Loveland Personal Injury Lawyers Who Build Claims Around a Level I Trauma Record

Loveland's other hospital has changed. McKee Medical Center does not appear on the state's current trauma list, and CBS News Colorado reported in September 2025 that Banner Health planned to end emergency services there. Older pages that describe McKee as a trauma center are out of date.

Injuries treated at a Level I center can include the most serious: multiple fractures, brain injuries, internal injuries, and spinal damage. Those claims depend on projecting future care, and economic damages for that care are not capped by C.R.S. 13-21-102.5.

Non-economic damages are capped at $1.5 million for claims accruing on or after January 1, 2025, but subsection (5) preserves compensation for physical impairment and disfigurement.

The most serious cases are covered on our Loveland catastrophic injury page.

Larimer and Jackson counties make up the Eighth Judicial District. Larimer County's main courthouse is the Larimer County Justice Center, 201 LaPorte Ave., Suite 100, in Fort Collins. The Loveland County Court is at 810 E. 10th St., Suite 110.

UCHealth Medical Center of the Rockies, 2500 Rocky Mountain Ave., is listed by the state as Level I. UCHealth Poudre Valley Hospital in Fort Collins is listed as Level III.

The Loveland Police Department takes reports in the city. Numbered routes through Loveland include:

• US 34, Eisenhower Boulevard
• US 287, Lincoln and Cleveland avenues
• I-25
• SH 402
• SH 60

More local information is on our Loveland injury page.

• Whiplash and other soft-tissue injuries: proved by consistent care and a clear timeline, since imaging is often normal.
• Mild brain injuries: symptoms can be subtle and can be missed early. Neuropsychological testing and observations from people close to the injured person help.
• Ongoing pain: documented by treatment over time and the limits it places on work and activities.
• Emotional and psychological harm: supported by a qualified provider's diagnosis and treatment.
• Prior conditions made worse: before-and-after medical records are the key evidence.

Each of these injuries can be proved; each needs a careful record. The Loveland brain injury lawyer page covers head injuries specifically.

• Car, truck, and other motor vehicle claims: three years, C.R.S. 13-80-101(1)(n).
• Negligence and premises claims: two years, C.R.S. 13-80-102(1)(a).
• Wrongful death: two years, C.R.S. 13-80-102(1)(d); four years under subsection (2) where the defendant committed vehicular homicide and left the scene.
• Government claims: a written notice within 182 days of discovering the injury, C.R.S. 24-10-109(1).

C.R.S. 13-80-108(1) sets accrual at the point both the injury and its cause are known, or reasonably should be. Wrongful death runs from the date of death under subsection (2).

C.R.S. 13-81-103 covers persons under disability, such as minors, and generally runs the ordinary period where a legal representative is in place. Get the specific date confirmed rather than assumed.

Survivors can find the specific rules on our Loveland wrongful death page.

It also decides whether Colorado's bad-faith statute is available. C.R.S. 10-3-1116(1) lets a first-party claimant whose benefits were unreasonably delayed or denied recover attorney fees, costs, and two times the covered benefit. The definition in C.R.S. 10-3-1115(1)(b) excludes someone claiming against another person's liability policy.

An insurer's first offer reflects the insurer's interests. Treat it as an opening, not an answer.

For UM and UIM questions, read car accidents with uninsured drivers in Colorado.

• Is this a case you handle regularly? Car and truck crashes, falls, dog bites, and wrongful death claims are all part of our practice.
• Who is my point of contact? You should know who answers when you call, and which attorney is responsible for the file.
• What will this cost me? Nothing up front. The fee is contingent on a recovery, and the agreement spells out how costs are handled.
• What deadlines apply to me? Colorado has several, and a claim against a public entity can require notice within 182 days.
• Do you prepare for trial? Insurers price claims partly on whether a firm will try them. Ours are built that way from the start.
• Can I speak with you in Spanish? We work in both English and Spanish.

The how we handle your case page walks through each stage in more detail.

An online case review is available if calling is not convenient.