ClickCease
Free consultations · Se habla espanol
The I-25 and US-34 interchange near Loveland, Colorado. CGH Injury Lawyers represents brain injury victims in Loveland and Larimer County from our Denver office.
Loveland, Colorado

Loveland Brain Injury Lawyers Who Build the Proof Insurers Say Does Not Exist

A traumatic brain injury from a collision at the I-25 and US-34 interchange, a crash on Eisenhower Boulevard, or any Loveland impact can be invisible on a standard scan yet devastating to your work, your memory, and your daily life. CGH Injury Lawyers does not have a Loveland office. We serve Loveland brain injury victims and their families from our Denver office, build the neurological evidence insurers try to dismiss, and file in Larimer County court when they refuse to pay full value. You pay nothing unless we win.

No fee unless we win
Call (303) 209-9395 Get my free Loveland case review

It's More Than Money.

Get my free Loveland brain injury case review

100% confidential. No fee unless we win.

Serving Loveland From Our Denver Office CGH Injury Lawyers 2701 Lawrence St., Suite 201 Denver, CO 80205 (303) 209-9395 Se habla espanol
5-star rated on Google ABOTA trial advocate on the team Trial lawyers, not a settlement mill 8 attorneys, bilingual EN / ES

A traumatic brain injury caused by a crash at Loveland's I-25 and US-34 interchange, on Eisenhower Boulevard, or anywhere in Larimer County is a different kind of personal injury case. The injury is often invisible on the first scan. Symptoms can surface or worsen weeks after the collision. Insurers exploit that delay to argue the injury is not real, not serious, or not related to the crash.

  • Doctors classify a TBI using the Glasgow Coma Scale: mild (GCS 13 to 15, often called a concussion), moderate (GCS 9 to 12), or severe (GCS 3 to 8). A mild grade does not mean a minor legal case, and the grade recorded in the emergency department at UCHealth Medical Center of the Rockies is the starting point for your claim, not the ceiling on what you can recover.
  • Colorado caps non-economic damages such as pain and suffering, but economic losses including medical bills, lost wages, and a lifetime care plan carry no cap under Colorado law. In serious brain injury cases, those uncapped economic damages are where the majority of the value lives.
  • Colorado's filing deadlines run from specific triggering dates, and brain injury symptoms that emerge weeks later do not restart the clock. Talking to an attorney early, while evidence from the I-25/US-34 corridor is still available, protects the entire claim.

CGH Injury Lawyers does not have a Loveland office. We serve Loveland and Larimer County brain injury clients from our Denver office at 2701 Lawrence St., Suite 201. We come to you when the injury makes travel difficult, file at the Larimer County District Court in Fort Collins, and try cases in the 8th Judicial District when insurers refuse to be fair. You pay nothing unless we recover for you.

Why these cases are different

Why a Loveland brain injury claim is unlike any other personal injury case

The I-25 and US-34 interchange is one of the most documented crash clusters on the Northern Front Range. When a high-speed interchange collision or a rear-end impact on Eisenhower Boulevard causes a traumatic brain injury, the legal case faces a challenge that a broken-bone case never does: the primary injury is often invisible on a standard CT or MRI scan, and insurers use that invisibility aggressively.

The negative-scan problem at Medical Center of the Rockies

When someone is transported to UCHealth Medical Center of the Rockies after a collision near the I-25 and US-34 interchange, the initial trauma workup almost always includes a CT scan of the head. That scan is excellent at detecting bleeding, skull fractures, and large structural injuries. It routinely misses the microscopic axonal tears that drive persistent headaches, cognitive fog, memory loss, and emotional changes in mild and moderate TBI cases. An insurer that receives a clean scan report from Medical Center of the Rockies will often argue the TBI is fabricated or exaggerated. Beating that argument requires evidence the first scan was never designed to capture.

  • Advanced imaging such as Diffusion Tensor Imaging maps white-matter tracts that standard MRI cannot visualize, revealing the microscopic axonal damage from a high-force Loveland corridor crash.
  • Neuropsychological testing measures memory, attention, processing speed, and executive function against age-matched norms, producing objective data that a clean scan cannot erase.
  • Before-and-after testimony from coworkers, family members, and others who knew the injured person before the crash gives a Larimer County jury the human picture behind the medical records.
TBI classifications

How doctors grade a traumatic brain injury and why the grade does not define your Loveland claim

Medical teams at UCHealth Medical Center of the Rockies classify a TBI using the Glasgow Coma Scale, a 15-point assessment of eye opening, verbal response, and motor response. That score, recorded in the hours after the Loveland crash or fall, classifies severity and drives the initial treatment plan. It does not predict how much your life will be affected or how much your legal claim is worth.

  1. Mild TBI (GCS 13 to 15)

    Often called a concussion. It involves brief loss of consciousness under 30 minutes, or a period of confusion or disorientation immediately after impact. Mild TBI is common after rear-end collisions on Eisenhower Boulevard and at high-volume intersections on US-287. The word mild describes the initial GCS score, not the consequences. Post-concussion syndrome, including chronic headaches, cognitive fog, sleep disruption, and mood changes, affects an estimated 15 to 30 percent of people with a mild TBI and can persist for months or years.

  2. Moderate TBI (GCS 9 to 12)

    Loss of consciousness lasting 30 minutes to 24 hours, often with CT or MRI findings. Patients typically require acute inpatient treatment at Medical Center of the Rockies and may need transfer to a higher-level rehabilitation center. Moderate TBI cases commonly involve cognitive deficits, personality changes, and physical impairments that require months of rehabilitation and long-term follow-up care. The gap between initial treatment and full understanding of the injury often means the first insurance offer arrives before the medical picture is complete.

  3. Severe TBI (GCS 3 to 8)

    Extended unconsciousness or coma, frequently with skull fracture or brain bleeding visible on imaging. High-speed collisions at the I-25 and US-34 interchange produce the impact forces most likely to cause severe TBI. Survivors can face permanent disability affecting movement, speech, memory, and executive function. These cases require a life-care plan that projects decades of medical costs, adaptive equipment needs, attendant care, and lost earning capacity across the injured person's remaining life expectancy.

A mild TBI that ends a Loveland accountant's ability to concentrate through a workday can be worth substantially more than a moderate TBI in someone who makes a full recovery. The grade from the emergency department is the beginning of the story. How the injury changes your capacity to work and live is what drives the value of the claim.

Immediate steps

What to do after a traumatic brain injury in Loveland

The decisions made in the days after a Loveland TBI either protect or undermine the legal claim. Brain injury cases are particularly vulnerable because symptoms can seem manageable at first, and the insurer may move fast to settle before the full picture emerges. Here is the path that preserves your options.

  1. Get treated and stay in treatment

    Serious Loveland brain injuries are treated at UCHealth Medical Center of the Rockies, a Level II Trauma Center in Loveland. McKee Medical Center is a second Loveland-area option for acute care. Even a collision that leaves you feeling shaken rather than unconscious can cause a TBI with delayed symptoms. Follow every treatment recommendation, attend every follow-up appointment, and keep every bill, discharge summary, and therapy note. Gaps in treatment give insurers a basis to argue the injury resolved or was not serious.

  2. Preserve evidence from the corridor

    At the I-25 and US-34 interchange and on Eisenhower Boulevard, commercial surveillance cameras, CDOT traffic cameras, and dashcam footage can capture the collision. That footage is often overwritten within 24 to 72 hours. Photograph your injuries, the vehicles, the road surface, and any debris. Get the names and contact information of every witness before they leave the scene. An attorney who receives a preservation letter within hours can put opposing parties on notice before evidence disappears.

  3. Know the government-notice deadline

    If a government vehicle, a road defect maintained by the City of Loveland, or a Larimer County road hazard contributed to the crash, Colorado requires a written notice of claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)). That clock runs from the date of discovery, which is often much earlier than most people realize, and missing it bars the government-entity portion of the claim permanently, regardless of how clearly the government shares fault.

  4. Do not give a recorded statement without counsel

    The at-fault driver's insurer may contact you within days of the crash. They are gathering statements to minimize the claim, not to help you. In a brain injury case, a recorded statement can be used to argue that you described your symptoms as mild or minimized the accident when your condition may be worsening. Do not speak to any insurer before calling (303) 209-9395.

  5. Build the claim with the full medical picture

    CGH Injury Lawyers coordinates neuropsychological testing, advanced imaging, life-care planning, and vocational assessment to document the injury that the first scan may have missed. We value the claim across every category the law allows and negotiate from trial readiness, not from a willingness to accept the opening offer. For Loveland cases, we file at the Larimer County District Court in Fort Collins when insurers refuse to pay full value.

Your recovery

What you can recover after a Loveland brain injury

Colorado law divides damages into categories that matter deeply in a brain injury case: the uncapped categories, which carry no ceiling and are where serious TBI value lives, and the capped categories, which are still substantial but are limited by statute. Understanding which category each loss falls into is essential to building the demand correctly.

Uncapped damages (no ceiling under Colorado law)

  • Medical bills, past and future, including every hospitalization at UCHealth Medical Center of the Rockies, every rehabilitation session, and every specialist visit.
  • Lost wages from the time you could not work after the Loveland crash.
  • Loss of future earning capacity, documented by a vocational expert who calculates the gap between what you could earn before the TBI and what you can earn now.
  • Life-care plan costs, covering decades of projected medical treatment, attendant care, adaptive equipment, and home modifications.
  • Compensation for permanent physical impairment or disfigurement, which is explicitly excluded from the non-economic cap under C.R.S. 13-21-102.5(5) and often represents a significant share of the total recovery in a serious TBI case.

Capped non-economic damages (C.R.S. 13-21-102.5)

  • Pain and suffering, mental anguish, loss of enjoyment of life, and emotional distress: capped at $1,500,000 for claims accruing on or after January 1, 2025.
  • Loss of consortium for a spouse, capped within the same non-economic limit.
  • The non-economic cap does not apply to wrongful death claims, which are governed by a separate statute (C.R.S. 13-21-203(1)(a)), setting the cap at $2,125,000 for claims accruing on or after January 1, 2025 when the death is not the result of a felonious killing.

Colorado comparative fault (C.R.S. 13-21-111)

  • Colorado follows modified comparative negligence. You can recover as long as your share of fault is less than 50 percent, and your award is reduced by your own percentage of fault.
  • If you are found 50 percent or more at fault, you recover nothing. Insurers use this rule aggressively in Loveland corridor crashes where multiple vehicles are involved or where merge-zone facts are disputed.
  • Example: if a jury finds you were 25 percent at fault for a crash at the I-25/US-34 interchange, your award is reduced by 25 percent. You still recover 75 percent of your total damages.
Colorado law

Colorado brain injury law: fault, deadlines, and the rules that govern your Loveland claim

Several Colorado statutes determine how much time you have, how fault affects your recovery, and what limits apply to specific damage categories. Here are the ones that directly shape a brain injury case arising in Loveland.

Filing deadlines for Loveland TBI cases

If your brain injury resulted from a motor vehicle crash on I-25, US-34, US-287, Eisenhower Boulevard, or any other Loveland road involving a motor vehicle, Colorado gives you three years from the date of the collision to file a personal injury lawsuit (C.R.S. 13-80-101(1)(n)). This three-year motor vehicle tort deadline applies to crashes involving cars, motorcycles, trucks, and other motor vehicles. If the at-fault party is a government entity, such as a City of Loveland vehicle, a Larimer County vehicle, or a road defect on a government-maintained road, you must also serve a written notice of claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)). Missing the 182-day government notice bars that portion of the claim entirely. Brain injury symptoms that emerge weeks after the crash do not restart either deadline. Act early.

Government entity liability (CGIA): what it means for Loveland cases

When a government entity caused or contributed to a Loveland brain injury, the Colorado Governmental Immunity Act (C.R.S. 24-10-101 et seq.) applies. In addition to the 182-day notice requirement, damages recoverable from a government defendant are capped separately. For claims accruing on or after January 1, 2026, the CGIA cap is $505,000 per person and $1,421,000 in the aggregate (C.R.S. 24-10-114). These caps are distinct from the general non-economic cap and apply only to the government-entity defendant. If there are both private and government defendants, the cases against each proceed under different rules.

Punitive damages for willful conduct

If the Loveland crash that caused the brain injury involved willful and wanton conduct, such as a driver who was intoxicated or who deliberately ran a red light at US-34 and a cross-street, punitive damages may be available. Colorado limits punitive damages to a maximum of one times the actual damages awarded (C.R.S. 13-21-102(1)(a)), with the court having discretion to raise the amount up to three times actual damages if the defendant continued that willful conduct after the lawsuit was filed. Punitive damages are separate from and in addition to compensatory damages.

Underinsured motorist coverage and Loveland TBI cases

Colorado's minimum auto insurance limits are often far too low to cover the medical bills and lifetime care costs of a serious TBI. When the at-fault driver's policy is exhausted, underinsured motorist (UIM) coverage allows you to claim against your own policy for the difference between what the other driver's policy paid and the full value of your claim. In Loveland corridor crashes, especially high-speed collisions at the I-25 and US-34 interchange, UIM coverage can be the difference between a partial recovery and a full one. We review every available policy in every brain injury case we handle.

Building your case

Proving an invisible brain injury: how CGH builds a Loveland TBI case

Insurers defending Loveland TBI claims follow a predictable playbook: point to the clean CT from Medical Center of the Rockies, argue the symptoms are exaggerated or pre-existing, and offer a fraction of what the injury is worth. A winning case is built in layers, combining objective clinical evidence with the lived story of how the person's life changed after the crash.

  1. Neuropsychological testing

    A multi-hour battery administered by a licensed neuropsychologist that measures memory, attention, processing speed, executive function, and emotional regulation against age-matched norms. When an insurer argues that a Loveland crash victim looks fine, neuropsychological test results answer that with objective data showing precisely which cognitive functions have declined and by how much. This is often the most powerful single piece of evidence in a mild or moderate TBI case.

  2. Advanced imaging: DTI and fMRI

    Diffusion Tensor Imaging maps white-matter tracts in the brain and reveals microscopic axonal tears that a standard MRI or CT cannot detect. Functional MRI shows the brain working harder to perform tasks that used to be automatic. Both modalities can demonstrate real structural and functional damage in a Loveland TBI case where the initial imaging from Medical Center of the Rockies came back normal. These studies are ordered selectively when the clinical presentation warrants the investment.

  3. Life-care planning for severe and moderate TBI

    A certified life-care planner, often a rehabilitation specialist or registered nurse case manager, projects every medical expense the survivor will face from settlement through their life expectancy. For a serious Loveland TBI case, the plan covers ongoing neurology and psychiatry visits, physical and cognitive rehabilitation, prescription medications, durable medical equipment, home modifications, and around-the-clock attendant care in the most severe cases. Because economic damages carry no cap under Colorado law, a well-documented life-care plan is the cornerstone of a full recovery.

  4. Vocational expert on lost earning capacity

    A vocational rehabilitation expert reviews the injured person's work history and post-TBI functional limits to calculate the lifetime wage gap between what they could have earned and what they can earn now. For a Loveland professional whose career depended on cognitive performance, such as an engineer, nurse, teacher, or business owner, that gap can be enormous and is fully recoverable without a ceiling under Colorado law.

  5. Before-and-after and day-in-the-life documentation

    People who knew the injured person before the Loveland crash, including family, coworkers, and friends, testify to the concrete changes in personality, cognitive ability, and daily function they have observed. Day-in-the-life footage shows a Larimer County jury what an ordinary Tuesday looks like after a TBI, giving human reality to the medical records and test scores.

Local knowledge

Loveland courts. Loveland trauma care. Loveland crash corridors.

A Loveland brain injury case lives in Loveland: the road where the collision happened, the hospital that stabilized you, and the courthouse where the lawsuit may be filed. Here is the specific ground we work on for every Larimer County TBI client.

Courthouse

Larimer County District Court, Fort Collins (8th Judicial District)

A Loveland brain injury lawsuit that exceeds the county-court jurisdictional limit is filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. Loveland is in Larimer County. All Larimer County District Court civil cases are handled at this Fort Collins courthouse. Loveland shares this court with Fort Collins and the rest of Larimer County. Brain injury cases present particular jury-communication challenges: a panel drawn from the Larimer County community needs to understand why someone who walks into the courtroom has suffered lasting cognitive and neurological harm from a crash at the I-25 and US-34 interchange. CGH Injury Lawyers files and tries 8th Judicial District TBI cases directly from our Denver office, with no additional cost to Loveland clients.

Trauma and Neurological Care

UCHealth Medical Center of the Rockies (Level II Trauma Center, Loveland)

UCHealth Medical Center of the Rockies is a Level II Trauma Center located in Loveland. A Level II designation means the facility provides comprehensive trauma care around the clock, including surgical services, intensive care, and specialist coverage for serious crash injuries. When a Loveland collision at the I-25 and US-34 interchange or on US-34 sends someone to Medical Center of the Rockies, those trauma records become the backbone of the damages claim. Initial CT imaging, emergency physician notes, neurology consult records, and discharge summaries all document the injury as it presented in the hours and days after the crash. McKee Medical Center is a second Loveland-area hospital providing additional acute care capacity. We work directly with both sets of records from the first day of representation to ensure no medical cost, past or future, is left out of the demand.

High-TBI-Risk Roads

I-25 and US-34 Interchange, US-34 (Eisenhower Blvd.), and US-287

The interchange where I-25 meets US-34 is a documented crash cluster on the Northern Front Range. Vehicles transitioning between freeway speeds on I-25 and arterial speeds on US-34 encounter merge conflicts, rear-end chains, and intersection timing failures. The impact forces generated at this interchange, where vehicles may be traveling at highway speeds before the point of collision, are precisely the forces most likely to cause traumatic brain injury. US-34, known locally as Eisenhower Boulevard, is Loveland's primary east-west commercial artery, carrying heavy vehicle volumes through signalized intersections, retail developments, and cross-traffic points. Left-turn conflicts, angle crashes, and pedestrian strikes on Eisenhower Boulevard generate significant TBI risk in a lower-speed but high-frequency collision environment. US-287 runs through the Loveland area as a high-volume north-south corridor connecting Northern Front Range communities, with documented intersection exposure for angle and turning-movement crashes. A brain injury caused by any of these three corridors has a distinct local-proof context that differs from a crash on a rural Colorado highway.

Your team

The Loveland brain injury team behind your case

CGH Injury Lawyers is a eight-attorney Colorado firm founded in 2016, formerly Cheney Galluzzi and Howard. Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and has tried over 25 cases to verdict. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. Every Loveland brain injury case is handled by a licensed Colorado attorney who files and tries cases in the 8th Judicial District at the Larimer County District Court, not by a paralegal.

ABOTA member on the team Tim Tarr: Best Lawyers in America since 2023 Over 25 cases to verdict 8th Judicial District experience Bilingual EN / ES Free consultation No fee unless we win

One thing we will tell you upfront: CGH Injury Lawyers does not have a Loveland office. We serve Loveland and Larimer County brain injury clients from our Denver office at 2701 Lawrence St., Suite 201, Denver, CO 80205. We come to you for meetings when the injury makes travel difficult, we file at the Larimer County District Court in Fort Collins, and we try cases in the 8th Judicial District before a Larimer County jury. What you receive is the work and the result, not a storefront on Eisenhower Boulevard.

5-star rated on Google

I wish I could leave more than 5 stars!

Grace Macaluso, 5-star Google review
Frequently asked questions

Loveland brain injury frequently asked questions

How long do I have to file a brain injury lawsuit after a Loveland crash?

If your TBI resulted from a motor vehicle crash on I-25, US-34, US-287, Eisenhower Boulevard, or any other Loveland road involving a motor vehicle, Colorado gives you three years from the date of the collision to file a personal injury lawsuit (C.R.S. 13-80-101(1)(n)). If a government entity such as the City of Loveland, Larimer County, or CDOT contributed to the crash through a vehicle or a road defect, you must also serve a written notice of claim within 182 days of discovering the injury (C.R.S. 24-10-109(1)), or the government-entity portion of the claim is permanently barred. Brain injury symptoms can emerge or worsen weeks after a crash, which is one more reason to consult an attorney as soon as possible after any Loveland TBI incident.

Can I have a brain injury if my CT scan at UCHealth Medical Center of the Rockies came back normal?

Yes. Standard CT and MRI scans detect bleeding and structural damage but frequently miss the microscopic axonal tears that cause persistent post-concussion symptoms in mild TBI cases. A normal initial scan from Medical Center of the Rockies does not mean the absence of a compensable brain injury. Advanced imaging such as Diffusion Tensor Imaging can detect white-matter damage that routine scans cannot, and neuropsychological testing provides objective cognitive data that a scan simply cannot capture. Colorado courts recognize that a normal scan does not foreclose a brain injury claim, and we build the supplementary evidence to prove what the first scan was not designed to show.

What if I was partly at fault for the crash at the I-25 and US-34 interchange that caused my TBI?

Colorado follows modified comparative negligence under C.R.S. 13-21-111. You can recover as long as your share of fault is less than 50 percent, and your award is reduced by your own percentage of fault. If you are found 50 percent or more at fault, you recover nothing. At complex locations like the I-25 and US-34 interchange, where merge-zone facts and signal timing are disputed, insurers work hard to assign fault to the crash victim in order to cut or eliminate the payout. Early evidence preservation, including traffic camera footage, witness statements, and CDOT crash data, is how you counter that tactic before the evidence disappears.

Does Colorado cap what I can recover for a brain injury that happened in Loveland?

Colorado caps non-economic damages such as pain and suffering at $1,500,000 for claims accruing on or after January 1, 2025 (C.R.S. 13-21-102.5). Economic damages, including medical bills, lost wages, and life-care plan costs, are never capped. Compensation for permanent physical impairment or disfigurement is also explicitly uncapped (C.R.S. 13-21-102.5(5)), and this category often carries substantial value in serious Loveland TBI cases. If the crash involved a government entity, a separate CGIA cap of $505,000 per person applies to that defendant for claims accruing on or after January 1, 2026 (C.R.S. 24-10-114). We structure the demand across every category to make sure the claim is valued at its maximum under Colorado law.

Where would my Loveland brain injury lawsuit be filed?

A Loveland brain injury case above the county-court jurisdictional limit is filed in the 8th Judicial District of Colorado at the Larimer County District Court, 201 LaPorte Ave., Fort Collins, CO 80521. All Larimer County personal injury cases go to this Fort Collins courthouse. Brain injury cases present distinct jury-communication challenges, and knowing the Larimer County jury pool and the defense firms that regularly appear in the 8th Judicial District matters. CGH Injury Lawyers files and tries 8th Judicial District cases directly from our Denver office. Most cases settle before trial, but knowing which court applies and how that jury pool responds to TBI evidence shapes how we build every Loveland claim from day one.

Does CGH Injury Lawyers have an office in Loveland?

No. CGH Injury Lawyers has one office, at 2701 Lawrence St., Suite 201, Denver, CO 80205, (303) 209-9395. We serve Loveland and Larimer County brain injury clients from that Denver office, come to you when your injury makes travel difficult, file cases at the Larimer County District Court in Fort Collins, and try cases in the 8th Judicial District. We do not claim a Loveland address, and you should be cautious of any firm that does without a verified local office.

Keep reading

Related Loveland pages and Colorado practice areas

Loveland

Brain Injury

How TBIs happen

Firm

It's More Than Money.

You suffered a brain injury in Loveland. We handle everything else.

Free consultation. No fee unless we win. Serving Loveland and all of Larimer County from our Denver office. Available in English and Spanish.

Tell us what happened in Loveland

100% confidential. No fee unless we win.

Call (303) 209-9395 Start my free Loveland brain injury case review

Read next: Colorado brain injury lawyers (statewide)

CGH Injury Lawyers · Serving Loveland from 2701 Lawrence St., Suite 201, Denver, CO 80205