IT'S MORE THAN MONEY.
Louisville, Colorado Personal Injury Lawyers Who Assemble the Whole Medical Record
Hurt on US 36, McCaslin Boulevard, or SH 42 in Louisville, Colorado? CGH Injury Lawyers serves Louisville from its Denver office, files Boulder County cases in the Twentieth Judicial District, and charges no fee unless we win.
No fee unless we win- Colorado generally allows two years to file an injury lawsuit (C.R.S. 13-80-102(1)(a)) and three years when the claim arises from the use or operation of a motor vehicle (C.R.S. 13-80-101(1)(n)).
- Claims involving a government entity start with written notice filed within 182 days of discovering the injury (C.R.S. 24-10-109(1)). The statute says failure to comply forever bars the action.
- Each defendant is generally liable only for its own percentage of fault (C.R.S. 13-21-111.5(1)), and the injured person's damages shrink by their own share (C.R.S. 13-21-111).
- CGH Injury Lawyers works Louisville claims out of its Denver office. When one is filed in Boulder County, it is heard in the Twentieth Judicial District at the Boulder County Combined Court.
In Louisville, an injured person may be seen at the trauma center in town, moved to Boulder for a higher level of care, and then treated by specialists across the county. CGH Injury Lawyers pulls those records into one file, because a claim is only as strong as the record behind it.
One injury, several providers, one medical record
The state lists AdventHealth Avista, at 100 Health Park Drive in Louisville, as a Level III trauma center. The nearest Level II is Boulder Community Health Foothills Hospital in Boulder.
Serious injuries often produce records at several places: the scene, the emergency department, a trauma service, surgeons, physical therapy, and primary care. Each keeps its own chart.
Insurers value a claim from the records they receive. Missing pieces, such as imaging reports or therapy notes, tend to be read against the injured person.
Assembling the complete record, in order, is part of the work. It connects the mechanism of injury to the diagnosis, the treatment, and what the injury will cost going forward.
People hurt while riding in and around Louisville can read our Louisville bicycle accident page.
Louisville courts, trauma care, and roads
Where a Louisville case is filed
Louisville is entirely in Boulder County, according to the Census Bureau. Cases are heard in the Twentieth Judicial District, at the Boulder County Combined Court at 1777 6th St. in Boulder, which also has a location at 1035 Kimbark St. in Longmont.
Where serious injuries are treated
AdventHealth Avista, 100 Health Park Dr., is listed by the state as a Level III trauma center. Boulder Community Health Foothills Hospital, 4747 Arapahoe Ave. in Boulder, is listed as Level II.
Louisville roads where injuries happen
The Louisville Police Department takes reports in the city. Numbered routes through Louisville include:
- US 36, the Denver-Boulder Turnpike
- SH 170, McCaslin Boulevard
- SH 42, 95th Street and Courtesy Road
- The Northwest Parkway
More local information is on our Louisville injury page.
Types of Louisville injury claims, and the rules behind each
Personal injury is a broad label. The rule that governs a claim depends on how the injury happened, and the differences show up in deadlines and in what has to be proved.
- Car, truck, motorcycle, and rideshare crashes, which generally have a three-year deadline under C.R.S. 13-80-101(1)(n).
- Falls and other property hazards, handled under the Premises Liability Act, C.R.S. 13-21-115.
- Dog bites causing serious bodily injury, where C.R.S. 13-21-124(2) allows recovery of economic damages.
- Product defect injuries, two years under C.R.S. 13-80-106(1).
- Wrongful death claims, generally two years under C.R.S. 13-80-102(1)(d).
- Medical negligence claims, subject to C.R.S. 13-64-302.
The statewide personal injury page covers each category in more depth.
Fault, percentages, and more than one defendant
A jury in Colorado does not have to choose one person to blame. Under C.R.S. 13-21-111 it assigns percentages, and the injured person's recovery is reduced by theirs.
The limit comes in subsection (3). If the injured person's negligence is equal to or greater than that of the defendant, the court enters judgment for the defendant.
Liability is several, not joint, as a general rule. Under C.R.S. 13-21-111.5(1) no defendant pays more than its own percentage, and under (3)(b) a defendant can designate a nonparty at fault within ninety days after the case starts, or longer if the court allows.
One detail matters in commercial cases. C.R.S. 13-21-111.5(1.5) provides that when an employer admits vicarious liability for an employee's negligence, the injured person's direct negligence claims against the employer, such as negligent hiring or supervision, are not barred.
The Louisville truck accident lawyer page covers fleet and employer claims.
Economic, non-economic, and punitive damages in Louisville
Colorado divides compensatory damages into two groups, and they are treated differently when caps apply.
Financial losses
- Medical and hospital bills
- Past and future lost earnings
- Therapy and rehabilitation
- Long-term care needs
- Vehicle repair or replacement where a crash is involved
Non-economic damages
- Pain, past and future
- Emotional stress and anxiety
- Reduced quality of life
- Day-to-day inconvenience
Where the limits apply
Non-economic damages are capped at $1.5 million for civil actions filed during 2025 and for any claim that accrues on or after January 1, 2025 (C.R.S. 13-21-102.5(3)(a)(II)). The figure is adjusted for inflation starting January 1, 2028, and every two years after that. The jury is not told about the cap; the court applies it before judgment (subsection (4)).
Economic damages are outside the section's cap, and so is compensation for physical impairment or disfigurement under C.R.S. 13-21-102.5(5).
Separate caps govern wrongful death ($2,125,000 in non-economic damages for claims accruing on or after January 1, 2025, C.R.S. 13-21-203(1)(a)), medical negligence (C.R.S. 13-64-302), and claims against public entities, where C.R.S. 24-10-114 limits the total amount recoverable.
When punitive damages apply
Colorado reserves exemplary damages for fraud, malice, or willful and wanton conduct under C.R.S. 13-21-102(1)(a). The award is generally limited to the actual damages, and public entities are generally not liable for them under C.R.S. 24-10-114(4)(a).
Our explainer on how settlements are calculated goes into valuation.
Injuries that are real but hard to see
A broken bone is easy to show. Many serious injuries are not, and those are the ones insurers push back on hardest.
- Soft-tissue injuries, such as whiplash and sprains, often do not appear on X-rays. Consistent treatment records and the timeline from incident to symptoms carry the proof.
- Concussions and mild traumatic brain injuries can produce subtle symptoms, such as headaches, memory problems, or sensitivity to light. Testing and accounts from family and coworkers can document the change.
- Chronic pain is shown through treatment history and its effect on work and daily life.
- Psychological injuries, such as anxiety or post-traumatic stress after a crash, are documented through diagnosis and treatment by a qualified provider.
- A worsened pre-existing condition is a frequent insurer argument. Records from before and after the incident show what changed.
Documentation is the common thread, starting with an early medical visit. For concussions and other head injuries, read the Louisville brain injury page.
What is the deadline to file a personal injury lawsuit in Louisville?
Deadlines differ by claim type under Colorado law:
- Motor vehicle torts: three years (C.R.S. 13-80-101(1)(n)).
- General torts: two years (C.R.S. 13-80-102(1)(a)).
- Wrongful death: two years (C.R.S. 13-80-102(1)(d)); four years under subsection (2) for a death caused by vehicular homicide where the driver fled.
- Public entities: 182-day written notice (C.R.S. 24-10-109(1)), then the limitation period for the underlying claim.
When the clock starts matters as much as its length. C.R.S. 13-80-108 ties accrual to knowledge of the injury and its cause, and ties wrongful death to the date of death.
Children and people under a legal disability are addressed in C.R.S. 13-81-103, which depends on whether a legal representative is involved. The safe course is to confirm the deadline for your facts early.
More on death claims is on the Louisville wrongful death lawyer page.
Protecting a Louisville claim in the first week
You do not need to do everything at once. These are the steps worth taking early.
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Medical care comes before everything else. AdventHealth Avista in Louisville treats serious trauma from the area.
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Report a crash to the Louisville Police Department. Under C.R.S. 42-4-1606(1), drivers must report crashes that cause injury, death, or property damage. Report a fall or other property injury to the owner or manager.
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Take pictures of the hazard, the vehicles, and the conditions.
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Get witness names and numbers before people leave.
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Save medical records, bills, and pay stubs.
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Get legal advice before any recorded statement.
Our article on the insurance adjuster trap explains why recorded statements are risky.
What should you ask a Louisville personal injury lawyer?
Many people hire an injury lawyer only once. These questions help you judge a firm on what it will actually do.
- Who will actually work on my case? Ours is handled by licensed attorneys, supported by paralegals who gather records and track deadlines.
- How are fees and costs handled? We work on contingency, so there is no attorney fee unless we recover. The written fee agreement explains how case costs are treated.
- Will you take my case to trial if the insurer will not be reasonable? The firm's stated approach is to prepare every case as if it will be tried.
- How often will I hear from you? Ask for a named contact and an expected rhythm of updates.
- Can we work in Spanish? Yes. Consultations and case updates are available in English or Spanish.
- What could go wrong with my claim? A careful lawyer will name the weak points, such as a fault dispute or a gap in treatment.
More on the process is on our how we handle your case page.
How we build a Louisville injury claim
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Intake and evaluation
We identify every possible defendant and every insurance policy that may apply.
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Evidence gathering
Scene evidence, reports, and witness accounts are locked down early.
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Documenting damages
Medical records, wage records, and the effect on daily life are assembled as they develop.
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Demand to the insurer
A detailed claim goes out once the injury picture is complete.
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Negotiation
We counter low offers with evidence, and you decide whether to accept.
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Trial preparation
If the case must be filed, it goes to the Boulder County Combined Court. The attorneys who try cases for the firm include Managing Partner Kevin Cheney, who is a member of the American Board of Trial Advocates.
The case results page lists past matters. Past results do not guarantee or predict similar outcomes in future cases. Each case is unique and must be evaluated on its own facts.
What if the insurer delays or denies your claim?
Two insurers can be involved at once: the liability insurer for whoever caused the injury, and your own carrier if your policy includes medical payments or uninsured and underinsured motorist coverage.
The distinction matters for bad faith. Colorado's statute on unreasonable delay or denial protects a first-party claimant, and C.R.S. 10-3-1115(1)(b) expressly excludes a person asserting a claim against an insured under a liability policy. Where it applies, C.R.S. 10-3-1116(1) allows recovery of reasonable attorney fees, court costs, and two times the covered benefit.
What you say to an insurer becomes part of the file. Get advice before discussing fault or injuries.
When the other driver is uninsured, see this explainer on uninsured drivers.
Who will handle your Louisville case?
CGH Injury Lawyers is the public brand of Cheney Galluzzi & Howard, LLC, a Colorado personal injury firm founded in Denver in 2016. It is a trial firm, and it prepares cases as if they will go to a jury.
- Kevin Cheney is a member of the American Board of Trial Advocates and served as Treasurer of the Colorado Trial Lawyers Association for the 2025 to 2026 term.
- Timothy G. Tarr has been recognized by Best Lawyers since 2023.
- Tim Galluzzi was named to the Colorado Super Lawyers Rising Stars list from 2019 to 2026.
Licensed attorneys make the decisions on your case, and the whole team works in English and Spanish.
Read about the legal team and Kevin Cheney.
What will a Louisville injury lawyer charge?
CGH Injury Lawyers offers a free consultation and represents injured people on contingency, which means no attorney fee unless we win. The agreement you sign explains the fee and the costs.
Some people prefer to start with the online case review; it is free.
Serving Louisville from our Denver office
We do not have a Louisville office. CGH Injury Lawyers serves Louisville from its only office, at 2701 Lawrence St., Suite 201, Denver, CO 80205. Consultations can happen by phone or video, and the team travels when a meeting needs to be in person.
Questions we hear from Louisville clients
What people ask us first. For more, visit the firm's FAQ page.
How long do I have to file a personal injury claim in Louisville?
It depends on the claim. Colorado generally allows two years for tort claims (C.R.S. 13-80-102(1)(a)) and three years for claims arising from the use or operation of a motor vehicle (C.R.S. 13-80-101(1)(n)). A claim against a public entity requires written notice within 182 days of discovering the injury (C.R.S. 24-10-109(1)).
Is AdventHealth Avista a trauma center?
Yes. The state lists AdventHealth Avista in Louisville as a Level III trauma center. Foothills Hospital in Boulder is listed as Level II.
Can you sue for pain and suffering in Colorado?
Yes, where the claim supports it. Pain and suffering falls within non-economic loss under C.R.S. 13-21-102.5(2)(b), which is generally capped at $1.5 million for claims accruing on or after January 1, 2025.
Can I still recover if I was partly at fault?
It depends on the percentages. Under C.R.S. 13-21-111, being partly at fault reduces your recovery, and it ends the claim only if your share is as great as the defendant's.
Do I need all my medical records for a claim?
The claim is valued from them, so completeness matters. We request records from each provider involved, which is one reason it helps to keep a list of every place you were treated.
What should I not say to an insurance adjuster?
Anything that sounds like accepting blame or minimizing the injury. Provide basic information, avoid a recorded statement, and do not sign releases or broad authorizations without advice.
How much is my Louisville personal injury case worth?
Value turns on the evidence: the medical record, lost earnings, how long the effects last, comparative fault, and the insurance available. Colorado generally caps non-economic damages at $1.5 million for claims accruing on or after January 1, 2025.
Where would a Louisville lawsuit be heard?
In the Twentieth Judicial District, at the Boulder County Combined Court in Boulder, which also has a Longmont location.
Is it worth hiring a personal injury lawyer?
It depends. A minor injury with a full recovery and an undisputed claim may not need a lawyer. Serious injuries, disputed fault, government defendants, and low offers are where legal help tends to matter, and a free consultation lets you decide.
Does CGH Injury Lawyers have an office in Louisville?
No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205 in Denver, and serves Louisville clients from it.
More Louisville injury pages
Firm and statewide pages
IT'S MORE THAN MONEY.
Talk to a Louisville personal injury lawyer
Call (303) 747-4817, or send a message through our contact page. There is no cost to talk it through.
CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205
Attorney Advertising. Past results do not guarantee or predict similar outcomes in future cases. Each case is unique and must be evaluated on its own facts.