Landlords, businesses and homeowners: C.R.S. 13-21-115
Under the statute, what a property owner owed you depends on your status on the property. The law divides people into trespassers, licensees, and invitees, and the court assigns the label based on the facts.
Invitees receive the highest level of care. The law gives that label to a person who enters to do business in which both sides have an interest, or who enters because the landowner represented that the public was expected. A diner at a restaurant or a shopper in a store may qualify. An invitee can recover when a landowner unreasonably fails to use reasonable care to protect against dangers it knew about or should have known about.
Tighter rules apply to others. A social guest counts as a licensee, whose claim generally depends on proof that the host had actual knowledge of the hazard (C.R.S. 13-21-115(4)(b)). Where a tenant fits within these categories is a question the court decides from the facts of the case. On land classified for property tax purposes as agricultural or vacant, invitees must also prove the owner actually knew.
Sharing the blame: C.R.S. 13-21-111
In a negligence claim, Colorado lets you recover even if you were partly negligent, as long as your negligence was less than that of the person you're suing. The damages are reduced by your percentage. If your negligence was equal to or greater than theirs, the court rules for the defendant.
Say a jury found that a tenant left a space heater too close to a curtain and that the landlord ignored repeated complaints about a dead smoke alarm. If the jury put the tenant's share at 30 percent and the landlord's at 70, the tenant would recover 70 percent of the damages.
Filing deadlines
Tort claims in Colorado generally have two years from accrual, a rule covering premises cases (C.R.S. 13-80-102(1)(a)) as well as strict liability cases over products (C.R.S. 13-80-102(1)(b)). Crash claims differ. Tort claims arising out of the use or operation of a motor vehicle generally have three years (C.R.S. 13-80-101(1)(n)), although a strict liability case over a defective car part generally stays at two (C.R.S. 13-80-101(1)(n)(II)).
For those periods, a claim generally accrues on the date you knew, or reasonably should have known, that you were injured and what caused the injury (C.R.S. 13-80-108).
A government defendant adds a separate requirement. If the City of Colorado Springs, El Paso County or some other public entity, or one of its employees on the job, may share the blame, written notice must be filed within 182 days after you discover the injury. The clock doesn't wait for your investigation to finish, and missing the deadline ends the claim permanently (C.R.S. 24-10-109).
If the injured person is a child, separate rules can change how a deadline runs. Because the right date depends on the facts, have a lawyer confirm yours.
The noneconomic damages cap: C.R.S. 13-21-102.5
Pain and suffering, emotional stress, and lost quality of life make up noneconomic damages, and Colorado holds them to $1.5 million for claims arising on or after January 1, 2025. Medical malpractice and wrongful death cases follow separate rules. The cap itself is adjusted for inflation starting January 1, 2028.
Emergency care, surgery bills, and lost income are economic, so the cap leaves them alone (C.R.S. 13-21-102.5(3)). The fifth subsection goes further and keeps the section from restricting compensatory damages for physical impairment or disfigurement. After a fire that leaves scarring on the face or arms, that protection may apply, because scarring may be compensated as disfigurement.