and traffic crashes
Catastrophic and serious injuries
Premises, animals, and products
Medical and other harm
Insurer playbook
Defenses insurers use, and how we answer them
Insurance companies run the same playbook against injured people in nearly every case. Knowing each move in advance is how we keep a valid claim from being chipped away.
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"You were partly at fault"
Because Colorado reduces recovery by your share of fault and bars it entirely at 50 percent or more (C.R.S. 13-21-111), insurers push to assign you as much blame as possible. We answer with the physical evidence, the crash or scene reconstruction, and witness testimony to keep your fault percentage where the facts actually put it.
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"Your injury isn't that serious"
Insurers downplay injuries they cannot see on an X-ray, like soft-tissue damage, concussions, and chronic pain. We build the medical record with treating physicians and specialists so the full extent of the harm is documented and hard to dismiss.
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"It was a pre-existing condition"
A common tactic is to blame your injury on something that came before the incident. Under the law, a defendant takes the victim as they find them, so we use your medical history to show how the incident worsened your condition rather than letting the insurer hide behind it.
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"You waited too long"
Insurers seize on any gap in treatment or any delay in filing. We document the reasons for any gap and make sure your claim is filed well within the deadline that applies to your specific case, so a timing argument never becomes a reason to deny.
I wish I could leave more than 5 stars!
Grace Macaluso, 5-star Google review
Why CGH
Why injured Coloradans choose CGH Injury Lawyers
There are many personal injury firms in Colorado. What sets us apart is that we are built for trial, and insurers know it. Here is what that means for you.
- We try cases. Many firms advertise heavily and settle everything quickly. We prepare every case for a jury, and that readiness is what moves insurers off lowball offers.
- No fee unless we win. We work on a contingency fee, so you pay no upfront cost and owe an attorney fee only if we recover money for you. The first consultation is always free.
- A licensed attorney handles your case, not a paralegal passing files down an assembly line. You will know who is fighting for you and how to reach them.
- Bilingual service. We help English- and Spanish-speaking clients across Colorado, so language is never a barrier to getting answers.
- Statewide reach. From Denver and the Front Range to the mountains and the Western Slope, we represent injured people in every county in Colorado.
Your team
The team handling your case
CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi & Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and is a seasoned trial lawyer. Timothy G. Tarr has been recognized by Best Lawyers since 2023. Every case is handled by a licensed Colorado attorney, and our team works in both English and Spanish.
Frequently asked questions
Frequently asked questions about Colorado personal injury claims
How long do I have to file a personal injury claim in Colorado?
It depends on the type of case. Most Colorado personal injury claims must be filed within two years of the injury (C.R.S. 13-80-102(1)(a)). Claims arising out of the use or operation of a motor vehicle have a three-year deadline (C.R.S. 13-80-101(1)(n)). Some claims carry shorter or different deadlines, such as the 182-day notice required before suing a government entity (C.R.S. 24-10-109). Because the right deadline turns on your specific facts, it is best to confirm yours with an attorney soon after the injury.
Can I still recover if the accident was partly my fault?
Often, yes. Colorado follows modified comparative negligence (C.R.S. 13-21-111). You can recover as long as your share of the fault is less than 50 percent. If you are found 50 percent or more at fault, you recover nothing. When you do recover, your award is reduced by your percentage of fault. Because insurers try to inflate your share of blame, pushing back on fault is a central part of every case.
Does Colorado cap the money I can recover?
Economic damages such as medical bills and lost wages are never capped. Most non-economic damages, like pain and suffering, are capped under C.R.S. 13-21-102.5, at 1.5 million dollars for claims accruing on or after January 1, 2025, with inflation adjustments starting in 2028 and lower figures for older claims. Compensation for physical impairment or disfigurement is not capped at all (C.R.S. 13-21-102.5(5)). Medical malpractice and wrongful death cases follow separate, different limits.
How much does a personal injury lawyer cost?
We work on a contingency fee, which means you pay no upfront cost and owe an attorney fee only if we recover money for you. The first consultation is always free. This structure lets injured people pursue strong claims without worrying about hourly bills while they are recovering.
What is my personal injury case worth?
There is no fixed formula. Value depends on the severity of your injury, your past and future medical costs, lost income and earning capacity, the strength of the liability evidence, the available insurance, and your share of any fault. Anyone who promises a specific number before reviewing your records is guessing. We give you an honest assessment after we understand your full medical and financial picture.
Should I talk to the insurance company before hiring a lawyer?
Be careful. Insurance adjusters often ask for a recorded statement early, before you know the full extent of your injuries, and they may use your words to reduce or deny the claim. You are not required to give a recorded statement to the other driver's insurer. It is wise to speak with an attorney first so you do not unknowingly undercut your own case.
How long does a Colorado personal injury case take?
It varies. When liability is clear and the injury is well documented, many cases settle within several months. Cases with disputed fault, severe injuries, or the need to file suit can take a year or more. We move your case as efficiently as the facts allow and keep you informed at every stage so you always know where things stand.
What should I do right after an injury in Colorado?
Get medical care right away, even if you feel fine, because some injuries surface later. Document the scene with photos, get the names and contact details of any witnesses, report the incident where appropriate, and keep every medical record and receipt. Then speak with an attorney before giving any recorded statement to an insurer, so your rights are protected from the start.
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Tell us what happened. We will review your Colorado injury case at no cost and no obligation.
Cities we serve
We represent injured people across Colorado. View all locations we serve.
Cities we serve
We handle these cases for clients across Colorado. View all locations we serve.
IT'S MORE THAN MONEY.
You were hurt. We handle everything else.
Free consultation. No fee unless we win. Available across Colorado.
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