When the driver who hit you on I-25, Powers Boulevard, or US-24 fled the scene, Colorado law lets you file a claim through your own uninsured motorist coverage. CGH Injury Lawyers serves Colorado Springs from our Denver office at 2701 Lawrence St. We pursue every dollar the law makes available. No fee unless we win.
No fee unless we winIt's More Than Money.
A hit-and-run crash is one of the most frustrating outcomes of a Colorado Springs collision. You did nothing wrong, you are left with injuries, and the person who hit you is gone. CGH Injury Lawyers serves Colorado Springs and El Paso County from our Denver office at 2701 Lawrence St. We know how I-25, Powers Boulevard, US-24, and the 4th Judicial District courthouse work. We handle your UM claim, fight the insurance company's delay tactics, and take the case to the El Paso County District Court when that is what it takes. You pay nothing unless we win.
Hit-and-run crashes trigger a specific corner of Colorado insurance law. Three rules shape your recovery more than any others. Knowing all three before you talk to an adjuster is the difference between a full claim and a permanently reduced one.
Colorado follows a modified comparative negligence rule with a 50 percent bar (C.R.S. 13-21-111). If you are found less than 50 percent at fault, you can recover damages, but your award is reduced by your percentage of fault. If you are 50 percent or more at fault, you recover nothing. In a hit-and-run case your adjuster will sometimes argue you contributed to the crash even without the other driver's account to contradict. Challenging that fault assignment is often the first real battleground in these cases.
Colorado also provides a statutory bad-faith cause of action under C.R.S. 10-3-1115 and 10-3-1116 when your own insurer unreasonably delays or denies a UM claim it knows is valid. Adding a documented bad-faith claim frequently shifts the negotiation dynamic immediately.
A hit-and-run case in Colorado Springs means El Paso County crash reports, the 4th Judicial District courthouse, UCHealth Memorial Hospital Central trauma records, and corridors like I-25 and Powers Boulevard where these crashes cluster. Knowing that geography changes how we build your case.
Courthouse
Personal injury cases arising in El Paso County are filed at the El Paso County District Court, 4th Judicial District of Colorado, located at 270 S Tejon St, Colorado Springs, CO 80903. CGH Injury Lawyers handles 4th Judicial District cases directly from our Denver office. When a UM claim cannot be resolved in negotiation or arbitration, we file suit and represent you in Colorado Springs.
Level I Trauma Center
The most critically injured crash victims in Colorado Springs are transported to UCHealth Memorial Hospital Central, a CDPHE-designated and ACS-verified Level I Adult / Level II Pediatric Trauma Center. Those trauma records document the full scope of your injuries, from internal bleeding and traumatic brain injury to orthopedic and spinal trauma, and become the backbone of your damages claim. Penrose Hospital (CommonSpirit Health) holds Level II Trauma Center designation and also treats major crash injuries in the region. UCHealth Memorial Hospital North provides Level III Trauma Center care for patients in northern Colorado Springs.
High-Risk Corridors
Colorado Springs is a city of 488,664 residents (U.S. Census Bureau, July 2023) built around high-speed corridors where hit-and-run crashes concentrate. I-25, the north-south backbone, sees documented multi-vehicle crash clusters between Mesa Ridge Parkway and downtown, with black ice on bridges near the Woodmen Road interchange contributing to winter events. Powers Boulevard (Colorado State Highway 21) carries Peterson Space Force Base commuter surges. US-24 runs west toward Pikes Peak and draws 500,000+ annual visitors, generating eastbound congestion and speed differentials at dawn and dusk. Fort Carson's shift-change surges on South Academy Boulevard add a predictable daily crash window from 0600 to 0800 and 1500 to 1700. When we build your case, we pull the CDOT incident data and CSPD report for the specific corridor where your crash occurred.
We take cases where the law and facts support a genuine recovery. We do not take cases we cannot honestly stand behind. Here is how those lines are drawn.
Trial-ready attorneys, deep UM claim experience, bilingual service, and no fee unless we win. We do not publish settlement figures because every hit-and-run case turns on different policy limits, stacking facts, and injury severity. What we offer is the work, not a headline.
The Statute
Colorado requires every auto insurer to offer UM coverage equal to your liability limits. The fleeing driver does not end the claim. Your own policy often carries the recovery.
4th Judicial District
We handle El Paso County District Court cases directly from our Denver office. When your UM claim needs to go to the 4th Judicial District courthouse at 270 S Tejon St, we are the attorneys in the room.
Bad Faith
When your insurer unreasonably delays or denies your UM claim, C.R.S. 10-3-1115 and 10-3-1116 give you a separate statutory claim. We document every lowball offer for the file.
Stacking
Colorado stacking rights restored Jan 1, 2008 under C.R.S. 10-4-609. Multiple vehicles or policies may mean more coverage than a single declarations page shows.
Trial-Ready
Managing Partner Kevin Cheney is a member of the American Board of Trial Advocates (ABOTA) and Treasurer of the Colorado Trial Lawyers Association. Timothy G. Tarr has been recognized by Best Lawyers every year since 2023. When your carrier knows CGH is on the case, the negotiation starts from a different position.
Bilingual
Spanish-speaking staff and attorneys serve Colorado Springs' Spanish-speaking community. No language barrier between you and the firm handling your case.
No Win, No Fee
You pay nothing out of pocket for legal fees. We advance costs and collect only from a settlement or verdict. A hit-and-run should not also bankrupt you trying to pursue justice.
The first hours after a hit-and-run are the window where evidence is saved or lost. Take care of your health first. Then protect the claim.
If your injuries are serious, ask to be taken to UCHealth Memorial Hospital Central, the Level I Trauma Center in Colorado Springs. For less critical injuries, Penrose Hospital (Level II) and UCHealth Memorial Hospital North (Level III) also provide trauma-level care. Get examined regardless of how you feel at the scene. Adrenaline masks symptoms, and delayed medical documentation weakens your claim.
Report the crash to law enforcement. An official CSPD or El Paso County Sheriff crash report creates the documented record of the hit-and-run. Note the direction the driver fled, the vehicle color, make, and any partial plate you observed. That report number is the foundation of your UM claim file.
Photograph your injuries, your vehicle, the road surface, and any debris the fleeing vehicle left behind. Look immediately for dashcam footage in nearby cars and surveillance cameras on nearby businesses or traffic lights. On I-25, Powers Boulevard (SH-21), and US-24, CDOT traffic cameras may have captured the crash. Witness names and contact information are critical. Evidence disappears fast.
Your auto policy likely has a prompt-reporting requirement. Notify your insurer that a hit-and-run occurred. Then stop. Do not give a recorded statement, accept a first offer, or sign any release before speaking with an attorney. The adjuster calling you works for the insurance company, not for you.
Call (303) 209-9395. We pull every declarations page, confirm your UM coverage and any stacking, map the contractual notice deadlines your policy imposes, and begin the investigation before evidence goes cold. The consultation is free. You pay nothing unless we recover for you.
We document your medical record fully before any demand goes out. We submit the demand with liability analysis, all medical records and bills, lost-wage documentation, and a complete damages calculation. When your insurer delays or lowballs, we add a documented bad-faith claim under C.R.S. 10-3-1115 and 10-3-1116. When necessary, we file in El Paso County District Court and try your case before the 4th Judicial District.
Your UM policy covers what the fleeing driver would have owed you had they stayed. Colorado law recognizes two broad categories of damages, and neither has an artificial ceiling that makes your losses disappear.
Economic damages such as medical bills and lost wages are never capped in Colorado. Non-economic damages such as pain and suffering are capped at $1.5 million for claims accruing on or after January 1, 2025 under C.R.S. 13-21-102.5, with inflation adjustments starting in 2028. Importantly, compensation for physical impairment or disfigurement is not subject to that cap at all under C.R.S. 13-21-102.5(5). The practical ceiling on what your UM policy pays is your policy limit, which is exactly why we pull every declarations page and confirm every stacking opportunity before we submit a demand.
Adjusters on UM claims have a narrow playbook. Knowing each argument in advance is how we keep a valid claim alive.
Colorado's modified comparative negligence rule (C.R.S. 13-21-111) gives adjusters a tool to shrink or eliminate your recovery by inflating your share of fault. In a hit-and-run, they will try to assign you a percentage even without the other driver's account to rely on. We challenge that assessment with your account, the crash reconstruction, the CSPD report, and any available dashcam or traffic camera footage from the I-25, Powers Boulevard, or US-24 corridor where the crash occurred.
Adjusters request recorded statements early, before your medical picture is complete and before you understand the full value of the claim. Preliminary answers lock you into descriptions of your symptoms and actions that may not reflect your final injuries or the full facts. We handle all adjuster communications and insist that no recorded statement is given until the claim is fully developed.
Blanket medical authorizations reach back years and invite the carrier to attribute your current condition to degenerative changes or prior treatment. We provide targeted, limited authorizations covering your treating providers and the time period relevant to this crash, then document the difference between pre-crash baseline and post-crash condition with medical expert support when needed.
Your policy imposes contractual notice requirements that can be shorter than the statutory deadline. Your UM claims are governed by C.R.S. 13-80-107.5, the statute the Colorado Supreme Court applied in Pham v. State Farm, 2013 CO 17, but the contractual clock may run faster. We map every notice and reporting deadline from the policy language on the first call so nothing is missed.
Phantom-vehicle cases where no physical contact occurred require corroborating evidence in Colorado: a witness, dashcam footage, or physical damage consistent with a forced run-off. When that evidence exists, we lock it down immediately. When it does not, we will tell you that in the free review before you invest time in a claim that will not survive challenge.
Most people do not expect their own insurance company to fight them. In a hit-and-run UM claim, that is exactly what happens. Understanding how the claim works changes everything.
I wish I could leave more than 5 stars!
Grace Macaluso, 5-star Google review
Yes. Colorado treats a driver who flees the scene as an uninsured motorist. Your own uninsured motorist (UM) coverage becomes your primary path to compensation under C.R.S. 10-4-609. Every auto insurer in the state must offer you UM coverage equal to your bodily injury liability limits. Report the crash promptly to law enforcement and your insurer, then call an attorney before you give any recorded statement.
Under C.R.S. 10-4-609, every auto insurer in Colorado must offer uninsured motorist coverage in an amount equal to your bodily injury liability limits. Any rejection of that coverage must be in writing and signed by the named insured to be valid. Under C.R.S. 10-4-609(4), buying UM coverage automatically includes underinsured motorist coverage. If you were never offered UM coverage in writing, or the rejection form was not properly signed, the rejection may be invalid.
Yes. Colorado allowed stacking again through a 2007 amendment to C.R.S. 10-4-609 that took effect January 1, 2008. After that change, insurers can no longer prohibit stacking by policy language when separate premiums are charged. This means you may be able to combine UM limits across multiple vehicles or household policies, which significantly expands the available coverage in a serious hit-and-run case. Stacking analysis is policy-specific, so we pull every declarations page before assuming the total.
Colorado follows a modified comparative negligence rule with a 50 percent bar under C.R.S. 13-21-111. If you are found less than 50 percent at fault, you can recover damages, but your award is reduced proportionally by your percentage of fault. If you are found 50 percent or more at fault, you recover nothing. In a hit-and-run, adjusters often try to inflate your share of fault without the other driver's account available to contradict them. Challenging that assessment is a central part of what we do.
Personal injury cases arising in El Paso County are filed at the El Paso County District Court, 4th Judicial District of Colorado, located at 270 S Tejon St, Colorado Springs, CO 80903. Most hit-and-run UM claims resolve through negotiation or the policy's arbitration clause before a lawsuit is filed, but when litigation is necessary, that is where the case goes. CGH Injury Lawyers handles 4th Judicial District cases directly.
Colorado UM/UIM claims are governed by C.R.S. 13-80-107.5, the statute the Colorado Supreme Court applied in Pham v. State Farm, 2013 CO 17. The deadline turns on the procedural history of the underlying claim. Your policy may also impose a contractual notice deadline that is shorter than the statutory period. Missing a contractual notice requirement can give the insurer a coverage defense, so mapping every deadline on the first call is essential. Do not assume the statutory clock is the only one running.
A low first offer is standard adjuster practice, not your final answer. Do not accept it without having an attorney review the full claim file. If your insurer unreasonably delays or denies a UM claim it knows is valid, Colorado provides a separate statutory bad-faith cause of action under C.R.S. 10-3-1115 and 10-3-1116. Adding a documented bad-faith claim frequently shifts the negotiation dynamic. We document every lowball offer for the file from the moment we take your case.
Colorado Springs hit-and-run crashes cluster on its major high-speed corridors. I-25 (the north-south backbone) sees documented crash concentrations between Mesa Ridge Parkway and downtown, with bridge freeze-before-road-surface conditions near the Woodmen Road interchange in winter months. Powers Boulevard (Colorado State Highway 21) carries heavy Peterson Space Force Base commuter traffic and documented rear-end risks at its I-25 and US-24 interchanges. US-24 west toward Pikes Peak draws significant tourist traffic surges. Fort Carson and Peterson Space Force Base shift-change surges on South Academy Boulevard create predictable 0600 to 0800 and 1500 to 1700 daily crash windows. If your crash occurred on any of these corridors, CDOT traffic camera coverage and CSPD incident reports are among the first evidence sources we pursue.
Colorado Springs
Practice Area
Denver Money Pages
It's More Than Money.
Free consultation. No fee unless we win. Serving Colorado Springs and El Paso County from Denver.
Prefer to read first? See how Colorado UM and UIM claims work statewide.
CGH Injury Lawyers · 2701 Lawrence St., Suite 201, Denver, CO 80205 · Serving Colorado Springs from our Denver office
