Colorado caps non-economic damages under C.R.S. 13-21-102.5, amended by House Bill 24-1472 with effect from 1 January 2025 to set the figure at $1.5 million. The statute begins adjusting that figure for inflation on 1 January 2028 and every two years after.
Two separate routes reach the raised cap. A civil action filed during calendar 2025 qualified regardless of when the crash happened, and independently any claim accruing on or after 1 January 2025 qualifies, which is the route covering a crash today.
Physical impairment and disfigurement sit outside that cap, which matters a great deal in the serious spinal and head injury cases treated in this city. Economic damages are not limited by it either, and wrongful death claims fall under a separate section.
Exemplary damages may be available under C.R.S. 13-21-102 where the conduct involved fraud, malice, or willful and wanton disregard. A claim against a public entity works differently, because the Governmental Immunity Act caps the total recoverable amount, economic and non-economic together, and for claims accruing on or after 1 January 2026 the Secretary of State certified $505,000 for one person and $1,421,000 for two or more in a single occurrence.
Which figure governs a particular crash turns on the accrual date, the parties and the theory pleaded, so it is worth confirming rather than assuming. How car accident settlements are calculated in Colorado walks through how the categories add up.