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CGH Injury Lawyers represents bus accident victims in Commerce City, serving Adams County from our Denver office.
Commerce City, Colorado

Commerce City Bus Accident Lawyers Who Beat the 182-Day Deadline

A bus crash in Commerce City is not a standard car accident. When RTD or another public agency runs the bus, the Colorado Governmental Immunity Act gives you only 182 days to file a written Notice of Claim. We protect that deadline and the evidence before it disappears. No fee unless we win.

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Serving Commerce City from our Denver office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
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  • If a public entity operated the bus, you must file a written Notice of Claim within 182 days of discovering your injury (C.R.S. 24-10-109). Miss that window and the claim is barred for good.
  • Bus operators are common carriers held to the highest degree of care for passenger safety, which can make negligence easier to prove than in a typical car accident.
  • When a private contractor runs the route, the government damage caps may not apply, and the contractor's commercial insurance can open access to far higher limits.

CGH Injury Lawyers represents passengers, pedestrians, and families hurt in transit, school, and charter bus crashes in Commerce City and across Adams County. We do not keep a Commerce City office. We serve Commerce City from our Denver office and handle your case in the Adams County District Court, the 17th Judicial District, when an insurer or public entity refuses to be fair. We move quickly to identify the true operator, preserve bus camera footage before it is erased, and protect your claim before the 182-day window closes, with no upfront fees and a free first consultation.

The law that governs your case

The Colorado Governmental Immunity Act, decoded for Commerce City

The Colorado Governmental Immunity Act (C.R.S. 24-10-101 et seq.) changes how an injury claim works the moment a government entity is involved. It gives public entities sovereign immunity, meaning they generally cannot be sued for their employees' governmental functions. The Act includes a key waiver for motor vehicle crashes under C.R.S. 24-10-106, which is what allows an injured rider to bring a claim against RTD, the regional transit district that serves Commerce City, or another public transportation provider.

Three restrictions that do not apply to ordinary injury cases

  • Strict notice requirement. You must file a formal Notice of Claim within 182 days of discovering your injury (C.R.S. 24-10-109), far shorter than the standard statute of limitations.
  • Damage caps. Colorado law sets statutory limits on what you can recover from a public entity, no matter how severe your injuries are.
  • Limited discovery. Government entities carry certain procedural protections during investigation and litigation that private defendants do not have.

Procedural missteps here can permanently bar an otherwise strong claim. That is why a transit case in Commerce City calls for action and specialized knowledge from the first week.

Who is actually liable

Who operated the bus changes everything

One of the most misunderstood parts of a Colorado transit case is figuring out who actually operated the bus. This is not a technical detail. It decides which legal framework, and which insurance, governs your recovery.

Public agency operations

  • The public entity employs the driver and owns the bus
  • Your claim falls under the CGIA in full
  • Government immunity, damage caps, and the 182-day notice all apply
  • The Notice of Claim goes to the entity's legal department or the city attorney

Private contractor operations

  • Public agencies often contract routes to private transit companies
  • The contractor provides the bus and employs the driver
  • The CGIA damage caps may not apply
  • Commercial general liability insurance, often with much higher limits, becomes the primary source of recovery

A bus's exterior branding can mislead you. A transit-branded bus may actually be run by a private contractor. Determining the true operator means examining the driver's employment records, the vehicle registration and insurance documents, the service contracts between the agency and third-party operators, and the driver's uniform and identification.

This investigation has to happen fast, before evidence disappears and before the 182-day deadline runs. The operator question is often the difference between a case capped at $505,000 and one with access to multi-million-dollar commercial insurance. When another vehicle helped cause the crash, that driver may share liability too, and their insurance is not subject to the CGIA caps.

The common carrier standard

Why bus operators are held to a higher duty of care

Colorado law does not treat all drivers the same. A private motorist must use reasonable care under the circumstances. Bus operators, as common carriers, are held to the highest degree of care for passenger safety. That heightened duty exists because riders entrust their safety to the carrier and have little ability to protect themselves once the bus is moving.

Where the higher standard applies

  • Sudden stops and starts. Jerk-and-jolt injuries happen when a bus brakes or accelerates abruptly and throws standing passengers to the floor, even when the driver hit nothing.
  • Door closures. Closing doors on a passenger trying to board or exit, without verifying clearance, can violate the duty of care.
  • Failure to secure mobility devices. Wheelchair users and riders with mobility aids are entitled to proper securement before the bus moves.
  • Inadequate weather precautions. In Commerce City winters, operators are expected to salt steps, allow extra boarding time, and adjust to conditions.

Because of this standard, you do not have to prove recklessness or extreme carelessness. You only have to show the operator failed to exercise the extraordinary care the law requires of common carriers, which often makes negligence easier to establish than in an ordinary car crash.

Colorado's strictest deadline

The 182-day Notice of Claim requirement

If you plan to bring a claim against RTD or another public transit agency serving Commerce City, the 182-day Notice of Claim is the most important deadline you face. Miss it and the case is over before it begins, no matter how strong the evidence. The clock is set by C.R.S. 24-10-109.

  1. The clock starts when you discover the injury

    The 182 days run from the date you discover the injury, not the date you learn the full extent of your damages. A crash on January 1 means the notice must arrive well inside that window.

  2. It must be received, not just mailed

    Mailing by the deadline is not enough. The written Notice of Claim must be received by the correct office, the entity's legal department or the city attorney for a municipal system.

  3. What the notice must include

    Your name and address, the date, time, and location of the crash, a description of the injury and how it happened, the names of any public employees involved, and the compensation you are seeking.

  4. This is not the statute of limitations

    The 182-day notice is a jurisdictional prerequisite to suing, separate from the personal injury statute of limitations. Compliance is required before any action can proceed, and failure to comply forever bars the claim.

  5. Act in the first week

    Many injured riders do not realize a government vehicle was involved until weeks later, when precious time has already passed. The safest move is to talk with an attorney right away so the notice and evidence preservation begin at once.

Local Knowledge

Adams County courts. Commerce City trauma care. The roads where crashes happen.

A Commerce City bus case lives in Commerce City: the hospital that treated you, the corridors where the crash happened, and the courthouse where your case may be filed. Here is the ground we work on, served from our Denver office.

Courthouse

Adams County District Court

A Commerce City personal injury lawsuit is filed in the Adams County District Court, the 17th Judicial District, the state trial court of general jurisdiction, at the Adams County Justice Center, 1100 Judicial Center Dr., Brighton, CO 80601. The 17th Judicial District covers Adams and Broomfield counties. Local civil procedure differs from other counties, and the judges and opposing counsel either know your firm or they do not. We handle these cases directly.

Trauma Care

HCA HealthONE Mountain Ridge and the nearest Level I centers

Commerce City has no designated trauma center. UCHealth's emergency room at 15100 E. 104th Avenue is a community clinic emergency center that the Colorado Department of Public Health and Environment lists as non-designated for trauma, so after a serious bus crash the critically injured are usually taken to HCA HealthONE Mountain Ridge in Thornton (Level II), Intermountain Health Platte Valley Hospital in Brighton (Level III), or a Level I center such as Denver Health or UCHealth University of Colorado Hospital in Aurora, with Children's Hospital Colorado for injured children. Those records become the backbone of your damages claim.

High-Risk Roads

I-76, I-270, US 85, and E-470

Bus routes share the city's busiest corridors. RTD's N Line commuter rail stops at the Commerce City and 72nd Avenue Station, the city's busiest transit stop, and nine RTD bus routes, including Routes 37, 48, 49, 72, 88, and 104L, run on streets such as 60th Avenue, Dahlia Street, and 104th Avenue. I-76, I-270, US 85, and E-470 are the limited-access highways, owned by CDOT or the E-470 Public Highway Authority rather than the City, and the City's 2025 transportation plan names 120th, 104th, 96th, 88th, 72nd, and 56th Avenues, along with Quebec Parkway, Highway 2, Chambers Road, and Tower Road, as its truck corridors. Commerce City's Safety Action Plan, adopted in August 2025, found that streets carrying a bus route make up 18 percent of the city's centerline miles yet account for 57 percent of its crashes. Where a crash happens can shift liability toward CDOT, the city, or a third-party driver.

Commerce City also carries hazards that bear on transit crashes. The Safety Action Plan counted 4,489 crashes on city-maintained streets from 2019 through 2023, 118 of them fatal or serious, with the fatal and serious count reaching a five-year high of 30 in 2023; 45 percent of crashes fell in the commuting peaks, and about half of the fatal and serious crashes happened in the dark. The plan's highest-priority intersections include 120th Avenue at Sable Boulevard, 104th Avenue at US 85, and 120th Avenue at US 85. Two Class I railroads and a short line cross the city with 39 at-grade crossings, the City describes itself as a regional freight hub with heavy truck traffic, and the Census Bureau puts the population at 72,345 as of July 2025, up from 62,418 in 2020. Each of these facts can shape who is liable and what evidence matters.

Why CGH

Why Commerce City bus accident victims choose CGH Injury Lawyers

Trial-ready attorneys, deep command of the CGIA, bilingual help, and no fee unless we win. We do not publish bus accident settlement figures, because every transit injury is different and a number on a page tells you nothing about your case. What we offer is the work, not a headline.

The Deadline

182 days, not years.

When a public entity is involved, the Notice of Claim is due within 182 days under C.R.S. 24-10-109. We protect that deadline from day one so the case is never lost on a technicality.

Serving Commerce City

We come to you.

We do not keep a Commerce City office. We serve Commerce City and Adams County from our Denver office at 2701 Lawrence St., Suite 201, handle your case in the 17th Judicial District, and meet you where it works for you. Call (303) 209-9395.

The Operator

We find who really ran the bus.

A public agency or a private contractor. That answer decides which caps and which insurance apply, and it can be worth millions.

Evidence

We preserve the footage.

Bus camera footage is often overwritten on a 30-day cycle. We send preservation demands at once so the proof is not erased.

Trial-Ready

Built for trial.

Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates and has tried over 25 cases to verdict. When attorneys are genuinely ready to try a case in the 17th Judicial District, insurers respond differently to a demand.

Bilingual

Hablamos espanol.

Spanish-speaking staff and attorneys serve Commerce City's Spanish-speaking community.

No Win, No Fee

Contingency only.

You pay nothing out of pocket for legal fees. We advance costs and collect only from a settlement or verdict.

After the Crash

What to do after a bus accident in Commerce City

Take care of your health first, document what you can, then call before you talk to any insurer. Here is the path we walk with you.

  1. Get medical care

    Commerce City has no designated trauma center, so serious crash injuries are usually treated at HCA HealthONE Mountain Ridge in Thornton, Intermountain Health Platte Valley Hospital in Brighton, or a Level I center such as Denver Health or UCHealth University of Colorado Hospital in Aurora. Even an injury that feels minor can hide internal harm. Get examined, and keep every record.

  2. Document the scene

    Photograph the bus, its markings and number, the roadway, and your injuries. Note the route, the time, and where you were on the bus. Get the names and contact information of any witnesses.

  3. Call before insurance does

    A public entity's insurer or a contractor's adjuster may call quickly. Do not give a recorded statement or accept any offer before speaking with us. Call (303) 209-9395.

  4. Identify the operator and preserve evidence

    We move at once to determine the true operator and send preservation demands for bus camera footage and electronic data before it is overwritten.

  5. File the Notice of Claim

    When a public entity is involved, we prepare and deliver the Notice of Claim well inside the 182-day window, to the correct office.

  6. Negotiate or litigate

    Most cases settle. When an insurer or public entity refuses a fair offer, we file in the Adams County District Court and try your case.

Compensation

Damage caps and the exceptions that can lift them

When the CGIA applies, C.R.S. 24-10-114 caps what you can recover from a public entity. For claims accruing on or after January 1, 2026, the statutory limits are $505,000 per person for injuries caused by a single public employee or incident, and $1.42 million in total when several people are hurt in the same incident. These figures are adjusted for inflation periodically, so confirm the current amounts when your claim is filed.

What counts toward the cap

  • Medical bills, past and future
  • Lost income and rehabilitation costs
  • Pain, suffering, and loss of quality of life
  • The cap applies only to the public entity's share, not to other responsible parties

When the caps may not apply

  • A private contractor operated the bus, opening access to commercial insurance
  • A third-party driver shares liability, whose insurer is not capped
  • Federal funding requires minimum coverage that can exceed state caps

For a catastrophic injury that requires lifetime medical care, the government caps can fall far short. That is exactly why the operator investigation in the first weeks matters so much. Finding a private contractor or a third-party driver can be the difference between a capped recovery and a full one.

Shared fault

What if you were partly at fault?

Colorado follows a modified comparative negligence rule under C.R.S. 13-21-111. If you were partly to blame, your compensation is reduced by your percentage of fault, but only if you were less than 50 percent responsible. At 50 percent or more, you recover nothing.

In transit cases, agencies often argue that a passenger was not holding a handrail during a sudden stop, that a pedestrian crossed against the signal or outside a crosswalk, or that a rider distracted the driver. Even so, you may still recover as long as the operator shares fault. A passenger who falls during a sudden stop might be 20 percent at fault for not holding on, yet still recover 80 percent of the damages if the driver violated the common carrier standard. An attorney can challenge an inflated fault percentage.

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How the money moves

Where the compensation actually comes from

A bus claim is paid by an insurer or a public entity's coverage, not out of a driver's pocket. Understanding which source applies is the heart of valuing your case.

  • When a public entity operated the bus, recovery comes through the entity under the CGIA, subject to the $505,000 per person and $1.42 million per incident caps (C.R.S. 24-10-114).
  • When a private contractor operated the route, its commercial general liability insurance often carries much higher limits, and the CGIA caps may not apply.
  • When another vehicle helped cause the crash, that driver's insurer can be a separate source, and it is not subject to the CGIA caps.
  • Identifying every available policy early is how we make sure no category of harm you suffered is left on the table.
Questions

Commerce City bus accident, frequently asked questions

What is the deadline to file a claim after a Commerce City public bus crash?

Before suing a Colorado public entity, you must submit a written Notice of Claim within 182 days of discovering your injury (C.R.S. 24-10-109). The notice must describe the crash, your injuries, and the compensation you are seeking, and it must be received by the correct office. Missing this jurisdictional deadline permanently bars your claim, regardless of its merit, so act in the first week.

Can I sue a public transit agency for a bus accident in Colorado?

Yes, but with significant restrictions. The Colorado Governmental Immunity Act waives immunity for motor vehicle accidents under C.R.S. 24-10-106, which allows lawsuits against a public transit system. You must file a Notice of Claim within 182 days, and damage caps limit recovery to $505,000 per person. If a private contractor operates the bus, different rules may apply.

How much can I recover in a Commerce City bus accident claim?

When the CGIA applies, you can recover up to $505,000 per person or $1.42 million per incident from a public entity for claims accruing on or after January 1, 2026 (C.R.S. 24-10-114). These caps may not apply if a private contractor operates the bus or if third parties share liability, which can open access to higher insurance limits. The figures are adjusted for inflation periodically.

Where is a Commerce City bus accident lawsuit filed?

Personal injury cases that arise in Commerce City are filed in the Adams County District Court, the 17th Judicial District, the Colorado state trial court of general jurisdiction, housed at the Adams County Justice Center, 1100 Judicial Center Dr., Brighton, CO 80601. Most claims settle before a lawsuit is filed, but where a case would be filed affects the local rules and the jury pool. We serve Commerce City from our Denver office and handle these cases directly.

What is the common carrier standard for bus operators?

Common carriers must exercise the highest degree of care for passenger safety, a stricter standard than ordinary drivers face. This heightened duty can make it easier to prove negligence in cases involving sudden stops, door closures, or inadequate safety precautions, because you only have to show the operator failed to exercise that extraordinary care.

How do I find out who actually operated the bus?

The bus's branding can be misleading. You need to examine the driver's employment records, vehicle registration, and the service contracts between the transit agency and any third-party operators. This investigation should begin immediately after the crash, because the true operator decides which damage caps and which insurance apply, and it can be the difference between a capped recovery and access to commercial insurance.

What if I was partly at fault for the bus accident?

Colorado's modified comparative negligence rule allows recovery if you were less than 50 percent at fault (C.R.S. 13-21-111). Your compensation is reduced by your percentage of responsibility. For example, if you are 20 percent at fault, you recover 80 percent of your total damages. At 50 percent or more, you recover nothing. We can challenge an inflated fault percentage.

Does the 182-day deadline apply to school and charter bus crashes in Commerce City?

It depends on who operated the bus. A public school district bus is a government entity, so the CGIA notice deadline and caps generally apply. A privately owned charter or tour bus company is not a public entity, so a standard personal injury claim against its insurance may apply instead. Identifying the operator early is essential to protect the right deadline.

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It's More Than Money.

Injured on a Commerce City bus? Start your claim before the 182-day clock runs out.

Free consultation. No fee unless we win. We act fast to preserve evidence and protect your deadline. Available in English and Spanish.

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CGH Injury Lawyers · Serving Commerce City from 2701 Lawrence St., Suite 201, Denver, CO 80205