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Fort Collins, Colorado. CGH Injury Lawyers represents ski accident victims from Fort Collins from our Denver office.
Fort Collins, Colorado

Fort Collins Ski Accident Lawyers, When the Serious Care Is One Town South

Northern Colorado does its skiing at a distance and handles its worst injuries the same way. Poudre Valley Hospital carries a Level III trauma designation here in town, and the nearest Level I center sits about 15 miles down I-25 in Loveland. A ski case tends to spread out the same way: hurt in one county, stabilized in another, treated in a third, and filed somewhere else again. We handle Colorado Ski Safety Act claims from our Denver office at 2701 Lawrence St., and we charge no fee unless we win.

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Our Denver Office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
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  • A Colorado statute decides which ski injuries carry a claim before ordinary negligence law is reached.
  • The rules covering a chairlift differ from the rules covering the snow, including on damages.
  • A signed release is a contract, and it does not reach reckless or grossly negligent conduct.
  • The deadline is 2 years either way, and the statute supplying it changes with the defendant.
  • The consultation is free, and our fee comes only from a recovery.
The law on the mountain

What the Colorado Ski Safety Act does to a ski injury claim

A ski injury does not enter Colorado law as a blank slate. The legislature got there first, in 1979, with a statute written specifically for this sport, and it has already decided which hazards belong to the skier and which ones somebody answers for. That is the Ski Safety Act, C.R.S. 33-44-101 and following, and it governs before any general negligence principle is consulted.

C.R.S. 33-44-103 does the deciding. It defines the inherent dangers and risks of skiing, and the definition is deliberately broad: changing weather; snow conditions of every description, from ice and hard pack through powder, crust, slush, cut-up snow, and machine-made snow; bare spots; forest growth; rocks; stumps; streambeds; cliffs; extreme terrain; trees; variations in steepness whether natural or the result of slope design, snowmaking, or grooming; and collision with lift towers, signs, posts, fences, hydrants, water pipes, and other man-made structures. Injuries that belong on that list stay where they fell.

The section then draws its own boundaries, and the boundaries are where the cases live. It states that the term does not include the negligence of a ski area operator as described at C.R.S. 33-44-104(2). It states separately that nothing in the section limits an operator's liability for injury caused by the use or operation of ski lifts. Those two limits are doing most of the work in Colorado ski litigation.

One thing to set straight early, since inaccurate summaries of this Act travel widely. The statute is written around the term "ski area" and around sliding downhill or jumping on snow or ice. It does not divide resorts by discipline, and it imposes no helmet obligation on any skier at any age.

The critical distinction

The sorting that happens before anything else

Two categories, and the case is largely determined by which one it enters. Understanding the split before you speak to an adjuster is worth the 5 minutes.

Inherent dangers (no recovery)

  • Every form of snow and ice, and the ground that shows when the snow runs out
  • Weather, and the visibility it takes away
  • What the mountain grew or eroded: rocks, stumps, streambeds, cliffs, forest growth, and trees
  • Pitch that changes, by nature or through slope design, snowmaking, or grooming
  • Contact with a lift tower, sign, post, fence, hydrant, or water pipe standing in its usual place

Operator negligence (recovery possible)

  • Lift malfunctions, bad loads, unexpected stops, drops, and injuries getting off
  • Statutory signage that was missing, inaccurate, or unreadable
  • Grooming or snowmaking equipment run on an open trail without the warning the Act requires
  • Man-made obstacles in a skiing area that nobody padded or marked
  • Negligent conduct by resort employees, instructors, or ski patrol

The category assigned on day one is a working assumption. A tower strike sits in the first list by default and moves to the second if the padding required on that tower was missing when you hit it. That is a question to ask, not an answer to accept.

Skier duties and the downhill rule

Claims against another skier under C.R.S. 33-44-109

Change the defendant from a resort to a person and the statute changes sides. C.R.S. 33-44-109(1) provides that the risk of a skier-skier collision is neither an inherent risk nor a risk assumed by a skier in an action by one skier against another. The inherent-risk defense that ends so many claims against operators is unavailable here, because the legislature removed it.

  1. Holding your line

    A skier must control speed and course at all times and keep a proper lookout for others. The statute then assigns the primary duty in a collision to the person skiing downhill, the skier coming from above, who must avoid any person or object below them. Establishing the relative positions is generally where these cases are decided.

  2. Signs and closures

    A skier has to heed posted information and warnings, and may not ski a trail posted as closed. The Act presumes the skier saw and understood what was posted at base area lifts, on the tramways, and on the trails being used.

  3. Merging traffic

    Starting from a standstill, or entering a trail from the side, obliges you to yield to the skiers already descending it.

  4. Runaway equipment

    Each ski or board must carry a strap or similar device able to arrest it if it separates from the skier. The statute exempts cross country skis.

  5. Impairment, and the duty to stay

    Using a lift or a trail while impaired by alcohol or a controlled substance is prohibited. Leaving the vicinity of an injury collision is prohibited too, unless you give your name and current address to a resort employee or patroller. Departing to get help is permitted so long as the information is provided afterward.

  6. What the current penalties actually say

    The penalty subsection was amended, and older printings of the Act still show the superseded language, so precision is worth the sentence. C.R.S. 33-44-109(12)(a) treats a violation of the closed-trail provision, the impairment provision, or the provision on knowingly entering closed adjoining lands as a civil infraction with a fine of not more than $1,000. C.R.S. 33-44-109(12)(b) treats leaving the scene of an injury collision as a petty offense, a separate classification that does not sit in the $1,000 group.

  7. Comparative fault

    Then Colorado apportions. C.R.S. 13-21-111 permits recovery only where the claimant's negligence was not as great as the negligence of the party sued, and reduces the award by the claimant's proportion. When the claimant's share hits 50 percent, recovery stops. That is the reason an early, unexamined account of a collision can cost more than it looks like it should.

The truth about waivers

How far the release on your pass actually reaches

Release language appears on passes, day tickets, and rental forms across Colorado, and it is written to sound final. It generally is not.

Colorado analyses a release as a contract, which means ordinary contract principles apply to it. The wording has to be clear and unambiguous, and it operates only on the conduct it identifies. Language drafted to cover ordinary negligence covers ordinary negligence and nothing further.

The exclusions matter more than the inclusions. A release does not reach willful and wanton conduct, recklessness, or gross negligence. Where a resort knew of a hazard and left it in place, omitted an inspection it was required to perform, or continued running equipment it knew to be defective, the signature on the form does not deliver what the resort assumes.

Children are governed separately. Under C.R.S. 13-22-107(3) a parent may release or waive a child's prospective negligence claim on the child's behalf. Subsection (4) provides that nothing in the section permits a parent to waive a child's claim for a willful and wanton act or omission, a reckless act or omission, or a grossly negligent act or omission.

The mistake to avoid is reading the release alone and concluding you have no case. Bring the document, and it gets read against the facts.

Local Knowledge

A judicial district that crosses the Divide, and a road that closes when the season opens

Courthouse

The 8th Judicial District runs over a mountain pass

Fort Collins is in Larimer County, which forms the 8th Judicial District together with Jackson County. District matters here are handled at the Larimer County Justice Center, 201 LaPorte Ave., Suite 100, Fort Collins, CO 80521. Jackson County is worth a moment, because the two counties in this district are not neighbours in any everyday sense. Getting from one to the other means CO-14 up the Poudre Canyon and over Cameron Pass at 10,276 feet, roughly 65 miles west of town, past the Colorado State Forest. A single judicial district covering both sides of that drive tells you something about how spread out a northern Colorado case can be. Your ski claim may not be filed in either county. Venue in these cases usually follows the resort and the site of the injury, so a crash at Steamboat is generally litigated in Routt County and one in Summit County stays in Summit. Where you live does not restrict the venue, and it does not restrict whom you hire.

Trauma Care

Care escalates by moving south

Fort Collins has trauma capability without having the region's top level of it. Poudre Valley Hospital, 1024 S. Lemay Ave., holds a Level III designation, and Banner Fort Collins Medical Center on Lady Moon Drive holds a Level IV. The nearest Level I center is Medical Center of the Rockies at 2500 Rocky Mountain Ave. in Loveland, inside the same county but about 15 miles down I-25. That layout shapes the medical record in a ski case. A serious head or spinal injury tends to move up the levels instead of staying put, and each move creates a new chart at a new institution. Add the mountain end of the trip, where the hospitals nearest the resorts are themselves designated at Level III, and a single injury can produce records at 4 or 5 separate facilities. Assembling them in order is routine work and it is how the severity of an injury gets shown.

The Corridor

The direct route west closes for the winter

Fort Collins sits at a genuine geographic inconvenience for skiing. US-34 runs west into Rocky Mountain National Park and becomes Trail Ridge Road, which the National Park Service describes as not designed to be an all-season road. It normally closes in mid-October and reopens to through travel in the last week of May, weather permitting. In other words, the direct line west is shut for the whole ski season. So the real routes are longer: south on I-25 and west on I-70 toward Summit and Eagle county, or west on CO-14 over Cameron Pass toward North Park and on to Steamboat. Both are long enough that Fort Collins skiers leave early and often come home the same night. That produces a familiar wrinkle in the file, which is a gap between the accident and the first medical visit. The gap is ordinary and explainable. It is easier to explain when someone documents it early.

Compensation

What an injured Fort Collins skier may be able to recover

Once liability is established, Colorado separates losses that come with receipts from losses that do not.

Economic damages

  • Evacuation from the mountain, air transport included where it was warranted
  • Emergency treatment, surgery, and specialist care through discharge
  • Earnings lost during recovery, and earning capacity lost beyond it
  • Rehabilitation, both physical and occupational
  • Care still to come, including a life care plan where the injury requires one
  • Out-of-pocket costs attributable to the injury

Non-economic damages

  • Pain and suffering following orthopedic, spinal, or head trauma
  • Permanent impairment or loss of physical function
  • Loss of enjoyment of life, including no longer being able to ski
  • In a death case, funeral costs and loss of companionship

The operator cap, and the exception written inside it

Recovery from a ski area operator is capped by statute. C.R.S. 33-44-113 imposes a total limit of $1,000,000 present value, restricts any derivative claim by another claimant to $250,000, and restricts non-economic loss to $250,000. Four details inside the section change the analysis.

  • Injuries occurring to a passenger while riding a passenger tramway are excluded from the cap by the statute itself. That is why a chairlift claim is separated out early.
  • The cap applies to claims against an operator. It does not apply to a claim against the skier who caused the collision.
  • A court may exceed the ceiling on good cause shown, confined to excess future lost earnings or excess future medical and health care costs, and only where the limit would work unfairly.
  • Neither the limits nor the exceptions to them are disclosed to the jury.
Deadlines and fault

Two years, and the statute that supplies it depends on the defendant

Both routes give you 2 years. They get there through different provisions, and using the wrong one is a real error even though the answer looks the same.

For an action against a ski area operator or its employees, where the damages arose from the maintenance, supervision, or operation of a passenger tramway or a ski area, C.R.S. 33-44-111 controls and requires suit within 2 years after the claim for relief arises. For an action against another skier, that section is inapplicable on its face, because it is addressed to operators. The 2 years instead comes from C.R.S. 13-80-102(1)(a), the general limitation period for tort actions.

Length and starting point are separate issues. C.R.S. 13-80-108(1) says a cause of action accrues on the date both the injury and its cause are known or should have been known through reasonable diligence. Usually that is the day of the accident. Where an injury announces itself gradually, which happens with head and spine trauma after a fall, the rule is written to account for it. Delaying because you want to know the full extent of the damage does not extend the deadline.

Fault is assessed on its own terms. C.R.S. 13-21-111 allows recovery while your negligence remains below that of the party you sued, reducing the award by your share, and cuts recovery off entirely at an even split. Insurers know exactly where that line is. The account that keeps a claimant on the right side of it is built from witnesses and records, and both are easier to obtain in the first weeks.

Why CGH

Why injured Fort Collins skiers choose CGH Injury Lawyers

Trial-Ready

Built for trial.

A case that visibly could be tried is valued differently from one that could not be.

The Statute

Ski law is its own body of rules.

Inherent risk, statutory duties, the operator cap, and release language do not track ordinary negligence practice.

Fast Evidence Action

Evidence disappears.

Lift maintenance logs, grooming records, incident reports, patrol notes, and signage conditions change or vanish. Preservation demands have to go out fast.

No Win, No Fee

No fee unless we win.

The consultation costs nothing and our fee comes from a recovery. The handling of case costs is set out in the fee agreement before you sign.

Local Reach

Distance is our problem.

Fort Collins is an hour up I-25 from our office, and when travel is difficult for an injured client, we make the drive.

How it works

How we handle a Fort Collins ski accident case

  1. Free consultation

    Tell us what happened and get a direct answer about whether a claim exists, including when it does not.

  2. Preservation

    Written demands go to the resort for lift logs, grooming records, incident reports, and video before retention periods expire.

  3. Investigation

    Witnesses are located, patrol and clinic records obtained, and where the mechanism of injury is contested, an accident reconstruction expert is retained.

  4. Medical picture

    Records are pulled from every facility in the chain, and in serious cases treating physicians and life care planners establish what recovery genuinely requires.

  5. Demand and negotiation

    The claim is presented with evidence behind it.

  6. Litigation where needed

    Where the offer does not match the harm, suit is filed in the correct venue and the case is prepared for trial.

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Questions

Fort Collins ski accident, frequently asked questions

My records are spread across 4 different hospitals. Does that hurt my case?

It does not, though it does add work. Ski injuries routinely generate records at a patrol station, a mountain hospital, a transport service, and then a higher-level trauma center. Each one has to be requested separately and then put back into sequence, which is a normal part of preparing this kind of claim.

Which judicial district is Fort Collins in?

The 8th, which covers Larimer County and Jackson County. District matters are handled at the Larimer County Justice Center, 201 LaPorte Ave., Suite 100, in Fort Collins.

Where would my case actually be filed?

Most often in the county where the resort sits, because venue in these cases tends to follow the location of the injury. A Steamboat crash generally belongs in Routt County and a Summit County crash in Summit County, regardless of the fact that you live in Larimer.

Does the release on my pass end my claim?

Not on its own. Colorado treats a release as a contract, so it covers only the conduct it clearly describes. It cannot cover willful and wanton conduct, recklessness, or gross negligence, and under C.R.S. 13-22-107(4) a parent cannot waive a child's claim for conduct in those categories.

Another skier ran into me. Is that just an accepted risk?

Not in a claim between skiers. C.R.S. 33-44-109(1) provides that a skier-skier collision is neither an inherent risk nor a risk assumed in an action by one skier against another, and the primary duty to avoid the collision falls on the person skiing downhill, the skier approaching from above.

I was hurt on a chairlift. Is that handled differently?

It can be. C.R.S. 33-44-103 states that nothing in the inherent-risk definition limits an operator's liability for injury caused by the use or operation of ski lifts, and C.R.S. 33-44-113 excludes injuries to a passenger riding a passenger tramway from the damages cap.

How long do I have?

2 years. Against a ski area operator or its employees the deadline comes from C.R.S. 33-44-111, and against another skier from C.R.S. 13-80-102(1)(a). The clock generally starts when both the injury and its cause were known or reasonably should have been known.

Is there a cap on what I can recover?

Against a ski area operator, yes. C.R.S. 33-44-113 sets $1,000,000 present value overall, with $250,000 on derivative claims and on non-economic loss. Passenger tramway injuries are excluded, the cap does not apply to a claim against another skier, and a court may exceed it on good cause shown for excess future earnings or future medical costs.

Does Colorado require a helmet?

The Ski Safety Act contains no helmet requirement at any age. Wearing one is sensible and it is not what determines whether a claim exists.

What if I was partly to blame?

Recovery is still available while your negligence stays below the other party's, with the award reduced by your share. At half or more, C.R.S. 13-21-111 ends it, which is why the first version of fault is worth testing.

What will this cost me?

Nothing up front. The consultation is free and the fee comes only from a recovery. How case costs are handled is spelled out in the fee agreement before you sign.

It's More Than Money.

You were hurt on the mountain. We handle everything else.

Call (303) 209-9395 or request a free case review. No fee unless we win.

Tell us what happened

100% confidential. No fee unless we win.

Prefer to read first? See how Colorado's Ski Safety Act works.

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