Deadlines, including for children
Negligence claims, including one over a scald in a rental, are tort claims with a general two-year limit (C.R.S. 13-80-102(1)(a)).
A strict liability claim over a defective kettle, heater, or charger generally has two years as well (C.R.S. 13-80-102(1)(b)). For a crash, tort claims arising out of the use or operation of a motor vehicle generally have three years (C.R.S. 13-80-101(1)(n)), though a strict liability claim over a defective vehicle part generally keeps the two-year period (C.R.S. 13-80-101(1)(n)(II)).
Accrual for those periods generally occurs when the injury and its cause are known, or should have been known with reasonable diligence (C.R.S. 13-80-108(1)). A separate and much shorter step applies to government defendants.
In a claim involving a public entity or one of its employees on the job, written notice must be filed within 182 days after you discover the injury. That's so even while parts of the claim is still unknown, and failing to give that notice forever bars the claim (C.R.S. 24-10-109(1)).
A minor's claim can be subject to separate rules that affect the filing deadline. How those rules apply depends on the circumstances, so have a lawyer confirm the date for your child.
Duties owed at homes, restaurants, and stores
The Premises Liability Act sorts a person on someone else's property as a trespasser, a licensee, or an invitee, and the court makes that determination based on the facts. Invitees receive the greatest protection.
Under the Act, an invitee is someone who enters to transact business in which both sides are mutually interested, or who enters because the owner expressly or impliedly represented that the public is requested, expected, or intended to come in.
A family eating at a restaurant may fit that definition, though the court decides.
An invitee may recover for damages caused by the owner's unreasonable failure to exercise reasonable care against dangers the owner actually knew about or should have known about.
Visiting a friend is treated differently. A social guest counts as a licensee, and a licensee generally has to show the owner actually knew about the danger (C.R.S. 13-21-115(4)(b)).
For an invitee, actual knowledge is also the test on land classified for property tax purposes as agricultural or vacant, a rule found in C.R.S. 13-21-115(4)(c)(II).
Limits on damages for pain and suffering
For injury claims arising on or after January 1, 2025, Colorado sets a $1.5 million limit on non-economic damages, like pain, emotional stress, and lost quality of life.
The limit is adjusted for inflation starting January 1, 2028. Separate rules govern medical malpractice and wrongful death claims.
Economic damages such as medical care and lost earnings aren't capped (C.R.S. 13-21-102.5(3)), since the noneconomic limit applies to only some damages. The statute also provides, at C.R.S. 13-21-102.5(5), that nothing in it limits compensatory damages for physical impairment or disfigurement. For a child, scarring may be compensated as disfigurement.
What happens when fault is shared?
Colorado's comparative negligence statute, C.R.S. 13-21-111, lets an injured person whose negligence was less than the negligence of the party they're suing recover, with the damages reduced by their percentage. If their share is equal to or greater than the other party's, the court enters judgment for the defendant.
Suppose an adult diner was found 10 percent at fault for reaching across a table, and the restaurant 90 percent at fault for serving food on a scorching skillet with no warning. The diner's damages would be reduced by 10 percent.