When an insurance adjuster hands you a settlement check, it can feel like a lifeline. It’s also almost certainly a fraction of what your case is actually worth. In Colorado, initial settlement offers are typically only 10–20% of a claim’s true value — not because adjusters miscalculate, but because the system is engineered to produce …
Key Takeaways If an insurance adjuster has told you that you were “partially at fault” for your motorcycle crash, here’s what you need to know immediately: that is not a neutral legal determination — it is a negotiating tactic. Under Colorado’s modified comparative fault law, if an insurer can push your share of blame past …
Key Takeaways Being told you share some blame for your car accident doesn’t end your case. Under Colorado law, you may still be entitled to significant compensation — even if you were speeding, distracted, or made a driving mistake. What matters is how much fault is assigned to you, and who controls that number. That …
Key Takeaways You were hurt. You did nothing wrong — or at least not much. And now an adjuster is on the phone telling you that you’re 20% at fault, which means your settlement just got slashed. Or worse, the police report itself has your name in the “contributing factor” box, and you have no …
Key Takeaways You pay nothing upfront to work with CGH Injury Lawyers. We only get paid if we win your case. A high-speed highway rear-end collision is not a fender-bender. It is a life-altering event that can threaten your health, your job, and your family’s financial stability — all at once. If you were rear-ended …
Decoding Colorado’s Traffic Safety Landscape Road accidents are inherently unpredictable typically because their causation involves a wide range of factors. These factors include but are not limited to driver negligence, road conditions, driving behavior, lighting, weather conditions, and traffic density among others. Despite the increasing number of car accidents and wide range of contributory factors, …
Key Takeaways The phone rings. You don’t recognize the number, but you answer anyway. A friendly voice introduces herself as a claims representative from the other driver’s insurance company. She sounds warm, almost concerned. “I just wanted to check in and see how you’re doing,” she says. That call is not a courtesy. It is …
Key Takeaways You have three years from the crash date to file a personal injury lawsuit in Colorado, but waiting can cost you critical evidence and negotiating power. If you just received a settlement offer after your Denver motorcycle crash and you cheaply say something is wrong — trust that instinct. That first check is …
What Does a Colorado Car Accident Lawyer Actually Do for You? When the bills start arriving and the insurance adjuster keeps calling, the last thing you need is a legal explanation filled with Latin terms and procedural abstractions. What you need to know is this: a car accident lawyer at Cheney Galluzzi & Howard steps …
You’ve Been Asked to Sign a Medical Release Form. Should You? If an insurance adjuster has asked you to sign a “blanket medical authorization” or “general medical release,” you’re facing one of the most consequential decisions in your injury claim—and the adjuster knows it. These forms are presented as routine paperwork, often with reassurances like …
If you’ve been rear-ended on I-25 during rush hour or hit someone after hitting a patch of black ice on I-70, you’re probably asking: Who is at fault in a rear-end collision in Denver, CO? The answer isn’t as simple as “the rear driver is always to blame.” While Colorado law creates a strong presumption …
You panicked. You left. Now you’re terrified about what comes next. Leaving the scene of a car accident in Colorado is a crime under C.R.S. § 42-4-1601. Whether you hit a parked car in a LoDo parking garage, sideswiped someone on the I-25 Mousetrap, or were involved in a crash with injuries on I-70 near …
Colorado’s 2025 Crash Numbers: The Hard Facts According to the Colorado Department of Transportation (CDOT), in 2025, the state registered 698 fatal crashes involving all types of motor vehicles and bicycles. Behind that number are 698 families who lost someone. From those fatal crashes, 73 fatalities occurred in Denver alone—the heart of Colorado’s most congested …
Personal injury law, also known as tort law, is the area of civil law that provides legal remedies to individuals who have been physically, emotionally, or financially harmed due to another party’s negligence or intentional misconduct. In Colorado, personal injury claims are governed by state statutes including comparative negligence rules, damage caps on non-economic damages, …
After a car accident in Colorado, one question dominates everything else: Whose insurance is going to pay for this? The answer gets complicated fast when you were driving someone else’s car, or a friend was behind the wheel of yours. You’re hurt. Confused. Maybe scared about medical bills piling up while the insurance company gives …
