Englewood Personal Injury Lawyers Who Plan for a Lifetime of Care

Claims connected to either facility can involve the most serious injuries: fractures that need surgery, spinal cord damage, and brain injuries whose effects show up over months rather than days.

For injuries like these, much of a claim's value can lie in the future. Future medical care, therapy, equipment, home changes, and lost earning capacity are economic damages, and C.R.S. 13-21-102.5 places no cap on them.

Proving future costs takes more than current bills. It can require the treating team's projections, a life care plan, and an economist to express those needs in present-day dollars.

Settling before those numbers exist is one way a serious claim ends up undervalued. We generally wait until the medical picture is clear enough to price it.

Spinal injuries have their own page: Englewood spinal cord injury lawyer.

• Car, truck, and motorcycle crashes. Three-year filing period under C.R.S. 13-80-101(1)(n). Fault usually turns on traffic rules, vehicle data, and witnesses.
• Falls and property injuries. Colorado's Premises Liability Act, C.R.S. 13-21-115, sets the owner's duty according to whether the injured person was a trespasser, a licensee, or an invitee.
• Dog bites. Under C.R.S. 13-21-124(2), a person who suffers serious bodily injury or death from a bite while lawfully on public or private property may recover economic damages from the owner, whatever the dog's history.
• Defective products. Two years from when the claim arises, under C.R.S. 13-80-106(1).
• Wrongful death. Two years under C.R.S. 13-80-102(1)(d), with its own damages rules in C.R.S. 13-21-203.
• Medical negligence. Governed by separate damages limits in C.R.S. 13-64-302, which C.R.S. 13-21-102.5(3)(a)(III) cross-references.

Colorado's statewide rules for each category are collected on our personal injury practice page.

Non-economic damages are capped at $1.5 million for civil actions filed during 2025 and for any claim that accrues on or after January 1, 2025 (C.R.S. 13-21-102.5(3)(a)(II)). The figure is adjusted for inflation starting January 1, 2028, and every two years after that. The jury is not told about the cap; the court applies it before judgment (subsection (4)).

Two things sit outside that limit. C.R.S. 13-21-102.5(5) states that nothing in the section limits compensatory damages for physical impairment or disfigurement, and the section does not cap economic damages at all.

Different limits apply in three situations. Wrongful death non-economic damages are capped at $2,125,000 for claims accruing on or after January 1, 2025, under C.R.S. 13-21-203(1)(a), and claims against health care providers follow C.R.S. 13-64-302. Claims against a public entity are limited in total, economic and non-economic together, by C.R.S. 24-10-114, whose figures the Secretary of State adjusts every four years.

Punitive damages, which Colorado calls exemplary damages, are available only where the injury was attended by fraud, malice, or willful and wanton conduct (C.R.S. 13-21-102(1)(a)). They are generally limited to the amount of actual damages, cannot be pleaded in the first complaint, and a public entity is generally not liable for them (C.R.S. 24-10-114(4)(a)).

Our explainer on how settlements are calculated goes into valuation.

• Motor vehicle claims: three years from accrual, C.R.S. 13-80-101(1)(n).
• Other tort claims generally, including negligence and premises claims: two years, C.R.S. 13-80-102(1)(a).
• Wrongful death: two years, C.R.S. 13-80-102(1)(d). Four years where the defendant committed vehicular homicide and left the scene of the fatal crash, C.R.S. 13-80-102(2).
• Claims against a public entity: written notice within 182 days of discovering the injury, C.R.S. 24-10-109(1), and no lawsuit until the entity denies the claim or ninety days pass, whichever is first (subsection (6)).

The clock usually starts when both the injury and its cause are known, or should have been known through reasonable diligence (C.R.S. 13-80-108(1)). A wrongful death claim accrues on the date of death (subsection (2)).

Rules for minors and people under a legal disability are in C.R.S. 13-81-103, and they turn on whether a legal representative is in place. Because each of these deadlines has conditions, the date for a specific claim should be confirmed with a lawyer early.

Families facing a fatal injury can read more on the Englewood wrongful death page.

• Who will actually work on my case? Ours is handled by licensed attorneys, supported by paralegals who gather records and track deadlines.
• How are fees and costs handled? We work on contingency, so there is no attorney fee unless we recover. The written fee agreement explains how case costs are treated.
• Will you take my case to trial if the insurer will not be reasonable? The firm's stated approach is to prepare every case as if it will be tried.
• How often will I hear from you? Ask for a named contact and an expected rhythm of updates.
• Can we work in Spanish? Yes. Consultations and case updates are available in English or Spanish.
• What could go wrong with my claim? A careful lawyer will name the weak points, such as a fault dispute or a gap in treatment.

The firm's approach from intake to resolution is laid out on the how we handle your case page.

The distinction matters for bad faith. Colorado's statute on unreasonable delay or denial protects a first-party claimant, and C.R.S. 10-3-1115(1)(b) expressly excludes a person asserting a claim against an insured under a liability policy. Where it applies, C.R.S. 10-3-1116(1) allows recovery of reasonable attorney fees, court costs, and two times the covered benefit.

Whatever the coverage, the other side's adjuster works for the insurer. A recorded statement can be used to argue fault or to minimize the injury, and there is usually no obligation to give one to another person's carrier.

If the at-fault driver had little or no insurance, read our guide to crashes with an uninsured driver in Colorado.

If you would rather start in writing, the online case review takes a few minutes.